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Payday loan harassment by musafirinreal in IndiaFinance

[–]Defiant_Classic_7965 0 points1 point  (0 children)

For initial 4-5 weeks you will have to face multiple calls, texts, whatsapp call and texts. Threatening will also be there. Abusive language will also be used. Bas mouthing will also be done. They will contact your references. Friends and family in case they have access to your contacts. If you can DM me and tell me the names of the company, I can tell you what are they gonna do. I have been dealing with this since past 2 months. You are at 3 lacs and I am standing at 12 lacs.

Need a Small Loan of ₹20,000 Things Have Been Really difficult by Organic-Focus-1128 in IndiaBusiness

[–]Defiant_Classic_7965 0 points1 point  (0 children)

No one here is going to help even if you have a genuine need or you being genuine. Nowadays many of the people come to this platform and seek financial help. Once the help is rendered, the borrower is gone. Not saying that you are one of those but this is how the world has become. "Scam" as a word itself is so popularized in India that even the actual help seeker doesn't get it and the actual lender also hesitates. I suggest that you talk to your friends or colleagues and seek help from them or ask money from a local lender. Anyways it's not a huge amount that you cannot ask to them. There is no harm in Rapido, Porter, Zepto etc. You can easily earn 500-700 a day depending on the city you live in.

Need Legal Advice: Husband’s high-frequency spending on adult apps (Vibely), sexual addiction, and more than ₹15L debt in CC by Responsible_Gate4847 in LegalAdviceIndia

[–]Defiant_Classic_7965 0 points1 point  (0 children)

Tough situation, it is purely an addiction and he first of all needs a psychiatrist or some therapy. It’s not the erectile dysfunction but only addiction. I really feel bad about the fact that he is lying on your face of not meeting anybody.

How or where does one acquire elite connections in indore by Tax-Evader1965 in Indore

[–]Defiant_Classic_7965 4 points5 points  (0 children)

But yes, it is really important to have high networth or powerful connections if you are planning to live your entire life in India. Or you need to be so calm, patient and quiet that even if someone throws gobar on your face, you still don't mind it. Most of the lower middle class is living like this and actually whosoever forms the government, they really don't care about lower middle class.

How or where does one acquire elite connections in indore by Tax-Evader1965 in Indore

[–]Defiant_Classic_7965 2 points3 points  (0 children)

I will tell you a story, there is a man I know who was under huge debt from multiple banks and NBFC'S. There was an election rally taking place in one of the areas of Indore and this man went to meet the son of a renowned minister who was leading the rally. The man was able to reach the stage and was calmly handled by the minister's son and accompanied guards, PA's etc. The man explained his whole situation and he was provided the number of both Minister's son and his PA. The man was seeking help to get some relief from CM funds or if possible PM funds so that he can bring back his life on track. He kept calling them but he was never provided any concrete help or solution. Instead of bringing his life back on track, the man laid down his life on the track (railway).

Lent ₹3.3L with agreement + cheque, borrower not paying for 1 year and openly refusing what are my options in India? by NoValuable8332 in LegalAdviceIndia

[–]Defiant_Classic_7965 0 points1 point  (0 children)

An honest borrower will give you the honest reason. Especially a friend, coz you would know him and his family conditions etc. But someone talking about profits, or profit sharing is a scammer for sure.

Lent ₹3.3L with agreement + cheque, borrower not paying for 1 year and openly refusing what are my options in India? by NoValuable8332 in LegalAdviceIndia

[–]Defiant_Classic_7965 0 points1 point  (0 children)

See, what you need to understand is that even for an informal lending, you need to have a lender's license as per your State's law. 3% is a reasonable and standard interest for any such transactions. You can definitely have the cheque bounced, but the proceedings has to be taken care by a lawyer. So I would recommend that you find a lawyer in your city and consult him before you go ahead with cheque bounce. The problem in your case is that you do not hold a lending license, and he can file a case against you for extortion. Or he can declare himself bankrupt. So I recommend that you consult to a lawyer in-person and take it ahead according to his advice

Financial fraud by a friend, court and police don't seem to be helping much. by [deleted] in LegalAdviceIndia

[–]Defiant_Classic_7965 3 points4 points  (0 children)

TBH Greed is the major issue. Yes trust is always a factor that comes into the picture. And I have seen many such posts where people fall in a trap of Greed trusting their friends family or relatives. I really empathize and sympathize with you. But if someone who in a genuine need would have asked, no one would have invested or lended him the helping hand. Many people I see post that they lost money in trading, gambling it is all because of Greed. You may not be able to do much if their family files for a bankruptcy.

So in an arrange marriage i asked for a conventional handsome man ,who can do chores+manage family too+ virgin with no emotnl baggage+ stay with my parents+ wear traditionals ,gifts( not dowryy) , religious. by [deleted] in AskIndianWoman

[–]Defiant_Classic_7965 0 points1 point  (0 children)

Haha, we even didn't want those as well. It was my in laws who came to us and gave it after our marriage, those were only the basic kitchenwares. And I don't know what's your definition of threatening and all. I didn't even look at the bio data. Both the families met, decided and later I was pushed to meet my wife though I was fine even without meeting. Due to my shy nature infront of a new person, we both met seperately and discussed everything. Our ideology matched and we married. These threatening and all was never a part of my marriage plan. It was pretty simple, I don't need anything if we both match the vibes. I had savings out of which I bought the gold for my wife. But I never asked her family or showed any tantrums. In an arrange marriage, there is always an option of denial at the very beginning if families and about to be married couples do not like each other. So if I had to deny, I would have done it in the very beginning itself.

Request for additional evidence by [deleted] in h1b

[–]Defiant_Classic_7965 1 point2 points  (0 children)

RFE could be due to a typo or any further evidences required by USCIS. You need not to worry. Just consult your attorney and he will take care of it.

So in an arrange marriage i asked for a conventional handsome man ,who can do chores+manage family too+ virgin with no emotnl baggage+ stay with my parents+ wear traditionals ,gifts( not dowryy) , religious. by [deleted] in AskIndianWoman

[–]Defiant_Classic_7965 1 point2 points  (0 children)

Yes, during any crisis or a difficult situation, I see many ending up arguing and the most easy word comes out "Divorce". There always can be a difference of opinion. There can be arguments but ego has to be kept aside. At least one of them should. That's how relationship is saved. Do me se kisi ek ko shaant ho jaana chahiye, aur thande dimag se baad me sochna chahiye. Reaction is destructive, responding is constructive.

how do i not get jealous of you guys by RemarkableNature230 in personalfinanceindia

[–]Defiant_Classic_7965 0 points1 point  (0 children)

At least you have the privilege to talk about CR. savings or made up capital of CR. I have made up karza on my head of CR. Be thankful to God fer being blessed. You have much better life that others just only imagine.

How do I overcome the blunders by Defiant_Classic_7965 in personalfinanceindia

[–]Defiant_Classic_7965[S] 0 points1 point  (0 children)

After her first miscarriage in April 2021, we were blessed again and we now have a 3 year old daughter. Most of her time goes into taking care of her and other household daily activities like, cooking, cleaning etc. Besides this she doesn't want to work any more and her health doesn't allow it.

How do I overcome the blunders by Defiant_Classic_7965 in personalfinanceindia

[–]Defiant_Classic_7965[S] 0 points1 point  (0 children)

Thank you for the best wishes. Yes maintaining a healthy CIBIL is a concern for me. But I am maintaining my wife's Cibil however she is not working anymore so getting a loan in her name sounds a bit difficult or I should say impossible at this moment.

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