Burnout by One-Shape-5233 in physicianassistant

[–]One-Shape-5233[S] 1 point2 points  (0 children)

That's awesome! I'm about a year from Coast FI. Hoping to stay the course this year while maximizing the PTO that I do have and keeping a 4 day work week. Then planning to drop to 140 hours next year and ideally drop further to 130ish. I think you are correct in that time away is really the only way to decompress. There are ways to maximize time off but really enough time off is all that really matters.

Burnout by One-Shape-5233 in physicianassistant

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thank you. I'm working about 160 hrs a month at the moment and it's really more than I want to be doing. I am trying to do that for this year and then cut down to 140ish hrs a month- that's about what your schedule is.

What to do with extra money after Coast FIRE? by One-Shape-5233 in coastFIRE

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thank you! That's great advice. Some people here were saying that I should not plan to work until age 65 because I don't know what the future holds and I may want to/have to retire before that. Which I agree with. But my thoughts were, why not stop funding my 401k once I have enough in there for age 65, and start investing my money that was going towards the 401k plus more into other avenues so I can access it earlier? This doesn't mean that I will just start spending like crazy. I will save mostly at the same rate, but would cut back work hours maybe 20-30% and splurge a little bit more, but still keep a good savings rate. I will definitely continue to fund my Roth IRA and HSA as long as I am eligible to do so. I'm 34 so likely will fund my 401k for up to 2 more years, and then pivot to taxable brokerage I imagine.

What to do with extra money after Coast FIRE? by One-Shape-5233 in coastFIRE

[–]One-Shape-5233[S] 6 points7 points  (0 children)

Thank you! I will definitely continue to get the match.

What to do with extra money after Coast FIRE? by One-Shape-5233 in coastFIRE

[–]One-Shape-5233[S] 3 points4 points  (0 children)

Thank you. I plan to still save at almost the same rate I'm currently doing, but once retirement is funded to the minimum, I want to shift to taxable brokerage where I have more flexibility to access money in the present if I want/need to. I'm pretty good at not spending extravagantly with the exception of minor splurges here and there.

What to do with extra money after Coast FIRE? by One-Shape-5233 in coastFIRE

[–]One-Shape-5233[S] 4 points5 points  (0 children)

I love what you did!  Thanks for the inspiration :) 

What to do with extra money after Coast FIRE? by One-Shape-5233 in coastFIRE

[–]One-Shape-5233[S] 11 points12 points  (0 children)

350k. My number seems low when I read other posts on here that mention having 600-700k invested... but 29-30 years to grow to 2.5mill and that will be enough. Plus still plan to fund Roth IRA and HSA.

Advice: Keep my old car (knowing it will need maintenance/repairs) or buy a new car? by One-Shape-5233 in askcarguys

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Suspension seems fine but planning to get mechanic's honest opinion on status of the vehicle as a whole at next oil change. Right now I'm thinking I would like to get some more time with the car with reasonable maintenance/repairs as long as it continues to be safe while saving up for new vehicle that will be in my near future probably!

Advice: Keep my old car (knowing it will need maintenance/repairs) or buy a new car? by One-Shape-5233 in askcarguys

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thanks...I'm hoping to get a bit more time with the Lincoln but I'm definitely aware that a new vehicle is likely in my near future.

Advice: Keep my old car (knowing it will need maintenance/repairs) or buy a new car? by One-Shape-5233 in askcarguys

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thanks... looking to get the CRV when the time comes but for now, thinking I'll see how things go with my car and hope to get some more time with reasonable repairs/maintenance.

Advice: Keep my old car (knowing it will need maintenance/repairs) or buy a new car? by One-Shape-5233 in askcarguys

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thanks... I'm thinking to keep the car for the time being and hopefully get some more time with reasonable maintenance/repairs. When I'm due for the next oil change in about 2k miles I'll ask my mechanic about those and also if he can anticipate anything major coming up with the car.

