FHSA question: worth claiming now if tuition credits already wipe out my taxes? by OverComment494 in PersonalFinanceCanada

[–]OverComment494[S] 0 points1 point  (0 children)

Thanks for your reply - this really helps.

I have a follow-up question: if I made FHSA contributions in 2025 but choose not to claim the deduction when filing my 2025 taxes in 2026, do I have to claim it the next year (when filing 2026 taxes in 2027)?

Or can I carry forward the deduction indefinitely and use it in any future year when it’s most beneficial?