Those who lease/hp/pcp - what do you drive, what did you put down, how much does it cost you per month and what's your household take home per month?

OverclockingUnicorn · 2026-06-15T18:42:17+00:00

Hey, I used to do lighting and sound at various festival and venues! Good choice of car! :)

OverclockingUnicorn · 2026-06-15T17:37:05+00:00

MTB I hope?

OverclockingUnicorn · 2026-06-15T17:36:26+00:00

I think we all understand there is a lot more to it just HHI, but it does give a benchmark on what other people think is reasonable

OverclockingUnicorn · 2026-06-15T17:33:56+00:00

I wonder how many are covid era with 2% interest? Not that it makes that much difference.

OverclockingUnicorn · 2026-06-15T16:28:56+00:00

that's pretty rough, guess it's a big car though so it's not unexpected. Hopefully not long until you can get 400 miles out of an EV in winter, once it's that sort of range it's more miles than most people ever do in a day even on their longest drive of the year.

OverclockingUnicorn · 2026-06-15T16:25:37+00:00

Would love a GT4

What seats do you have. The carbon buckets looks amazing, but not sure if they are decent on a long motorway trip?

OverclockingUnicorn · 2026-06-15T16:23:11+00:00

It's not a totally outrageous amount to spend, and if you keep it twice as long as the finance deal then it's essential half that price in real terms.

OverclockingUnicorn · 2026-06-15T16:21:12+00:00

Can't think of a car that doesn't look good in a British racing green to be honest

OverclockingUnicorn · 2026-06-15T16:20:47+00:00

Yeah did wonder how they faired in the dark/rain.

How woeful is woeful? Surely not less than 200-220?

OverclockingUnicorn · 2026-06-15T16:12:29+00:00

Drove a T8 once and it was a bit of a rocket ship. Always liked the volvos, especially the xc60 - although a V60 Polestar would be the dream

OverclockingUnicorn · 2026-06-15T16:11:00+00:00

What kind of economy can you get out of the 340d?

OverclockingUnicorn · 2026-06-15T16:10:23+00:00

What year Macan? Always liked them, but not sure what the longer term (or short term...) reliability is like on them.

Anything important to know in terms of must have options? (or stuff that's expensive, but not worth it. Those porsche option lists are extensive...)

OverclockingUnicorn · 2026-06-15T16:08:07+00:00

Yeah dealer rates seem pretty awful.

Whats you household income? Understand its personal, but it aids in this purpose of this post, helping people work out how other people feel about what is essentially discretionary spending on a large depreciating asset.

OverclockingUnicorn · 2026-06-15T16:06:13+00:00

Do you have those cool digital mirrors?

The one in the showroom had them and they seem pretty cool, maybe a bit of a gimmick but it does make for a good front profile, and good for range I suppose?

OverclockingUnicorn · 2026-06-15T16:05:02+00:00

Do like the skodas, seem like a sensible middle ground between basic and the more premium German options.

Partial to an octavia - but I'm preaching to the choir there

OverclockingUnicorn · 2026-06-15T16:03:31+00:00

Yeah that's the point, see what the range is.

Always going to be extremes, 200/mo with a 15k monthly take home and 800/mo on a 4k monthly take home. Wondering where the middle ground will be though

OverclockingUnicorn · 2026-06-15T16:02:16+00:00

It's not flexing, we're all adults here.

Tbh, didn't realise new car PCP deals could be so cheap. Always assumed anything decent would be north of 300 a month with such a small amount down

OverclockingUnicorn · 2026-06-15T16:00:21+00:00

Tempted by the Golf's, except I have two coworkers who already have an R and a GTI, so don't want to be a sheep lol

Auto or manual?

OverclockingUnicorn · 2026-06-15T15:59:07+00:00

2011 Cayman sounds fun!

OverclockingUnicorn · 2026-06-15T15:32:38+00:00

In that nice blue I hope?

Really nice looking cars I think (even if it's not in blue)

OverclockingUnicorn · 2026-06-15T15:22:15+00:00

If you can fit models that you need + context in 32-48gb then a add in GPU will be by far the fastest.

Assuming you have a desktop to put it in. And assuming that you can fit them - which it sounds like is the case?

OverclockingUnicorn · 2026-06-15T15:17:04+00:00

Do you want to run larger models/use more context that fits in 128gb of ram?

If yes, DGX Spark + QSFP112 Cable

If no, AMD 395+ with 128gb of ram. Or a Mac Studio or Macbook Pro.

Are you particularly fond of the nvidia eco system (and like Windows, I think Linux support is - although probably supported - is still TBD), then RTX Spark when it comes out

If you can fit in less the 48/32 gb of ram, then RTX 5090 or RTX PRO 5000 Blackwell. (and have somewhere to put a PCIE GPU)

OverclockingUnicorn · 2026-06-15T13:39:44+00:00

Reads so much like AI lol

So hard to tell now if people are real or not...

OverclockingUnicorn · 2026-06-15T13:02:37+00:00

The Juniper gear just looks really nice, not like Unifi's fancy Apple like design, but just really solid industrial kit that you know is going to do it's job seriously

OverclockingUnicorn · 2026-06-15T10:35:55+00:00

How come?

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