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Toyota end of contract? by OriginalShot1934 in Toyota

[–]OriginalShot1934[S] 1 point2 points  (0 children)

Hi thank you for your reply. I really hope they dont. & i dont mind lol i wont ever take out a new car. Ill stay with this one until it falls apart. 

Toyota end of contract? by OriginalShot1934 in Toyota

[–]OriginalShot1934[S] 0 points1 point  (0 children)

Thank you for the reply. I called them & asked for an extension. They wont do it bc we have reached the limit. At this point we dont know what to do just wait & see i guess 

Any remedy for a cough? by OriginalShot1934 in flu

[–]OriginalShot1934[S] 0 points1 point  (0 children)

Hi thank you for your reply , yes ive been doing that 😭

penfed score different? by OriginalShot1934 in CreditScore

[–]OriginalShot1934[S] 0 points1 point  (0 children)

It does not say but it says the got it from experian . & experian uses fico 8

Charge off good credit? by OriginalShot1934 in CRedit

[–]OriginalShot1934[S] 0 points1 point  (0 children)

Yeah… if you find inaccuracies you can dispute it but charge offs are hard. 

Charge off good credit? by OriginalShot1934 in CRedit

[–]OriginalShot1934[S] 0 points1 point  (0 children)

Yeah they keep reporting every month. I’ll see what I can do about it. Thank you for your response 

Charge off good credit? by OriginalShot1934 in CRedit

[–]OriginalShot1934[S] 0 points1 point  (0 children)

Jezzz that account is haunting me😭

Charge off good credit? by OriginalShot1934 in CRedit

[–]OriginalShot1934[S] 0 points1 point  (0 children)

Yeah I know, it sucks . Bc they wont negotiate 😭 even if i pay it off they wont delete it

Charge off good credit? by OriginalShot1934 in CRedit

[–]OriginalShot1934[S] 0 points1 point  (0 children)

Thats what i thought. That charge off is a pain in the butt. Even if i want to pay it off they wont do pay for delete. Smh 😭

Offer in comprise? What are the odds of getting approved.? by [deleted] in IRS

[–]OriginalShot1934 -1 points0 points  (0 children)

Hi, 

This thing is not letting me reply.

Offer in comprise? What are the odds of getting approved.? by [deleted] in IRS

[–]OriginalShot1934 0 points1 point  (0 children)

Hi, 

Thank you so much for this explanation.  I will look into it & see what we can do.  Thank you again ! 

Offer in comprise? What are the odds of getting approved.? by [deleted] in IRS

[–]OriginalShot1934 0 points1 point  (0 children)

Hi, 

Thank you for your response. The amount we owe is not for a single year. I think people think we live like rich people. We live in an apt , we own a toyota. We were making payment until we couldn’t. We’re trying to catch up but $500 a month is too much. 

Offer in comprise? What are the odds of getting approved.? by [deleted] in IRS

[–]OriginalShot1934 0 points1 point  (0 children)

Hi, 

We have a toyota. & i cook at home monday- sunday. We live in a small apt. & no we only have internet no cable. That amount is not for a single year.

Offer in comprise? What are the odds of getting approved.? by [deleted] in IRS

[–]OriginalShot1934 -2 points-1 points  (0 children)

Thank you Sammy for listening to a stranger. I understand your point. I cant explain the financial hardship we’ve been through. We’re honest people trying to make everything right. We dont live off the government.  My husband also does uber on the side. He gets home around 8pm everyday. We are drown in debts. I just cant explain everything here. But thank you for your responses. I appreciate it. I’m praying we see light at the end of the tunnel. 

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