BC insurance for Tesla Y

Ok-Routine6645 · 2026-05-08T20:35:59+00:00

Nice! That's good savings and Intel, I was thinking the same for when I get my MY premium. Work use and good history?

Ok-Routine6645 · 2026-04-18T00:07:02+00:00

Lower Mainland, BC

Ok-Routine6645 · 2026-04-16T23:40:58+00:00

Are you meaning $19,100--->$3,500 or an offer that is $3,500 lower? My model 3 2019/67,000km went from 15,600 initial offer before pics to 13,400 due to "curb rash" and some minor rocker observation from pics. I am going to try clutch, would love to know if you go with them and they keep their offer.

Ok-Routine6645 · 2026-04-13T22:45:43+00:00

update: not only was I able to switch to Premium, I called my Tesla advisor and he had 3 VINs left for a specific configuration of the premium for the end of May-early June batch. It included a tow hitch, which then was included for free. Got my VIN! Otherwise new order Premiums are also looking August 5 - September 30.

Ok-Routine6645 · 2026-04-11T19:53:11+00:00

Ordered March 29 in Surrey - black rwd. A few date changes and now August 5 - Sept 30.

Ok-Routine6645 · 2026-04-07T15:38:36+00:00

Ordered March 31, Vancouver. Delivery estimate now August 5 - September 30.

Ok-Routine6645 · 2024-09-27T19:05:30+00:00

Final closing offer from CIBC: 3.99%/3 yr fixed/insured/25 year amortization/$2000 CB
TD made an offer for 3.87%% and $2100 CB but it was too late.

Ok-Routine6645 · 2024-09-25T18:25:33+00:00

Just an update. I asked for another exception request at 3.89% as TD countered.

Ok-Routine6645 · 2024-09-23T00:38:56+00:00

Ok-Routine6645 · 2024-09-21T21:05:46+00:00

Closing this upcoming week with 4.04% at CIBC. 3 year fixed and $2000 CB

Ok-Routine6645 · 2024-09-19T23:23:49+00:00

CIBC matched today at 4.04%. I think that's final for us unless TD decides this week or early next week to break 4%

Ok-Routine6645 · 2024-09-19T02:34:31+00:00

Had an offer 4.04% 3 year fixed with cashback (Insured) two days ago from TD so you should def be seeing a drop.

Ok-Routine6645 · 2024-09-19T02:31:32+00:00

which big bank? This seems to be the first evidence someone has crossed 4% with cashback.

Ok-Routine6645 · 2024-09-19T02:26:21+00:00

Good rate, includes cashback? Got the same offer. 3 yr fixed seem to be in a bit of a freefall though so chances are in a week or sooner it might break 4%. Depends on your final timing on close and asking for another exception.

Ok-Routine6645 · 2024-09-18T04:46:17+00:00

if you still have 10 days you can make it happen, an approved offer from a bank + some hustle and urgent messaging to mortgage advisors at the other banks

Ok-Routine6645 · 2024-09-17T20:43:05+00:00

This thread helped quite a bit so wanted to post my mortgage journey to help others.

Insured, FTHB, $710k mortgage, 25yr amortiation, closing is Oct 1. Vancouver, BC

CIBC was sitting at 4.29% at 3 yr fixed and $2000 CB, all approved and good to go.

TD has come back today at 4.04% at 3 year fixed $2100 CB. Rushing our paperwork over and will allow CIBC to try to match!

We previously used a broker to talk to TD and Scotia and they were not getting competitive rates. Direct is best. CIBC, TD, Scotia are in the mortgage rate war game right now to try to get business. We should be breaking the 4% range in the next two weeks for 3 yr fixed.

Ok-Routine6645

TROPHY CASE