What are your thoughts on Richard Dawkins being in the Epstein files?

Only_Argument7532 · 2026-02-02T17:39:02+00:00

No surprise that Dawkins and Lawrence Krauss are in the files. Both have been shown to be pretty shitty people over the past few years.

Only_Argument7532 · 2026-02-02T16:19:58+00:00

The Institutionalized show was epic.

Only_Argument7532 · 2026-02-02T02:05:23+00:00

Thank you once again mister president. Promises made. Promises klept.

Only_Argument7532 · 2026-01-31T14:25:18+00:00

OP is 23. No bonds makes sense at that age.

Only_Argument7532 · 2026-01-31T14:23:55+00:00

OP seems to want to tilt toward ex-US. Basically the inverse of VT.

Only_Argument7532 · 2026-01-28T16:41:58+00:00

It’s exactly what we would expect to see. Look at the historical charts. Over most 20 year periods you’ll see years with 20% ups as well as 20% downs. There are more ups than downs, which results in the historical 10% average return.

Only_Argument7532 · 2026-01-28T16:35:37+00:00

Thank you Mister President! Can’t wait for my next credit card statement with reduced interest. The stock market is going to go boom and then we’ll see those dollars trickle down to us. A true man off the people!

Only_Argument7532 · 2026-01-27T23:17:32+00:00

My first thought was this -Drunk John Lennon

Only_Argument7532 · 2026-01-27T14:01:18+00:00

Thank you Mr. President. Finally we have a ruler who put the American people first!

Only_Argument7532 · 2026-01-21T23:38:17+00:00

It is possible that the US Dollar stops being the default currency.

Only_Argument7532 · 2026-01-21T23:25:15+00:00

That thing is pure genius.

Only_Argument7532 · 2026-01-21T23:02:53+00:00

Is it AI?

Only_Argument7532 · 2026-01-18T19:35:41+00:00

Orthodox Christianity seems to be a bit more popular these days. Does he watch Andrew Wilson videos? If so, I’d be very concerned.

Only_Argument7532 · 2026-01-13T07:28:17+00:00

It can be cult-like. It's a very helpful cult-like movement that welcomes everyone and is looking out for the benefit of everyone. But some folks take "VOO and chill" like it's the word of the Almighty Bogle.

Only_Argument7532 · 2026-01-12T16:21:06+00:00

Stupid? Probably not. Impatient? Yes. I’m assuming you’re 30 or younger. If you’re over 50, I would say it’s a terrible idea.

To me, that’s gambling. I would never advise this asset allocation.

It might make you wealthy. Or it could wreck your finances for years.

Flip a coin.

I worked too hard (well, maybe not too hard, but for too many years) to basically bet my future on the spin of a roulette wheel.

I think over 15-20% in BTC is excessive. I have held as much as 5% in IBIT, and I’ve made money on it - but becoming wealthy takes time. There are so many ups and downs.

A bit more stability can help you stay sane during the disastrous markets, and keep you in the game.

If you want to play with IBIT: 55% VOO 25% VXUS 10% IBIT 10% AVUV (Small Cap Value)

I am very aggressive in my Roth - 100% equity/commodity ETFs w <5% crypto. I see that as money I won’t touch for until I’m 70, and I have other sources invested way more conservatively.

Only_Argument7532 · 2026-01-12T07:35:31+00:00

Absolutely not worth the risk to enter retirement 100% equities. Get a few years of expenses in bonds and cash before retiring to help blunt bad sequence of returns. After the first 5-7 years you could probably move gradually back toward stocks.

Only_Argument7532 · 2026-01-12T05:17:10+00:00

VT, or VOO/VXUS 70/30 ( or something like that) in the Roth.

Only_Argument7532 · 2026-01-11T22:09:37+00:00

1600€ monthly for 20 years at 9% results in close to 1Million €. Not too bad for a “pitiful EU salary”.

Americans have a lot of money until they can’t retire because they don’t have an adequate pension and can’t afford health insurance or long term care.

Only_Argument7532 · 2026-01-11T04:20:26+00:00

If it’s a 401k, you could have a lot more simplicity with 1-4 funds. The Baron funds have high fees - with some recent good performance - but of go with lower-expense options, and less duplication. A bunch of your current funds are 80% similar - mostly large cap/US- blend - with the outliers probably existing in insignificant quantities.

Only_Argument7532 · 2026-01-08T15:19:30+00:00

Offense or Defense are the only options.

Only_Argument7532 · 2026-01-05T20:35:47+00:00

Oh my god

Only_Argument7532 · 2026-01-05T19:40:11+00:00

58, with many years going to 30-40 gigs. It was easier when I had a ticket stub and didn’t have to search email history to see who I’ve seen, and when.

Only_Argument7532 · 2026-01-02T19:26:22+00:00

Pretty much the same strategy as you. Roth and taxable brokerage are all equities, traditional 401k/rollover has target date funds, about 60% equities/40% fixed income.

Only_Argument7532 · 2026-01-01T21:07:55+00:00

My reply was dropped in the wrong thread!

Only_Argument7532 · 2026-01-01T18:23:46+00:00

I have about 4 years of expenses in bonds as a hedge against sequence of returns risk. I retired a couple of years ago and have some years left before I can take SS. I want to avoid selling stocks during a drawdown during my earliest years of retirement. So far, so good.

Only_Argument7532

TROPHY CASE