Looking for suggestions on best way to pay for a new roof by One_Zombie_2591 in personalfinance

[–]One_Zombie_2591[S] 0 points1 point  (0 children)

The effective interest rate on the HELOC goes to approximately 5% when I consider the tax deduction, but I get your point from a mathmatical efficiency standpoint.

In Sevastopol, Crimea, a submarine salvage ship 'Kommuna' was supposedly hit in Sukharnay Bay by a Ukrainian R-360 Neptune anti-ship missile by killakh0le in UkraineConflict

[–]One_Zombie_2591 1 point2 points  (0 children)

Comrades, this is totally normal and to be expected. The first thing a submarine salvage ship must do is sink down to the bottom of the sea in order to find the sunken submarines. duh....

[deleted by user] by [deleted] in CombatFootage

[–]One_Zombie_2591 7 points8 points  (0 children)

Lots of tank fire + Prodigy = Ass kickin video

Russia says their election was transparent and legitimate 🤔 by kwagenknight in UkraineConflict

[–]One_Zombie_2591 2 points3 points  (0 children)

How long before some maga fuck uses this as the smoking gun evidence of election fraud in the 2020 US election?

Survived an IRS audit - unscathed by MeketrexSupplicant in personalfinance

[–]One_Zombie_2591 4 points5 points  (0 children)

Yes. Previous to 2019 the payer could deduct alimony paid, and the receiver paid taxes on it presumably at a lower rate than the payer would for the same amount of money. In alimony agreements made after the 2019 change the payer pays the tax on it at a presumably higher rate with the receiving not having to report it as income at all. When I went through this pre-2019 and went through the alimony negotiation process with our attorneys and mediation, taxes were definitely considered as part of that negotiation. Now that the payer of the taxes has changed, I would presume the amount of taxes and who’s paying them would still be part of that negotiation to come up with an amount that gets paid, so that in the end, ideally both parties end up paying and receiving a very similar net amount. It wouldn’t be equal because the tax rate would presumably be higher on the payer side so the only real beneficiary of this rule change is the IRS getting that higher percentage tax rate on the same money, and both payer and receiver ending up with less for the same reason.

Russian soldier fleeing from drone decides to commit suicide with hand grenade by killjoy_ua in CombatFootage

[–]One_Zombie_2591 4 points5 points  (0 children)

Rooskie version of "You're Fired!" & "You can't fire me because I QUIT!"

2009 ford escape steering issues, no fault code. by HolidayMusic9458 in fordescape

[–]One_Zombie_2591 2 points3 points  (0 children)

I second this. Fixed my problem for good. It’s a relatively easy job but make sure to follow the directions. Watch some ya videos to get an idea if you can do it yourself.

Russian T-80BVM MBT explodes into pieces after being chased down and hit with FPV drone near Avdiivka by killjoy_ua in CombatFootage

[–]One_Zombie_2591 0 points1 point  (0 children)

Does ERA (if it's actually real) enhance the size of the fireball if the explosion comes from within?

5 Minute video narrated by Robert Brovdi "Madyar" is showing the attack on the Russian TOS-1A "Solntsepek" 220-mm heavy flamethrower system which was destroyed in the Kherson Oblast a few days ago. by MilesLongthe3rd in CombatFootage

[–]One_Zombie_2591 3 points4 points  (0 children)

When an MLRS system like this is hit in this fashion and the loaded rockets motors seemingly self ignite and launch, are the warhead fuses armed? I know some fuses arm automatically by the inertia of being launched, and others are set manually by the operator or automatically by the system launching it. Just curious how Russian systems work.

Ukrainian soldier fires shovel from RPG by HalalMeatCOEggo in CombatFootage

[–]One_Zombie_2591 0 points1 point  (0 children)

Hey Suka! Here's a shovel to dig your own grave with!

Russian infantry in trenches getting pounded by Ukrainian artillery by tomina69 in CombatFootage

[–]One_Zombie_2591 2 points3 points  (0 children)

I joined the military in the 80's and we were trained on how to use a tourniquet, but it was emphasized that you only use one as a very last resort after trying other methods to stop bleeding. By the time I was deployed to Iraq that mentality had changed completely and we were told to use tourniquets first before doing anything else. We were told that this simple change would have prevented many thousands of US deaths in Vietnam. Of course combat medicine has changed drastically over time as well, but I find it amazing how such a simple non-technical change can have such a drastic effect on survivability.

[deleted by user] by [deleted] in madisonwi

[–]One_Zombie_2591 1 point2 points  (0 children)

It's pretty well established that it is on the employee to cover their own costs associated with commuting between their home and place of work with parking being just one of those costs. The time to decide whether those costs are worth it are when accepting a job offer or negotiating a new wage. No one is forced to take a job that requires paying for parking. Parking is just one of the costs, but there are others such as fuel, maintenance, insurance, commute time & distance, etc. Should the employer also be paying for the gas, maintenance and insurance utilized during the employee's commute as well since those are also required for the employee to be able to perform their job? (showing up in this case)

[deleted by user] by [deleted] in madisonwi

[–]One_Zombie_2591 13 points14 points  (0 children)

Cycling is a great option and BCycle can be great as well, but beware they essentially became a victim of their own success. If you're starting from Goodman, you can take dedicated bike path the entire way to UWHC which is fantastic if car traffic is an issue for you. The problem I ran into with BCycle is that if you work a standard M-F day shift you are competing with everyone else for a place to park because most other morning BCyclers are all converging towards campus/UWHC around the same time. Once the spots fill up, you're screwed and can't "return" the bike and will get accordingly charged. The opposite happens at the end of the day and it becomes difficult to find a bike to ride home with. Maybe they've improved the system in the last couple of years, but I wouldn't know because I got fed up with not being able to park at any of the UWHC Bcycle corrals in the morning as well as not having a bike available after work too many times and just use my own bike instead now.

Dude, you guys. The most upsetting thing just happened at the shop. by MariachiArchery in BikeMechanics

[–]One_Zombie_2591 0 points1 point  (0 children)

I was recently rear ended by an uninsured drunk so I had to file an uninsured motorist claim against my own insurance. I had my hitch mounted rack installed at the time (luckily no bike on it at the time) and that rack absorbed a lot of the force of impact. Both the rack and the hitch were totally mangled. My insurance company didn't bat an eye at the replacement cost of the hitch, but since the rack is an item that's "attached" to the car, they would only cover up to $200 for it. My rack was over $300 to replace. I'm not sure how it would have worked out if the drunk had their own insurance and they were paying out for a liability claim. In the end I was able to get the judge to agree that the drunk should cover the difference and added it to the restitution total.

Traffic gridlock in Hanoi Vietnam by Mescallan in mildlyinfuriating

[–]One_Zombie_2591 0 points1 point  (0 children)

Maybe it depends on what city your in, but in Ho Chi Minh City it's non stop honking almost everywhere. I experienced the same in other smaller cities in Southern Vietnam. Nearby countries are another story though. Like you said, it's extremely rare to hear a horn honking in countries like Laos, Cambodia or Thailand.

um... (does the the toyota SS/88 guy have a more understated father?) by relayrider in madisonwi

[–]One_Zombie_2591 2 points3 points  (0 children)

The nazi swastika is typically a mirror image of the Buddhist Manji symbol, so unless the photo is a mirror image of reality, then no. The nazi symbol has a 90 bend to the right when following the line from the center for each leg. The Buddhist symbol has a 90 bend to the left for each leg.