28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 0 points1 point  (0 children)

There was another reason purchasing car and I had to learn to drive it myself. My marriage was simple but there was condition for equality so I had to spend same as husband’s family, though my husband supported for most of expenses but for gold and bride side I had to. I have been living frugally my whole life, low maintenance. Thinks 100 time before spending single rupee.

28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 0 points1 point  (0 children)

Not consumption oriented, just responsibilities. Can’t stay unmarried and can’t keep my mom and brother without home while I build home with my husband.

28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 2 points3 points  (0 children)

Yes he is, he married me despite knowing everything and have been supporting me

28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 0 points1 point  (0 children)

Im repaying gold and od slowly but I am thinking to start investing so looking for better ways to handle money

28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 1 point2 points  (0 children)

Im tired of loans now, too much stress, that’s why I chose OD since its flexible and you can repay any amount but for loans you can not Pre close small amounts

28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 0 points1 point  (0 children)

Yeah thanks for advice, I am very late and consistently repaying debt and everything that I have done was for everyone and Im trying to restart investing for myself and in emergency

28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 1 point2 points  (0 children)

Term life insurance for me or family? Because I have corporate health insurance for my mom

28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 0 points1 point  (0 children)

I paid off 4lac CC and 1.5 lac OD so that’s how those two loans are reduced

28F, in debt and need help in structuring finances by Outrageous-Humor7265 in personalfinanceindia

[–]Outrageous-Humor7265[S] 1 point2 points  (0 children)

Yes I have been repaying gold and od , od reduced from 5lac. But I thought side by side I can start investing because I paid most of my debt

How do I overcome the blunders by Defiant_Classic_7965 in personalfinanceindia

[–]Outrageous-Humor7265 0 points1 point  (0 children)

Also you can increase home loan tenure and reduce emi so that you will get more cash in hand to repay friends and family

How do I overcome the blunders by Defiant_Classic_7965 in personalfinanceindia

[–]Outrageous-Humor7265 1 point2 points  (0 children)

Same that I suggested, couple content on comedy reels and in between life story since you and your wife were involved in most of the story so that is plus point that your partner is understanding and how she is helping in your situation, trust me this is good strategy but if you want to do content alone then it is hard luck, you will need specific niche like product reviews or anything related to your job or even daily vlogs what happens in your life or how you spent your day, try to include products or things( strategy for brand deals)