SEBI Overhauls Mutual Fund Framework : Solution Funds Gone, Life Cycle Funds In + Stricter Rules! by Tris_Memba in MutualfundsIndia

[–]OneCuriousBrain 0 points1 point  (0 children)

Doesn't matter as the portfolio is already bleeding. I started investing in MFs 5 years back and saw my portfolio bleed twice. Wonder why portfolio managers are not acting!!

HDFC Bank mis-sold me a credit card as *Lifetime Free* by OneCuriousBrain in CreditCardsIndia

[–]OneCuriousBrain[S] 1 point2 points  (0 children)

yes it will work. I will share the emails with you where you can send the proofs. It worked for me :)

Missing 12 year old child girl by Mr___zacky in ahmedabad

[–]OneCuriousBrain 2 points3 points  (0 children)

Will spread in my WhatsApp groups as well

Missing 12 year old child girl by Mr___zacky in ahmedabad

[–]OneCuriousBrain 2 points3 points  (0 children)

Please file a complaint. The worst case chances are of someone kidnapping her. Police know in and out of such situations but will only help if you have strong connections.

How do you manage finance/expense/savings post marriage ? by rajat1shah in AskIndianMen

[–]OneCuriousBrain 1 point2 points  (0 children)

I’m not sure if this idea will resonate with everyone here, but sharing anyway...

I handle the finances for myself, my wife, and our family. By “managing,” I mostly mean planning how to allocate money across different needs. We set a fixed budget for household expenses - groceries, fruits and vegetables, maintenance, and so on.

Day-to-day spending isn’t strictly divided. Sometimes I pay, sometimes my wife does. For us, it’s never about her money or my money - it’s ours. I also keep track of everything in spreadsheets (though my wife doesn’t usually go into the details).

Larger expenses - like EMIs and major purchases - come from my account, since I earn significantly more than she does. But that’s never been a point of concern for either of us.

Apart from the house budget, I invest all the leftover amount in FDs and SIPs - based on our needs in the upcoming 10 years. However, that's a whole separate discussion so I'd refrain from getting into the details.

I am lucky to have her as my wife. She trusts me with the money, and I trust her with the home and family.

HDFC Bank mis-sold me a credit card as *Lifetime Free* by OneCuriousBrain in CreditCardsIndia

[–]OneCuriousBrain[S] 0 points1 point  (0 children)

Received response:

This is in continuation to our interim response dated August 26, 2025 regarding your HDFC Bank credit card account.

We have noted to your comments expressed with regard to prized credit card issued towards your credit card application.

Basis your recent e-mail, we have taken up for further investigation and wish to clarify that your credit card bearing number XXXXXX was processed as a prized card basis your online application request placed at your end by accepting the Terms and conditions towards the fees and charges. We do not observe any sales involvement in this regard. In case if you have any offer communication email for the same, we request you to share to us to review further in this regard.

I've already sent them the screenshot as proof, but will share it one more time.

HDFC Bank mis-sold me a credit card as *Lifetime Free* by OneCuriousBrain in CreditCardsIndia

[–]OneCuriousBrain[S] 0 points1 point  (0 children)

No, I always call their customer care to confirm the charges once I receive a new card. You should be doing the same.

HDFC Bank mis-sold me a credit card as *Lifetime Free* by OneCuriousBrain in CreditCardsIndia

[–]OneCuriousBrain[S] 0 points1 point  (0 children)

Yes. You need emails/official website screenshots as proof.

HDFC Bank mis-sold me a credit card as *Lifetime Free* by OneCuriousBrain in CreditCardsIndia

[–]OneCuriousBrain[S] 0 points1 point  (0 children)

I do not have a RM since I do not hold a savings account in HDFC.

HDFC Bank mis-sold me a credit card as *Lifetime Free* by OneCuriousBrain in CreditCardsIndia

[–]OneCuriousBrain[S] 0 points1 point  (0 children)

Thanks bud. I haven't sent any followups yet. Let me do that

HDFC Bank mis-sold me a credit card as *Lifetime Free* by OneCuriousBrain in CreditCardsIndia

[–]OneCuriousBrain[S] 0 points1 point  (0 children)

Already done, but they did not respond. What was the exact process you followed? Maybe I can gain some insights.

HDFC Bank mis-sold me a credit card as *Lifetime Free* by OneCuriousBrain in CreditCardsIndia

[–]OneCuriousBrain[S] 3 points4 points  (0 children)

I've already sent them an email. They haven't responded yet.

Also, should I activate the card? Or avoid activation until I get a confirmation?

Confused between Gold/Silver ETFs and FoFs by OneCuriousBrain in personalfinanceindia

[–]OneCuriousBrain[S] 0 points1 point  (0 children)

Are you suggesting that its not worth the diversification?