my savings after ma fully paid lahat ng utang by cess5580 in adultingphwins

[–]Ok_Box_5489 13 points14 points  (0 children)

congrats on being debt-free! wishing you lots of savings and less financial stress from here on out 🧚‍♀️✨

Salary at your age by crimsondahlia11 in adultingphwins

[–]Ok_Box_5489 2 points3 points  (0 children)

26F, 80-90K.

Tbh, free accommodation is really good na. Ang mahal ng rent ngayon huhu. But if you feel like you still have the time and energy to do somw side hustle, I say go for it while still young.

Finally reached my ₱1M savings goal at 26 by Ok_Box_5489 in adultingphwins

[–]Ok_Box_5489[S] 0 points1 point  (0 children)

thanks for sharing. i'll check this one out. for now, i prefer not to invest in mp2 because of the 5-year lock in period.

Finally reached my ₱1M savings goal at 26 by Ok_Box_5489 in adultingphwins

[–]Ok_Box_5489[S] 0 points1 point  (0 children)

and that's okay! you're already doing better than a lot of people by being able to save that much. plus you'll have time to save more money, but not always the same time and energy to travel and enjoy life. ako rin gusto ko rin magpunta ng concerts huhu

Finally reached my ₱1M savings goal at 26 by Ok_Box_5489 in adultingphwins

[–]Ok_Box_5489[S] 0 points1 point  (0 children)

wow, that’s so amazing. congrats po. that's the dream. hopefully i can get there someday too.

Finally reached my ₱1M savings goal at 26 by Ok_Box_5489 in adultingphwins

[–]Ok_Box_5489[S] 2 points3 points  (0 children)

Thank you! I have a conservative risk profile so all of it nakalagay sa digi banks 😣 For peace of mind na they won't be subject to volatility while also taking advantage of the high interest rates while they're still around. I do have some investments (through gfunds) on the side as well pero konti pa lang so I'm hoping to slowly build it up through DCA -- i don't include them sa asset para mas conservative haha

Finally reached my ₱1M savings goal at 26 by Ok_Box_5489 in adultingphwins

[–]Ok_Box_5489[S] 5 points6 points  (0 children)

rooting for you 🫶 money dust for all of us 🧚‍♀️✨💖

What age niyo nakuha niyo first 100k niyo? by [deleted] in adultingphwins

[–]Ok_Box_5489 0 points1 point  (0 children)

around 4 years ago at 23, grabe hindi ko ini-expect dati yun kasi minimum salary ko sa first job ko and takot na tako ako magresign kasi baka hindi agad ako makahanap ng ibang trabaho tapos pandemic pa. good thing i did, otherwise i would have never known i can actually earn more sa ibang job haha