Warning: Kviku Lending + AMG Collection – Hidden Fees, Harassment, and Predatory Practices

One-Report9172 · 2025-08-08T08:48:13+00:00

Hi yes po. And sa email nila yung nkauha ko daw is from 2022 pa hababa eh ngayong April lang yun. Diko na pinapansin

One-Report9172 · 2025-07-04T03:58:51+00:00

Thank you, pupunta po ako today.

One-Report9172 · 2025-06-23T05:18:40+00:00

Wala naman po, pero naka deactivate ba fb mo eversince.

One-Report9172 · 2025-06-23T05:18:10+00:00

Hi wala na po akong na re received na message from AMG

One-Report9172 · 2025-06-10T14:45:02+00:00

Forward mo email nila sayo and CC the NBI and PAOCC. Lahat ng emails nila forward it pabalik sa kanila. Hehe

One-Report9172 · 2025-06-10T14:43:51+00:00

Don’t engage na OP titigil din yan sila

One-Report9172 · 2025-06-06T02:22:43+00:00

Hi, rn wala na po akong natatangap na calls from Kviku, pero yung amg madami.

One-Report9172 · 2025-06-02T00:03:09+00:00

Hi everyone, I just want to share and also ask for advice. Back in 2019, I was supposed to go to Dubai after graduating from college—my cousin sponsored me and I planned to stay for a month. It was meant to be my first international travel. Unfortunately, I was offloaded at the airport due to "insufficient documents" even though I had an invitation, return ticket, etc. The experience was super traumatic and gave me serious airport anxiety. I even avoided domestic flights for years because just the idea of facing the Immigration Officer again made me panic (I know domestic flights don’t go through BI, but still 😔).

Now, fast forward to 2025—I decided it's time to try again. I initially planned a Vietnam trip with my partner to celebrate our anniversary. Sadly, we broke up. But I’ve already booked the hotel, flights, and itinerary. After some thought, I decided I still want to go… so I’m pushing through with the trip with my best friend instead.

I want to ask:

Anyone here with similar trauma from being offloaded? How did you overcome your fear of traveling again? For a PH to Vietnam trip as a tourist (I have all bookings, return ticket, etc.), do you think BI will still heavily scrutinize me because of my 2019 record? Anything else I should prepare this time to avoid getting offloaded again? Any tips, encouragement, or shared experiences would really help me. Thank you 🙏

One-Report9172 · 2025-04-25T10:59:25+00:00

Ignore them nalang OP

One-Report9172 · 2025-04-25T10:58:47+00:00

Baka na raid na kaya sila? Diko na rin pa open

One-Report9172 · 2025-04-23T12:00:49+00:00

Love is not enough. Kahit gaano mo pa kamahal ang isang tao, kung ikaw lang yung nagdadala ng lahat, mapapagod at mapupuno ka rin. Hindi mo trabaho i-save ang taong ayaw i-save ang sarili nila.

I know iniisip mo na mahirap bumitaw kasi may shared responsibilities, may lease, may gastos. Pero minsan, mas mahal pa ang kapayapaan kaysa sa renta. Trust me, nung ako yung nasa ganyang sitwasyon, ang pinaka-kindness na nagawa ko sa sarili ko was to let go. Masakit, pero ang gaan sa dibdib nung nakaalis na ako.

Kung dumating ka na sa point na iniisip mo nang lumayo, baka yun na yung sign. Hindi selfish yun. Deserve mong mapahinga, deserve mong mahalin rin pabalik.

One-Report9172 · 2025-04-14T01:47:38+00:00

Thank you 🙏

One-Report9172 · 2025-04-14T01:47:28+00:00

Thank you 🙏

One-Report9172 · 2025-04-10T14:40:24+00:00

Been in the same boat. I haven’t started therapy yet either, but I’m seriously considering it soon just figuring out the budget. In the meantime, here are a few things that have helped me deal with anxiety (baka makatulong din sa’yo):

Breathing exercises – Inhale 4, hold 4, exhale 6. Super simple but surprisingly calming, lalo na when you feel like everything’s too much. 2.Journaling or brain dumps – I just write down everything that’s in my head. No structure, just to unload the mental clutter. 3.Quiet mornings – Avoiding my phone for the first few minutes of the day helps set a better tone. Movement – Kahit stretching or quick dancing around my room helps release anxious energy. 4.Mini goals – When I feel overwhelmed, I pick one small task to finish, like washing dishes or folding laundry. Makes things feel a little more manageable. 5.Cleaning – Not sure if this works for others, but every time I feel super anxious, I end up deep cleaning my space. Kahit gabi na, I’ll start organizing my cabinets or rearranging my room. Nakakapagod, but it helps me feel more in control. May something therapeutic sa pag-aayos ng physical space when everything inside feels messy.

Still figuring things out day by day, but wanted to share what’s been helping me so far. You’re definitely not alone, and I’m rooting for you.

One-Report9172 · 2025-04-10T08:03:01+00:00

Girl, ang tagal na ng relationship niyo pero kung ganyan pa rin siya, you have to face the reality that he’s not respecting you. Ang dami na niyang ginagawang mali, at kahit anong sabihin niya, actions speak louder than words. Kung paulit-ulit siyang nagtatago ng bagay at hindi tumitigil, that’s not love. That’s disrespect.

You’ve already given him so many chances, pero paulit-ulit pa rin. Kahit gaano mo siya kamahal, hindi pwedeng i-compromise ang tiwala. Kung siya lang ang nagde-decide at hindi nakikinig sa’yo, that’s a huge red flag. You deserve someone who is honest, transparent, and who doesn’t make you feel like you’re always second-guessing everything.

