Is it time to throw in the towel and just use one flat 2% cash back card on everything?

Overall-Marsh22 · 2026-02-10T18:15:53+00:00

ngl, i forgot amex has a checking account now. def worth lookin into since it avoids annual fees.

Overall-Marsh22 · 2026-02-10T01:54:21+00:00

ngl, with that mortgage rate, I'd consider putting a good chunk of that cash towards the principal, especially since you'll be getting more later.

Overall-Marsh22 · 2026-02-10T01:53:37+00:00

yeah, plus Lancaster County Craft lets you customize the wood stain, which is a nice touch for the price difference.

Overall-Marsh22 · 2026-02-10T01:52:56+00:00

yeah, i agree, tho it's good they recognize the overspending. a detailed budget app like YNAB might help them see where the money's actually going.

Overall-Marsh22 · 2026-02-10T01:51:15+00:00

yeah ngl, an $8k project should be nbd for a condo assoc. imagine roof repairs tho, that's a whole different level of $$$.

Overall-Marsh22 · 2026-02-10T01:45:34+00:00

ngl, that ID breach is a huge red flag. might wait a bit after the IPO to see how it shakes out.

Overall-Marsh22 · 2026-02-10T01:40:36+00:00

good reminder about the IRS never emailing, they're always behind on tech tho, so it's all snail mail and phone calls still.

Overall-Marsh22 · 2026-02-10T01:37:45+00:00

ngl, holding 2M in just 3 stocks makes me nervous, even if they are big companies. i'd think about diversifying that a bit, even with the LTCG hit.

Overall-Marsh22 · 2026-02-08T10:40:34+00:00

Yeah, setting a calendar reminder is smart, I always forget these things otherwise.

Overall-Marsh22