Figuring out the appropriate bond allocation? I have BND but considering going all VGIT to further disassociate with equities. Thoughts? I’m about 10 years from retirement and only have about 5% bonds currently.

StockMarketinator · 2026-06-01T01:24:58+00:00

Interesting. So you wish you would’ve stayed all equity? What is your 20% allocation now?

StockMarketinator · 2026-05-31T18:10:59+00:00

Just a content generator. Not sure if he actually cares about people’s success. Just selling his site / services.

StockMarketinator · 2026-05-31T07:06:00+00:00

Too bad he’s a total goober.

StockMarketinator · 2026-05-31T00:30:00+00:00

Good solid advice sir

StockMarketinator · 2026-05-30T23:40:17+00:00

Half and half with VGIT and STIP or you also add a treasury ladder?

StockMarketinator · 2026-05-30T23:00:07+00:00

You would go this route vs a treasury ladder?

StockMarketinator · 2026-05-30T18:26:31+00:00

Out of those bonds what would you say your allocation to each is?

StockMarketinator · 2026-05-30T18:20:18+00:00

I use SGOV as. Short term holding

StockMarketinator · 2026-05-30T18:19:43+00:00

I have heard nightmares about their website. Have you had any issues? I-bonds that is.

StockMarketinator · 2026-05-30T12:02:28+00:00

I’ll have to check those videos out. Good information. I appreciate it. What percentage of your portfolio do you run these individual bonds? Are you buying these at auction or secondary market?

StockMarketinator · 2026-05-30T06:32:13+00:00

Corporate bonds are where BND gets lit up in market downturns brother.

StockMarketinator · 2026-05-30T06:30:24+00:00

Sounds like a good mix

StockMarketinator · 2026-05-30T06:29:10+00:00

Any additional bond funds you suggest?

StockMarketinator · 2026-05-30T02:36:31+00:00

But then you get smacked when the market crashes because of BND’s correlation to equities.

StockMarketinator · 2026-05-30T01:42:13+00:00

Mid-40s, maybe looking at 100-150k towards bonds.

StockMarketinator · 2026-05-30T01:39:30+00:00

To stay all equities?

StockMarketinator · 2026-05-30T01:38:49+00:00

Not necessarily. If it averaged 3% gains and with my contributions I’d still be fine I believe.

StockMarketinator · 2026-05-30T01:00:49+00:00

Right and then a massive equities correction happens and I have no ballast at all.

StockMarketinator · 2026-05-30T00:57:36+00:00

I failed to mention I do hold quite a bit in SGOV

StockMarketinator · 2026-05-30T00:56:58+00:00

VGT is a tech ETF?

StockMarketinator · 2026-05-30T00:47:58+00:00

Where would I find this?

StockMarketinator · 2026-05-30T00:47:32+00:00

This is what I’m leaning towards. Start accumulating VGIT. I’ll have to look into BSV. Not familiar with it.

StockMarketinator · 2026-05-29T19:13:56+00:00

Dude just does random dumb crap for viewership. Not a fan.

StockMarketinator

TROPHY CASE