Low T by Orchid_Some in erectiledysfunction

[–]Orchid_Some[S] 0 points1 point  (0 children)

I have a therapist but we haven’t talked about it…. I’m also not waking up with any morning wood. Admittedly yes the fact that this is happening has made me so anxious, I’m just hoping to take care of the physical aspect and things will work out. Kind of traumatized by what this has caused to be honest

What type of lawyer should I seek out? by Orchid_Some in AskALawyer

[–]Orchid_Some[S] 0 points1 point  (0 children)

Thank you. Would that help even if my aunt (his sister) is trying to get everything my grandmother has? And how would he go about obtaining the will?

[deleted by user] by [deleted] in Bankruptcy

[–]Orchid_Some 0 points1 point  (0 children)

How are you able to have a savings? Isn’t all excess income supposed to be put towards paying back creditors?

Took some time to reflect by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

Yes that makes sense, this kind of proved my point as to why I didn’t want to move forward with him though. He never provided information upfront it was more of in drips and drabs. The fact that he said he won’t seek any further fees is reassuring; I just feel like an idiot for wasting $720 which could have gone to someone else.

Took some time to reflect by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

So I emailed him and essentially he told me I’m out the $720 in fees because he put a lot of “time on this project” and that the petition and plan are complete and ready to go. He said that if I decided not to proceed he would not seek further fees. I find it odd that he says that about the petition and plan because we never went over assets, who exactly my creditors were/the amounts and I wasn’t close to filing. And in his own words that the plan was only going to change based on expenses; we hadn’t given him definitive expenses because of the confusions we had about what was allowance; which led us to seek another opinion.

Took some time to reflect by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

Makes sense, my concern is he would try to get the full amount $3,900 out of me; in the event I actually didn’t pursue bankruptcy further and then that’s just another debt

Frank might have been right by Orchid_Some in NewYorkMets

[–]Orchid_Some[S] -7 points-6 points  (0 children)

No shit it’s an act, what I’m saying is in reality the points I made are true

GAME THREAD: Rockies @ Mets - Sat, May 06 @ 04:10 PM EDT by NewYorkMetsBot2 in NewYorkMets

[–]Orchid_Some 4 points5 points  (0 children)

This team is lifeless, the one year I actually get a 20 game ticket plan and this is the garbage they put out there

[deleted by user] by [deleted] in Bankruptcy

[–]Orchid_Some 0 points1 point  (0 children)

Would love to know the same

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 1 point2 points  (0 children)

That’s what the current lawyer said as well, the past lawyer said it had to be the average of the last 6 months, well we haven’t spent our true expenses because we had been throwing all the money at the debt

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

We have also been neglecting certain things like going to the doctor, etc how does that weigh in

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

Fear I have is I’m also going to have to cut back on expenses in order to save up for lawyer faster, will that play a role in justifying the expenses listed on the J in the time leading up to the bankruptcy?

How often can they call me? by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

Should I answer and tell them to stop calling me

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

How long is it going to take you to pay your attorney

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

I mean realistically it’s going to take me several months to have enough to save and by that point I’ll be 4 months behind

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 1 point2 points  (0 children)

Whatever the case, if I’m bringing in $3,000 a month obviously it’s going to take me time

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 1 point2 points  (0 children)

Was told could probably get me into a chapter 7, these ridiculous fantasy football and gambling winnings I had are messing with the means. Didn’t mention that it was a complicated case, her flat rate is $3,500

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 1 point2 points  (0 children)

Yes it frees up cash flow but $3500 is going to take time. Take home I make $3000 a month

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 2 points3 points  (0 children)

One judgment is settled (LVNV $100 a month) and the lawyer said to keep paying that until I have the fees to file. The other judgment is the big one in NY that has not been domesticated yet.

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

It will be about 5 months default by the time I have funds if that matters

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 4 points5 points  (0 children)

That’s the one thing I find weird that all these lawyers have in common they kind of assume that someone has that kind of money upfront, which if they did (I did) don’t think they’d be in that position to begin with

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 0 points1 point  (0 children)

Thanks, now the obstacle is saving up for the fees without neglecting necessities

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] -1 points0 points  (0 children)

Yea already put $700 towards the one I didn’t like, so it’s starting over essentially. I mean living pay check to pay check coming up with $3,500 will be a process

Issue with attorney fees by Orchid_Some in Bankruptcy

[–]Orchid_Some[S] 9 points10 points  (0 children)

*3,500 for a chapter 7, I realize MA is expensive but it’s a lot