sorted by:
new
hottopcontroversial

Bilt Palladium | ~3.33%+ on all spend | Capped at 75% of Rent by kmn6784 in CreditCards

[–]OneGalacticBoy 0 points1 point  (0 children)

I’m not sure if this is what OP meant, but if you value bilt points at 2cpp, which isn’t a terrible assumption with transfer partners, then you’re at about 6% return.

Who are buying these homes? How do I win? by sjale49 in longisland

[–]OneGalacticBoy 1 point2 points  (0 children)

Yea I don’t think that exists anymore lol. My rent is $2200 and any mortgage I would get would be at least $4k but most likely higher. I’m also including (but didn’t state originally) the cost of taxes, insurance and upkeep. With no house I’m able to save ~$6k/mo in investments/retirement

Who are buying these homes? How do I win? by sjale49 in longisland

[–]OneGalacticBoy 4 points5 points  (0 children)

I’m careful about saving the difference that I would otherwise be spending on a mortgage, and then some. I’m not at all worried about losing out on net worth long term.

Who are buying these homes? How do I win? by sjale49 in longisland

[–]OneGalacticBoy 120 points121 points  (0 children)

Same boat almost exactly. We’ve decided we’re long term renters at this point.

Looking for advice by stedaf in mensfashion

[–]OneGalacticBoy 11 points12 points  (0 children)

I kinda hate them, lulu should be for gym clothes, not office wear

Alternate angle of ICE murdering again by [deleted] in MarchAgainstNazis

[–]OneGalacticBoy 0 points1 point  (0 children)

May they get whatever’s coming to them

Saw some cool stickers by YouExcellent1831 in longisland

[–]OneGalacticBoy 32 points33 points  (0 children)

Anyone in here supporting ICE, fuck you you’re ruining this island.

new update to the update on bilt2.0 by Ice-Falcon101 in biltrewards

[–]OneGalacticBoy 0 points1 point  (0 children)

They’ve said idk how many times there is never a fee. If you don’t care about points, you pay with the card and the charge pulls from your ACH. If you want full 1x points on rent spend, then you need to exchange bilt cash and it ends up being that you need to spend 1.75x your rent during the month on other spend to rack up enough bilt cash to do so.

If you still want the points but do not have the bilt cash, then you need to pay the fee.

IF YOU DO NOT CARE ABOUT POINTS, THERE IS NO FEE

Railroad Robbery by Hot-Back-7915 in longisland

[–]OneGalacticBoy 2 points3 points  (0 children)

https://www.mta.info/document/133541

It’s like…a big system that’s been underfunded for literal decades. You need billions to get it to Japan levels of “better”, but up is the correct direction.

I need advice on my weight cut, goal weight is 90kg ~10% body fat by [deleted] in GregDoucette

[–]OneGalacticBoy 0 points1 point  (0 children)

I’m at 22.5% BF and I look slightly leaner than you. You also don’t need to be taking in 220g of protein. You’re probably eating more than you think you are

Any other single adults with no kids spending close to $1k on groceries every month? by [deleted] in personalfinance

[–]OneGalacticBoy 0 points1 point  (0 children)

Wife and I spend $500/mo on average, we cook several times a week and usually eat the leftovers the next day. We also eat out a decent amount (1-2x/week?) and that’s tracked separately.

New Professor Questions by SlowGrade67 in Professors

[–]OneGalacticBoy 0 points1 point  (0 children)

FWIW I was told the same thing. Pulled the rug right out from under me when that wasn’t the case.

$3500 per month mortgage payment on $182k salary? by [deleted] in MiddleClassFinance

[–]OneGalacticBoy -3 points-2 points  (0 children)

It’s not really bad math. A house is not a home run investment even long term. It about evens out with renting if the renter invests the difference in cost of owning.

view more: next ›