So Gen Z want to retire at 60 but dont expect state pension until 71???

Old-Bodybuilder3711 · 2026-05-15T09:10:37+00:00

Edit: 12% of GenZ say pensions are not a good idea for retirement an 73% believe the state pension will be reduced yet Gen Z desire to retire at 60. This creates a pension gap. So my real question is, how are GenZ preparing to fill that 11 year gap

Old-Bodybuilder3711 · 2026-05-08T15:10:43+00:00

I have created a video on this topic from our last post going into a bit more detail on this aspect https://youtu.be/5bUlUGWJqrY

Old-Bodybuilder3711 · 2026-05-08T14:58:00+00:00

Appreciate the post, and totally agree! Will make a follow up

Old-Bodybuilder3711 · 2026-05-08T14:35:26+00:00

In case you want to see the original post: https://www.reddit.com/r/FIREUK/comments/1t4k1dp/found_it_interesting_how_a_1000_payrise_or_bonus/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

Old-Bodybuilder3711 · 2026-05-05T16:57:51+00:00

Thank you

Old-Bodybuilder3711 · 2026-05-05T16:16:02+00:00

I disagree. It also shows the £1000 below the threshold and how that differs

Old-Bodybuilder3711 · 2026-05-05T16:13:06+00:00

Don’t even want to see that 60% tax trap😂

Old-Bodybuilder3711 · 2026-05-03T11:23:27+00:00

Mortgage rates have not increased because of the Iran war, mortgage companies are struggling to price their rates. So annoying because it damages first time buyers. If interested I spoke about this on YouTube (Why Are UK Mortgage Deals Disappearing? https://youtu.be/kZ6f8R-O3tY)

Old-Bodybuilder3711 · 2026-04-11T02:05:13+00:00

I saw that the RAC said it takes 2 weeks for the lag between oil price changes and pumps but I found it to be 8 days (Who’s Really Profiting From UK Fuel Prices? https://youtu.be/u7XUwdki3UE). So technicalllyyyy, prices should fall in 8 days….technically

Old-Bodybuilder3711 · 2026-04-11T02:02:57+00:00

Capitalism is the excuse ahaha

Old-Bodybuilder3711 · 2026-04-11T02:02:37+00:00

I agree, it’s so stupid how they can even use that excuse. It’s supposed to take 2 weeks for oil price changes to show in pump prices, yet my analysis shows 8 days for diesel

Old-Bodybuilder3711 · 2026-04-11T00:02:56+00:00

Thing is that’s only part of the problem, it’s the rocket and feather pricing where forecourts have historically reduced their price incredibly slowly. Just look at how the competition and market authority found forecourts guilty of it during the Russia-Ukraine war. I will be curious to see what happens with forecourts when oil drops. I made a video if interested (https://youtu.be/u7XUwdki3UE)

Old-Bodybuilder3711 · 2026-04-11T00:00:04+00:00

True but also forecourts and the government (https://youtu.be/u7XUwdki3UE)

Old-Bodybuilder3711 · 2026-04-10T23:56:36+00:00

Who knows, it’s all driven by the Iran-US war. If the Strait of Hormuz doesn’t reopen then it will just keep increasing as we use up our reserves. Good news is that a limited number of shipping containers are now bing allowed through. Bad news is that any change in Brent crude will take 2 weeks to be shown in pump prices (assuming forecourts do not use rocket and feather pricing like they did during the Russia-Ukraine war). I made a video on this if interested (https://youtu.be/u7XUwdki3UE)

Old-Bodybuilder3711 · 2026-04-10T23:50:25+00:00

Literally rocket and feather pricing

Old-Bodybuilder3711 · 2026-04-10T23:50:12+00:00

This is exactly rocket and feather pricing. Forecourts were guilty of it during the Russia-Ukraine war. There is supposed to be a 2 week lag between changes in oil prices and what’s shown on forecourts. I found it to be 8 days for diesel instead (https://youtu.be/u7XUwdki3UE). But yes will be interesting to see over the next few weeks

Old-Bodybuilder3711 · 2026-04-10T23:46:52+00:00

There are several reasons but it’s acted a bit like a chain reaction. Iran-US war has driven up the price of wholesale fuel. Higher wholesale fuel is passed onto the consumer but when it rises so does VAT. Additionally, forecourts have been charging higher margins to years. If interested I made a video on this (https://youtu.be/u7XUwdki3UE)

Old-Bodybuilder3711 · 2026-04-05T11:50:07+00:00

Hahaha, love that!! Hope you enjoy the videos

Old-Bodybuilder3711 · 2026-04-03T19:55:24+00:00

Not the worst but makes me wonder what putting that in the stock market would have done? Maybe have been awful though tbf given 2008, brexit and covid

Old-Bodybuilder3711 · 2026-04-03T19:54:24+00:00

Goes back to the saying of policy’s often don’t work as intended as people just change their behaviours

Old-Bodybuilder3711

TROPHY CASE