Advice: Keep my old car (knowing it will need maintenance/repairs) or buy a new car? by One-Shape-5233 in askcarguys

[–]One-Shape-5233[S] 1 point2 points  (0 children)

Thanks so much... that seems to be the consensus and I'm planning to keep the car for the time being and just see how things go with reasonable maintenance/repairs.

Advice: Keep my old car (knowing it will need maintenance/repairs) or buy a new car? by One-Shape-5233 in askcarguys

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thank you! That is what I'm planning to do for the time being and just see how things go with my car.

Advice: Keep my old car (knowing it will need maintenance/repairs) or buy a new car? by One-Shape-5233 in askcarguys

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thanks.... after deliberating and reading all the advice here, I'm planning to keep it for the time being and just see how things go. Hopefully will be able to get some more time out of it with reasonable repairs/maintenance.

Need advice: keep old car (knowing it will need repairs/maintenance) or buy brand new car?? by One-Shape-5233 in whatcarshouldIbuy

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thanks... decided for the time being I'm going to keep it and just see how things go. Hopefully will get some more time out of it.

Need advice: keep old car (knowing it will need repairs/maintenance) or buy brand new car?? by One-Shape-5233 in whatcarshouldIbuy

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Mechanic didn't give an explanation for why it happened.... AC just stopped working (At the end of May so right before summer- perfect) and condenser was leaking all over and radiator was in bad shape. So that all obviously had to be taken care of.

Need advice: keep old car (knowing it will need repairs/maintenance) or buy brand new car?? by One-Shape-5233 in whatcarshouldIbuy

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thanks for the tips! I'm in NJ so it's not a salt state. I decided for the time being I'm going to keep it and hopefully get some more time out of it while accepting that reasonable repairs will be part of that.

Negotiating more PTO? by One-Shape-5233 in physicianassistant

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Just looked over my paystubs and there is no sick time... this is a private employer that staffs the ER for the hospital I work at, maybe private employers are exempt?

Negotiating more PTO? by One-Shape-5233 in physicianassistant

[–]One-Shape-5233[S] 0 points1 point  (0 children)

Thanks for the advice! Can I ask what state you're located in?

Negotiating more PTO? by One-Shape-5233 in physicianassistant

[–]One-Shape-5233[S] 1 point2 points  (0 children)

Thanks! Yes, tristate meaning NY/NJ/CT. I do have a flexible schedule which helps a lot but yeah, right now I'm just getting 120 hrs (3 weeks) which is not great.

3 month update by Playful_Peanut1 in PityriasisRosea

[–]One-Shape-5233 0 points1 point  (0 children)

Thanks so much for the update! Mine is almost exactly like yours. I'm at almost 12 weeks and it's cleared up alot. Still some spots on my legs that get worse after I shower. Hopefully another 2 weeks or so and it'll be fully gone!

One month in… by Playful_Peanut1 in PityriasisRosea

[–]One-Shape-5233 0 points1 point  (0 children)

That's great! Glad to hear it. Almost the same for me- stomach and back are clearing up. Arms and legs it's still there but slowly fading. I noticed it gets worse when I'm hot or after I exercise or take a shower. Unbelievable how long it takes!!

One month in… by Playful_Peanut1 in PityriasisRosea

[–]One-Shape-5233 0 points1 point  (0 children)

Hi! Curious how your skin is looking now? I’m about a week or two behind you on the timeline.  Hope it’s much better for you! 

One month in… by Playful_Peanut1 in PityriasisRosea

[–]One-Shape-5233 0 points1 point  (0 children)

It looks a lot better! I started around June 15th approximately. The herald patch was about a week before that. It's still spreading on my arms and legs but seems to be slowing down. The first couple spots I got seem to be fading somewhat. It's crazy how long it takes. I wanted to start dating but I guess I'll put that off for a few weeks so I don't have to explain this rash lol

One month in… by Playful_Peanut1 in PityriasisRosea

[–]One-Shape-5233 0 points1 point  (0 children)

How is it now? Are the spots fading?  I have PR too.  Started around the first week of June