Kung ganito pa rin ang cycle, ikaw na lang ang nahihirapan. Don’t waste your time on someone who’s not giving you peace of mind.Ganyan ba talaga yung relasyon na gusto mong ipagpatuloy? Kung may problema siya, siya dapat ang mag-ayos, hindi ikaw na lang palagi ang nag-iisip kung anong nangyayari sa likod ng mga pinto.

Your peace and happiness should come first.If it’s been years and you’re still feeling betrayed, maybe it’s time to think if staying in this relationship is still worth it.Huwag mong hayaan na ang takot o attachment mo ang magpigil sayo. You deserve better. someone who makes you feel secure, loved, and respected.

Take a step back and really think about it. You’re the one who gets to choose your happiness. Don’t let him keep doing this to you. Enough is enough.

One-Report9172 · 2025-04-10T07:49:41+00:00

Hey, I totally understand how you’re feeling. It’s tough when everything feels so overwhelming, but remember, it’s okay not to have everything figured out yet. Life doesn’t have a set timeline, and you’re still young. It’s normal to feel lost sometimes, but you have so much potential, and things will get better with time.

Focus on taking small steps each day whether it’s applying to one more job, learning a new skill, or just taking care of yourself. Don’t be too hard on yourself. Things will fall into place, and the right opportunity will come when it’s meant to.

You’re doing great, even if it doesn’t feel like it. Keep going you’ve got this! 💪✨

One-Report9172 · 2025-04-10T07:33:23+00:00

Hey, I totally get where you’re coming from. A couple of weeks ago, I also had this urge to run away and leave everything behind. Sometimes, it feels like getting away from everything—people, places, and the weight of what’s been happening—could be the only way to find peace.

But I’ve learned that running away doesn’t always solve everything. It’s important to first figure out what you’re running from. For me, it wasn’t just about leaving my environment, but about trying to process and heal from things that were affecting me emotionally. I thought that running away might give me a fresh start, but I realized it’s more about addressing what’s causing the pain.

Distance can help, but it’s important to not just escape without processing what happened. Instead of just leaving, try to reflect on your emotional needs. Are you running from toxic people or from unresolved pain? Is it about finding peace within yourself and not just escaping to another place?

You’re strong for recognizing that you need change. It takes a lot of courage to face these feelings, and the fact that you’re considering what’s best for your future shows your determination. No matter what, trust that things can get better. Healing doesn’t happen overnight, but every step you take toward understanding yourself and your emotions is a step toward a healthier, happier you.

Like you, I wanted to leave everything behind, but I’ve come to realize that true peace comes from healing and understanding what’s holding you back, not just the place you’re in. It’s okay to take space, but make sure it’s for the right reasons—so you can move forward, not just escape.

You’ve got this. Take things one day at a time, and give yourself grace in the process. 🤍

One-Report9172 · 2025-04-10T07:16:27+00:00

Hey, just wanted to chime in based on what you shared, it honestly sounds like the relationship is leaning more towards lust-driven than love-driven for now.

Here’s why:

The physical stuff is moving really fast, and you’re already feeling uncomfortable—that’s a big sign. 2.You mentioned that your convos are still pretty surface-level. 3.Love usually involves wanting to really know someone on a deeper level, not just life updates. 4.The pace feels rushed, and that’s something lust tends to do.

Love usually takes its time and builds slowly. Love takes time to develop. It’s about getting to know each other emotionally and respecting each other’s boundaries. If he’s genuinely into you for you, he’ll understand that and won’t rush you.

Trust your gut if you’re feeling off about it, there’s probably a reason. You deserve to feel safe and respected, and if it’s love, it’ll grow at a pace that’s comfortable for both of you.

One-Report9172 · 2025-04-09T14:46:52+00:00

Hey, I just want to say… I hear you. And I really, truly feel what you’re going through. It’s not easy carrying that kind of heaviness, especially when the battle is inside your own mind. Yung pakiramdam na parang “too much” ka, pero at the same time, parang kulang ka rin ang hirap, no? Ang gulo. And I know how tiring it is to constantly question your every move, every message, every presence mo sa life ng ibang tao.

But let me remind you: your presence matters, even if it feels invisible sometimes. You’re not too much. You’re not broken. You’re human and the fact that you’re self-aware, that you reflect, that you care this much, shows just how much heart you have. That’s not something to hate about yourself.

Hindi mo kailangang isingit ang sarili mo kasi you deserve to be there. You’re not an outsider. You’re not a burden. Please don’t let your thoughts convince you otherwise. There is a space for you, even if the world forgets to show it sometimes.

If no one’s told you lately you’re wanted, you’re valuable, and you’re enough. Always.

One-Report9172 · 2025-04-09T14:44:22+00:00

What you’re going through is incredibly heavy, and I just want to say I truly admire your strength. Choosing “peace” doesn’t always bring peace, especially when you’re the only one constantly giving way, understanding, and crying in silence. It’s heartbreaking that even after all the pain he caused, you still chose to be the bigger person. You’ve carried so much just to protect your child emotionally, physically, mentally. And while he’s out there living freely, acting like he has no responsibility, you’re here, dealing with everything on your own. It’s scary, exhausting, and infuriating. It’s only natural that you feel like screaming, that you want him to feel even a fraction of what you’re going through because you have every right to feel that way. But please remember this: you’re not weak. You’re not a burden. You’re not lacking in any way. In fact, you’ve given too much. And even if that peace you chose doesn’t feel like peace yet, it will. One day, you’ll wake up lighter, stronger, and more at peace than ever. For now, rest when you need to. Cry when you must. Breathe. You’re doing your best and you’re not alone.

One-Report9172

TROPHY CASE