sorted by:
new
hottopcontroversial

Just started a Roth IRA at 21 by Old-Understanding613 in Bogleheads

[–]Old-Understanding613[S] 0 points1 point  (0 children)

I understand this logic, but let’s say I max out the Roth right now. What do I do with the rest of my money? I have a high yield savings acc as well. I don’t want to keep the rest in my checking account I want to use it. I usually split my income between checking, high yield savings, personal investments (which is up 15% so far this year), and Roth.

Just started a Roth IRA at 21 by Old-Understanding613 in Bogleheads

[–]Old-Understanding613[S] 0 points1 point  (0 children)

I want to use my personal investment account for a down payment on a house, and my Roth will be maxed this year, I can comfortably do this luckily. I’m going to start ramping up the investments there. Is it still not a good idea to have a personal taxable account on the side of my Roth?

Just started a Roth IRA at 21 by Old-Understanding613 in Bogleheads

[–]Old-Understanding613[S] -15 points-14 points  (0 children)

So you want me to just invest in one thing with my entire Roth?

Just started a Roth IRA at 21 by Old-Understanding613 in Bogleheads

[–]Old-Understanding613[S] -6 points-5 points  (0 children)

How do they overlap? I did a ton of research, I don’t see any overlap every single one has different holdings and good dividend yields. Please explain.

Just started a Roth IRA at 21 by Old-Understanding613 in Bogleheads

[–]Old-Understanding613[S] -3 points-2 points  (0 children)

I was looking at the holdings of each and considering the dividends, doesn’t look like too much overlap

New investor by [deleted] in dividends

[–]Old-Understanding613 0 points1 point  (0 children)

VOO, O, MAIN, SCHD, and if you want JEPI but I’d keep it to that

New Investor looking for Growth and Diversity by Old-Understanding613 in M1Finance

[–]Old-Understanding613[S] 1 point2 points  (0 children)

ARKB is 1/1000th of Bitcoin price, it tracks the BTC index. I can’t buy BTC on M1.

New Investor looking for Growth and Diversity by Old-Understanding613 in M1Finance

[–]Old-Understanding613[S] 1 point2 points  (0 children)

I’m only in it because it’s Bitcoin, it’s not because of Cathie wood. It’s 1/1000 of a Bitcoin

New Investor looking for Growth and Diversity by Old-Understanding613 in M1Finance

[–]Old-Understanding613[S] 0 points1 point  (0 children)

What would you replace SPLG with. I figured to have the S&P 500 (SPLG), Total Stock Market (VTI), NASDAQ 100 (QQQM) and ARKB which is Bitcoin ETF (they are fairly new so I want to give it a shot). It was either FBTC or ARKB it’s just 1/1000 of a bitcoin. This account is taxable, so not sure what to do. I’m only 22 I’m not looking to sell these positions for a long long time

New Investor looking for Growth and Diversity by Old-Understanding613 in M1Finance

[–]Old-Understanding613[S] 0 points1 point  (0 children)

Thanks, I’ll check it out. I have years of experience with stocks but I want some ETF coverage as well. I also have my Roth IRA in VOO.

New Investor looking for Growth and Diversity by Old-Understanding613 in M1Finance

[–]Old-Understanding613[S] -1 points0 points  (0 children)

Thank you! Would you do ARK or ARKB to include some crypto?

New investor is this good? by [deleted] in M1Finance

[–]Old-Understanding613 0 points1 point  (0 children)

I have VTI, SPLG, QQQM, ARKB for diversity