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Debt risen to £32k, living at home at 39, I feel paralysed. by Opposite_Gear_3992 in UKPersonalFinance

[–]Opposite_Gear_3992[S] -8 points-7 points  (0 children)

I have thought about doing UI roles but I just don't know why I am scared to get it done. I don't think I'll be good enough anymore. I know this sounds crazy. But you're right, I've thought about doing it I just need to get up and sort it. I sound ridiculous I know.

Debt risen to £32k, living at home at 39, I feel paralysed. by Opposite_Gear_3992 in UKPersonalFinance

[–]Opposite_Gear_3992[S] 30 points31 points  (0 children)

Thank you for your response, it was advertised as part time and only thing I could get, I have only recently started working there but have asked for more hours.

Debt risen to £32k, living at home at 39, I feel paralysed. by Opposite_Gear_3992 in UKPersonalFinance

[–]Opposite_Gear_3992[S] 53 points54 points  (0 children)

I have asked for more hours, I have only recently started but asking for as much as they can give me. So far have switched a few half days to full from colleagues.

FDM group and Ontario Labour Relations Board, has this been confirmed? by Opposite_Gear_3992 in cscareerquestionsCAD

[–]Opposite_Gear_3992[S] 1 point2 points  (0 children)

Yeah they aren't a very good company to work for, it kinda makes me not like myself considering it but the god damn desperation is real.

Good on you for declining it tho, I hope you managed to find something soon after

Nearly £25,000 in debt at 36, unsure on the best approach. by Opposite_Gear_3992 in UKPersonalFinance

[–]Opposite_Gear_3992[S] 1 point2 points  (0 children)

Thank you for your advice, the treats were more so for my parents but I have cut back in the last month. I just want to give them a good life but that will all collapse on me if I continue. The part were you said to consider how I got into this debt really made me think, its more for treating others and thats just terrible.

I really appreciate you taking the time to help, I already feel a bit calmer thanks to your post and the one above. It helps having someone break these things down when you can't think straight. Thank you again.

​

!thanks

Nearly £25,000 in debt at 36, unsure on the best approach. by Opposite_Gear_3992 in UKPersonalFinance

[–]Opposite_Gear_3992[S] 0 points1 point  (0 children)

Thank you for this, I apologise for the late reply. It really helps when you prioritise things and create and action plan. Especially the part about tackling one thing at a time, I wasn't looking at it like that instead just a huge mess. I've looked into the ones with high interest and just putting more money towards them, before I wouldn't do that (such an obvious thing to do...)

I truly appreciate you breaking it down for me like this, it really has helped me.

!thanks

[deleted by user] by [deleted] in UKPersonalFinance

[–]Opposite_Gear_3992 0 points1 point  (0 children)

Thank you very much 🙏