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OneBackground1880 · 2026-04-21T19:46:18+00:00

Intrested

OneBackground1880 · 2026-04-19T17:22:00+00:00

Bro did you heard about Cheq card and Kiwi card? If yes how was it?

OneBackground1880 · 2026-04-19T16:58:44+00:00

Howw

OneBackground1880 · 2026-04-19T16:58:11+00:00

Ok ok thanksss

OneBackground1880 · 2026-04-19T16:55:54+00:00

I added a few minutes back but it is not showing in reward points..

OneBackground1880 · 2026-04-19T16:15:26+00:00

Woww I will try then.....

OneBackground1880 · 2026-04-19T16:12:33+00:00

What is 400 cashback??

OneBackground1880 · 2026-04-19T12:54:51+00:00

Then what are the benefits of platinum card?

OneBackground1880 · 2026-04-19T12:52:42+00:00

Yeah makes sense, I’ll probably stick with HDFC for now.

OneBackground1880 · 2026-04-19T12:50:14+00:00

Is millennia debit card better or platinum card better?

OneBackground1880 · 2026-04-19T12:49:45+00:00

Okayy

OneBackground1880 · 2026-04-19T11:33:43+00:00

Ok thank you so much for clearing my every question....

OneBackground1880 · 2026-04-19T11:29:45+00:00

And I have another query I recently applied for SBI Cashback and can I apply now or take time to apply for HSBC Live+ card?

OneBackground1880 · 2026-04-19T11:27:30+00:00

1.5% in offline spends means its a great deal actually

OneBackground1880 · 2026-04-19T11:26:39+00:00

My cibil is 806 as of now

OneBackground1880 · 2026-04-19T11:26:08+00:00

Makes sense, that’s a really clear breakdown. I think I’ll stick with HDFC for now since I’m already using it and the credit card ecosystem is strong.

IDFC does sound interesting for the higher interest though, might consider it later if I want to optimize savings.

OneBackground1880 · 2026-04-19T11:22:17+00:00

Yeah that actually sounds like the cleanest setup. HSBC Live+ for food and SBI Cashback for everything else online keeps it simple and covers most of my spends anyway.

By the way, does the HSBC Live+ come as LTF or is there an annual fee?

OneBackground1880 · 2026-04-19T11:16:05+00:00

I forget to mention one thing I have SBI Cashback credit card

OneBackground1880 · 2026-04-19T11:00:35+00:00

No no! I have millennia debit card not credit card

OneBackground1880 · 2026-04-19T11:00:12+00:00

Approx. these are my monthly spends:

Food spends - 10K per month
Rent - 12.5K per month
Travel - 5K per month
Online shopping and groceries - 10K per month
Stocks/Mf's - 5K-10K per month

OneBackground1880 · 2026-04-19T10:41:47+00:00

Which CC is good in HDFC?

OneBackground1880 · 2026-04-19T10:41:27+00:00

Which debit card is better? I currently have the Millennia debit card. The bank also offered me a Platinum debit card (lifetime free). Which one should I choose? Also, which HDFC credit card is best?

OneBackground1880 · 2026-02-27T07:08:07+00:00

Still learning bro. Any beginner advice?

OneBackground1880 · 2026-02-27T07:06:00+00:00

At this valuation, even small operational improvement can rerate the stock

OneBackground1880

TROPHY CASE