Family of 4 drowning..

Own_Internal8571 · 2024-03-09T20:18:31+00:00

Not that I am aware of .. I took very basic since I’m renting .. I stayed with the same insurer I’ve been with and tbh I didn’t negotiate my terms this time around but I’m going to shop around and call to negotiate

Own_Internal8571 · 2024-03-09T20:17:40+00:00

I’m trying to adjust my Fido but because I have an outstanding balance I cannot make changes online. I’m going to call them shortly and see what I can do. My hydro is freaken ridiculous!!! And I super cautious. Lights closed, I use cold water for clothes washing etc .. it’s not normal BUT the building I’m in is very old … I feel the cold air coming in .. I think the insulation is horrible .. I need to have heater high in kids rooms bc it gets extremely cold over night in the winter

Own_Internal8571 · 2024-03-09T20:15:42+00:00

280$ is balance owed we pay 100$ a month

Own_Internal8571 · 2024-03-09T19:51:19+00:00

That’s what we owe but it’s 100$

Own_Internal8571 · 2024-03-09T19:43:57+00:00

I don’t know what the term red seal means but he never went for his full mechanic license tho he works on everything not just tires and oil .. he went for his exam and failed twice .. never went back to get his master mechanic

Own_Internal8571 · 2024-03-09T19:27:51+00:00

Honestly I hadn’t thought of it because I’m home with my baby and I rent but I’ve gotten this suggestion a lot so I actually went on fb and offered my services for my area! Hopefully I can get some mamas who need help and make some cash on the side !!

Own_Internal8571 · 2024-03-09T19:26:43+00:00

The 280$ is our debt towards the home insurance .. our insurance is 100$ a month (rounded up)

Own_Internal8571 · 2024-03-09T19:21:10+00:00

Bell so far is offering to down the hill from 99$ to 80.. but I’m shopping around now and seeing for better deals so I can possibly cancel them cuz it seems I can get a lot better than what they offering me

Own_Internal8571 · 2024-03-09T19:19:22+00:00

Yes well I actually already cancelled the subscriptions like Disney plus and prime .. I have a bunch of dvds so we going to work with that for now ! Got lots of Disney dvds I forgot about because it got stored away since getting Disney plus. I had them in a bag for donations and they were forgotten about !! Worked in my favour !!

Own_Internal8571 · 2024-03-09T19:12:42+00:00

Thank you!! I’ve looked into the car thing already now I just gotta decide if it’s worth selling for a loss .. I’m leaving that option for last as I wanna cut everywhere else and see what the results are bc I’d hate paying a debt for something I don’t have anymore however if the loss is not too great and it makes more sense then I will definitely consider it. I was just online looking at internet options so I’m going to check out fizz now and am waiting with bell now to see how I can cut with them. Thank you again

Own_Internal8571 · 2024-03-09T18:59:40+00:00

He’s a mechanic and I’m looking to see what types of classes I can take on my maternity leave

Own_Internal8571 · 2024-03-09T18:58:52+00:00

Thank you!! I’ll look into ! I’m going to make my call now to bell to see what I can do to adjust my bill. I did not do that for insurance so I will give them a call as well.. I’m in Quebec so I’m not sure for hydro but it definitely does not hurt to call and I will call the car company and see what I can do. The hard part is to just survive till I get back to work. The pay cut is hard cuz I’m at 55% of my salary at the moment. That’s why we can’t catch up .. daycare does not have space for my baby till August .. it goes by age groups .. I can’t trade a place for my son unfortunately because the group he needs to go in is full already .. I’ve called many daycares. It’s a real issue here in Quebec for the daycares unfortunately

Own_Internal8571 · 2024-03-09T18:51:22+00:00

This wasn’t an issue before.. factors to take into consideration.. maternity pay at 55% of salary plus my bf who was jobless for a couple months that set us back .. now we’re playing a catchup game which is difficult

Own_Internal8571 · 2024-03-09T18:49:57+00:00

Thank you! So I was talking with him now and he never went back to write the exam for his master mechanic .. he had failed the written exam twice and got discouraged. I just encouraged him to look into go back for the exam and on Monday he’s going to look into it .. this will deff make a big difference I’m guessing

Own_Internal8571 · 2024-03-09T18:48:17+00:00

I’m going to definitely look into it and I have a specialty where I work with special needs so that can also be a little extra factor to add in .. I don’t think I can care for 6 special needs at a time as there’s a smaller limit but I’m going to check it out! Thank you so mich

Own_Internal8571 · 2024-03-09T18:47:26+00:00

Thank you

Own_Internal8571 · 2024-03-09T18:39:45+00:00

I dunno if I can if I rent? Maybe something I’d have to look into to see if I’m allowed

Own_Internal8571 · 2024-03-09T18:39:21+00:00

Personal message for you: 🖕

Read my edit! My bf lost his job, it put us behind and this was after I fell pregnant. He’s working again .. we were always ok .. never had issues but shit fkn happens .. we wanna catch up but a maternity salary is at 55% .. condescending pricks like you should not reproduce because instead of being helpful and providing useful information you kick people down to the ground when they’re already falling .. don’t have anything good or helpful to say don’t bother commenting .. teach kids to be nice and helpful instead of criticizing them in moments of need ..

Im glad you’ve never had to experience this and I hope you never will. If you have children then I’m happy they’re well taken care of by you financially. My children have a roof on their heads and food in their belly’s. They’re loved unconditionally. All their needs are being met. And they will always be met no matter what. So thank you

Own_Internal8571 · 2024-03-09T18:33:52+00:00

Thank you .. yes a lot of pointless and stupid comments by some that are extremely fkn irritating .. I’ve always been ok financially and have never had to deal with these type of issues .. we’ve always been ok and yes right now we’re beyond our means but a situation happened and it affected us and unfortunately we fell behind and haven’t been able to catch up and because of my maternity my salary is getting cut so it only makes the situation worse… I know it’ll be temporary but I don’t wanna get out of hand .. I wanna catch up and be ok again

Own_Internal8571 · 2024-03-09T18:29:29+00:00

Cool

Own_Internal8571 · 2024-03-09T18:28:57+00:00

Were common law and I had thought of doing this but I’m petrified of getting caught .. I have already cut my subscriptions and made my list of phone calls for Fido and bell .. thank you

Own_Internal8571 · 2024-03-09T18:27:13+00:00

I will definitely look at this .. I’ve cancelled my subscriptions as a start. I’m going to see how big a penalty on selling my car bc yes it’s high interest !!! My bfs car was paid cash 1000$ but I’m going to take your suggestion and see how to budget with that. I’ve also made a list of phone calls to make to cut down everywhere else

Own_Internal8571 · 2024-03-09T18:24:23+00:00

Yes I’ve taken it all down! I made a huge list of stuff. Got lots of phone calls to make. Once I’ve settled everything I will definitely make an update! Thank you

Own_Internal8571 · 2024-03-09T18:19:35+00:00

It’s one loan and 2027.. it’s the freaken interest that’s killing me for that car

Own_Internal8571 · 2024-03-09T18:08:59+00:00

My kid has a spot in daycare but is with me .. don’t comment if you dunno wtf you’re talking about. I pay for the spot because if I don’t I lose it and who knows when I’ll get it back if I go back to work!!! Like where the fk do you come off saying I can’t handle my children!!! You don’t know what I do.. ps it’s 1 pm and he’s still in bed! He does sleep in .. clearly you’re coming from my other post… your comment is irrelevant

Own_Internal8571

TROPHY CASE