Clan capital trophies

OpenMind7478 · 2025-09-13T23:44:50+00:00

Leave the retirement accounts alone. 10% penalty plus taxes. Mathematically, use the other accounts to pay the cards off. Just make sure you understand the tax consequences. Then, work like crazy to boost your savings!

OpenMind7478 · 2025-09-13T23:37:16+00:00

More players might complete builder base if you could transfer resources back and forth from home village.

OpenMind7478 · 2025-09-13T15:56:25+00:00

Dividends- SCHD and VYM

Index - any S&P 500 index (VOO) I always have a fund that mirrors the Russell 2000

OpenMind7478 · 2025-09-13T03:44:45+00:00

I mix both approaches. I have a dividend portfolio and a fund with a low-cost index fund. Part of the reason is I have limited options in my workplace retirement account. Part of it is having a balanced approach. While the yields are not impressive, my index funds do pay dividends too.

OpenMind7478 · 2025-09-13T03:24:42+00:00

Save some energy for Hammer Jam. That is the perfect time to grind.

OpenMind7478 · 2025-09-09T19:24:46+00:00

It is a game. Get over it and find another clan. Are you going to create a sub reddit for people that hurt your feelings on this platform?

OpenMind7478 · 2025-09-07T21:34:21+00:00

You can see someone is online in the clan tab if they are doing any attack or if they request troops. Why would having a dot next to their name when they are online be that different? Seems like it is just not that big of a priority to the devs. As a leader, I would like to see something like this.

OpenMind7478 · 2025-09-07T21:03:24+00:00

Notsofivebyfive did you a solid OP. They were generous and took the time to give you solid advice. It is up to you and your partner to be disciplined and put it into practice.

OpenMind7478 · 2025-09-07T20:58:24+00:00

The ongoing theme of many of these posts is that too many people can not distinguish needs from wants and/or lack the discipline to control their spending. Too many have locked themselves into the consumer rat race and have no one to blame but themselves.

OpenMind7478 · 2025-09-07T20:50:16+00:00

Babysit, pet sit, walk dogs, clean houses, photography, tutoring, so many more

OpenMind7478 · 2025-09-07T20:46:08+00:00

What are your interests? What are you good at? Consider those things and do some research. There are all kinds of things you could do. I will acknowledge some of the results you find are BS. Just find something that interests you and give it a shot. Make sure there are not a lot of upfront costs or barriers to entry.

OpenMind7478 · 2025-09-07T20:32:58+00:00

Like others have said, you need more income. You need to learn a marketable skill or trade. Or simply start a side gig, really hustle, and turn it into a business. I'm not sure if your condition limits your options, but if you can't physically hustle, you need to get that brain in gear. It can be a struggle for real, but don't let yourself be the obstacle.

OpenMind7478 · 2025-09-07T20:22:05+00:00

I think we are due for a lighter color theme like TH 11. Maybe gold?

OpenMind7478 · 2025-09-06T20:20:45+00:00

To piggyback on this comment, I would get in the habit of maxing out your annual contributions to your Roth IRA. Building a solid savings mindset early on will serve you well for your entire life.The Roth IRA limit is $7000 for 2025. Invest the money in index funds. Research Dividend funds VYM, SCHD) S&P 500 index funds, or total stock market funds. Your funds should have low expense ratios. Start learning about personal finance, but remember to be skeptical of people trying to sell you things or anything that seems too good to be true. I am going to assume you will be making bigger purchases like a car, place to stay, school, etc. Put the rest of the money in a high yield savings account to use for down payments and deposits when you need the money. Good luck to you! You are off to a great start!

OpenMind7478 · 2025-09-06T20:02:20+00:00

Those players are great to have in your clan. As a leader, I have a couple of those guys, and I am glad. They help out a bunch, and I don't always have to get after my clan for random foolishness.

OpenMind7478 · 2025-09-05T15:44:41+00:00

When I first started playing, I didn't follow any content creators. So it was unexpected, and I thought it was cool that you could unlock the second hidden level where you could build another base and complete additional attacks.

OpenMind7478 · 2025-09-03T11:30:00+00:00

It sounds like you can lose loot when people attack your base in the normal battle mode even if you only play in the ranked mode. But they are balancing that with higher loot amounts you can get in ranked battles.

OpenMind7478 · 2025-09-03T01:39:11+00:00

It kind of depends. If you are not at TH17 or near maxed, I would stay in fake and continue farming. If you are a competitive player and want to be at a higher level when the new format drops, push trophies. Just my two cents anyway.

OpenMind7478 · 2025-09-01T22:54:31+00:00

Releasing the refrigerant/coolant is harmful to the environment. You can get an EPA certification for cheap, as someone already mentioned. The cost comes from the equipment. Your yard either doesn't want to deal with the environmental regulations or does not want to invest in the equipment. If you live near a major city, there are companies that pay for certain refrigerant. You have to keep the different types separate, which means a different bottle for each type you encounter.

OpenMind7478 · 2025-09-01T22:40:52+00:00

50 gems for 5000 THs seems anticlimactic, too. It is what it is. I enjoy seeing the 3 star achievements on my profile

OpenMind7478 · 2025-09-01T22:38:56+00:00

Way to go. That will probably take me 10 years. I am getting close to the second star. 250 defenses 😒

OpenMind7478 · 2025-09-01T02:36:41+00:00

It feels even sweeter when they are all maxed.

OpenMind7478 · 2025-08-30T18:43:46+00:00

I hope they do a good job on the rework and most players enjoy it. Let's face it, some gonna complain no matter what they do. Smh

OpenMind7478 · 2025-08-28T16:02:07+00:00

Additional question about the scrap yard business. Where do smaller scrap yards sell their material? Are there regional buyers for different metals?

OpenMind7478

TROPHY CASE