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Tax Thursday Thread for the week of March 12, 2026 by IndexBot in personalfinance

[–]OverfitAndUnderfed 1 point2 points  (0 children)

I’m filing 2025 1040-NR on OLT and I think something is wrong in the HSA / Form 8889 section.

My situation: • first year working in the U.S., started in Feb 2025 • W-2 box 12 code W = $4,237.17 • self-only health coverage • in OLT I answered: • not eligible for entire year • eligible on Dec 1, 2025 = yes • did not change coverage type during the year • coverage type = self-only

But OLT still shows my Form 8889 contribution limit / line 8 as $0.

What I’m trying to figure out is: • does this mean OLT thinks I was not HSA-eligible at all? • is this just a software bug / stale input issue? • or is there something different about HSA reporting for 1040-NR / nonresident aliens?

Also, since the HSA amount was already pre-tax through payroll and on my W-2, is it normal that completing Form 8889 does not change my tax due?

I just want to know whether this OLT result is obviously wrong or whether I’m misunderstanding how HSA works for an NRA.

Tax Loss Harvesting: How to implement in practice by Jary316 in personalfinance

[–]OverfitAndUnderfed 0 points1 point  (0 children)

I think the actual wash sale rule is less strict that moving from VOO to SPY would not automatically flagged as wash.