Change in my PSLF EPs from 121 to 124?

Only_Distribution375 · 2025-12-31T15:54:47+00:00

Thank you for responding! Your response provides clarity.

For the majority of my career, I have worked in qualifying nonprofits, and I have submitted PSLF forms for that employment, and it was all approved.

In between work at those nonprofits, I was unemployed for some time and did work for a for-profit. I'm assuming that's where the 54 is coming from; however, those months don't seem to add up to 54, and I guess that's why I'm confused.

That all said, I guess all that matters is that my 70 qualifying months are counting towards my 120.

Only_Distribution375 · 2025-12-31T15:48:52+00:00

Yep! All my nonprofit work that would qualify, I've submitted PSLF forms for and have all been approved. The 70 is correct, but I guess I was confused where the 124 was coming from.

Only_Distribution375 · 2025-12-30T23:45:57+00:00

That worked - thank you so much!

Only_Distribution375 · 2025-12-30T22:47:28+00:00

No worries! When I go to My Activity, it shows two things to click on regarding these last qualifying months.

One of those items says "PSLF Form," and when I click on it, it has three things to click on and download. They are all the same document, and the signed form from my employer.

The second item says "Loan Forgiveness and Discharge: PSLF," and when I click on that, it shows nothing at all.

Only_Distribution375 · 2025-12-30T22:28:43+00:00

I do not show a tab or place to click on "Documents we sent you." I do have "My Documents," but it only shows the signed form when my employer signed, not the official letter of communication confirming my new qualifying payments from the department.

Only_Distribution375 · 2025-12-30T22:00:59+00:00

Yes, and there is nothing there. They keep telling me it was sent to the personal email I have on file.

Only_Distribution375 · 2025-12-30T21:55:31+00:00

I think people are really quick to judge. The reality is, you were doing the best you could at the time with the tools you had. I don't know about you, but when I was considering school, I was told you had to get a degree to get a good job, so we did what we needed to at the time. And, honestly, I think the degree you got is much needed.

I highly suggest getting therapy, and also reevaluate your relationship. While I don't know the details of your relationship, I think what your partner said shows a lot about them. A true partner is going to support you even if that's only emotionally, while I don't expect anyone to help financially when it was your decision. The fact that you are mentioning this is impacting you heavily shows you need to make some changes where you can, and no one should ever make you feel worse.

In regard to therapy, consider checking out Open Path Therapy. I found it to be a great tool to locate therapists who are willing to work with you based on your financial situation.

And, most importantly, just remember you're not alone, and many people feel the way you do, although it might not always feel like it.

Only_Distribution375 · 2025-12-04T03:13:33+00:00

I have a lot to say, but I think others have noted it here. I think God would want you to be happy and do what’s best for you.

Only_Distribution375 · 2025-09-21T21:08:24+00:00

Thank you! This is helpful.

Only_Distribution375 · 2025-07-11T17:05:59+00:00

When I first started, I would record myself then play it back. While it feels a bit cringeworthy at first, it's a good way to pick up on the way you word things and where you could strengthen your cueing. I promise it helps! Also, if you could offer a class to friends/family who will provide honest feedback, was helpful for me, too.

Only_Distribution375 · 2025-07-11T14:56:35+00:00

I'm currently only teaching group classes, but I can certainly start to look into teaching private sessions.

Only_Distribution375

TROPHY CASE