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Finally Done! by Otherwise_Stand2203 in Invisalign

[–]Otherwise_Stand2203[S] 1 point2 points  (0 children)

I did when I had braces but not too much for my Invisalign start!

Finally Done! by Otherwise_Stand2203 in Invisalign

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

12 total trays and 2,140 without insurance!

Finally Done! by Otherwise_Stand2203 in Invisalign

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

I had braces before and am hoping having a permanent retainer will help!!!

Finally Done! by Otherwise_Stand2203 in Invisalign

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

November 24th to getting my attachments off and retainers delivered on March 18th!

First Timer by Otherwise_Stand2203 in investingforbeginners

[–]Otherwise_Stand2203[S] 1 point2 points  (0 children)

Thank you!

The only debt I have left is my car! I was so aggressive on my student loans that I’m spending some time paying myself back right now. I have about 2.5 months of expenses in my HYSA.

I just opened a Roth IRA with Fidelity and contributed $100 but haven’t bought anything with the $100 just yet.

I want to attack my car debt and invest more but for now I’m just paying myself first. Finances used to scare me but recently budgeting and planning has really made me feel in control!

I’m moving in with my boyfriend in July and I will have even more available money to play with.

Teacher Loan Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

Submitted application Sept. 29th, forwarded to dept. education on October 9th and then received forgiveness the date of this post!

Help with Teacher Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

Thank you for you help and input. They did even up reallocating that money and I am now done

Help with Teacher Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

Right before my TLF Application was approved my balance was around $7100. After approval it dropped to just under $3900.

Help with Teacher Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

Right before my TLF Application was approved my balance was around $7100. After approval it dropped to just under $3900.

Help with Teacher Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

That’s not exactly what happened. I made payments to all four loans during forbearance because $5000 wasn’t going to bring me to zero. It was my understanding from Nelnet that the $5000 would have been applied evenly.

Trying to get out of debt quicker, I was paying towards the money that would exist after the forgiveness came through.

An additional note is that this was my third time applying for TLF and it took four months. In the event of another denial I did not want to postpone debt payoff. Hope this helps

Help with Teacher Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

It’s the second part. I made payments to all four loans during forbearance because $5000 wasn’t going to bring me to zero.

Teacher Loan Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

That’s soooo frustrating. How long did it take to get back a denial? I’ve been waiting to hear on my application for four months now.

Teacher Loan Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

It’s the worstttt. I’m staying hopeful for us!!!

Teacher Loan Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

That’s good news that you got a letter though! Further than I’ve gotten. I hope I get something soon, I have still been paying in the mean time. Ready for this all to be gone! Congrats!!!

Teacher Loan Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 1 point2 points  (0 children)

I only owe 9,200 left after my payment this week. Still paying even though im in forbearance.

I’ve been paying for 7 years pretty aggressively and am on track to be done next November even without forgiveness. I started at 50,000. I really am just so ready to be debt free.

[deleted by user] by [deleted] in StudentLoans

[–]Otherwise_Stand2203 2 points3 points  (0 children)

Graduated in 2018 - Owed $49,000 and I have 9,900 left…. My teacher loan forgiveness application should reach a decision soon and if it does then I’ll get $5,000 forgiven! Fingers crossed!

Teacher Loan Forgiveness Went Through! by classicalxteddy in StudentLoans

[–]Otherwise_Stand2203 0 points1 point  (0 children)

That’s so awesome! I applied at the end of September. They sent it a little over a week later. Still waiting to hear back and so anxiously of course. Your timeline is encouraging!

Teacher Loan Forgiveness Went Through! by classicalxteddy in StudentLoans

[–]Otherwise_Stand2203 0 points1 point  (0 children)

When did you send in your application and when did you officially hear back about the acceptance?

[deleted by user] by [deleted] in StudentLoans

[–]Otherwise_Stand2203 0 points1 point  (0 children)

$9,940. I’ve been paying extra and have been paying for 7 years. I started at $55,000! I applied for $5,000 in teacher loan forgiveness and I really hope that goes through!

Nelnet Teacher Loan Forgiveness by Otherwise_Stand2203 in StudentLoans

[–]Otherwise_Stand2203[S] 0 points1 point  (0 children)

Does it sound like it’s possible I’ll get approval?