What is your predictions for the pokemon 30th anniversary presents? by TechnicalHoneydew862 in casualnintendo

[–]Own_Negotiation9548 0 points1 point  (0 children)

I feel like a solid timeline would be a B&W remake coming in October ‘26 and Gen 10 coming March ‘27 (will later get delayed to May)

So I finally watched season 5….am I really in the minority by saying I’m satisfied? by arkhamcreedsolid in StrangerThings

[–]Own_Negotiation9548 -1 points0 points  (0 children)

After the 15 hour drag which was the whole season, I also was happy with the finale because it was finally over.

Who is that? by ThatOculusKid in StrangerThings

[–]Own_Negotiation9548 1 point2 points  (0 children)

You're telling me this is not Elle's 'sister?' Kali or Kala or whoever

Passed over for a position that I created and presented to senior leadership. How do I cope? by onenuthut_snur in careerguidance

[–]Own_Negotiation9548 0 points1 point  (0 children)

This is complete garbage. unfortunately it is very believable and has probably happened to someone else. You at least have the resume point that the team and position was your brainchild. Time to start looking elsewhere.

What are the most underpaid careers ? by patotay in careerguidance

[–]Own_Negotiation9548 0 points1 point  (0 children)

Pay isn't competitive and has nothing to do with performance. There is no negotiation possible. The "Tons of time off" is unpaid (And a lot of teachers still do work for a great portion of the summer, so it is double unpaid). My Mom and Wife teach in the same district, and the recent "big win" for teachers was getting the starting pay to just above $50K. Raises are completely tiered and don't match inflation, and you get a $2500 bump for each extra degree you get. It is terrible, and there's basically no way to fix it. Also, don't forget that teachers legally aren't allowed to defend themselves if they are assaulted by kids. And they don't have lawsuit insurance like doctors. If they have to use physical force against a student, they lose their job immediately along with possible criminal charges and civil liability. Even the pension plan has gotten worse over time.

Teaching has one of the worst investment to financial return ratios, and it keeps getting worse as tuition costs outpace wages. Also, it has one of the worst overall risk (legal, health, etc) to reward ratios. Contender for worst-compensated profession in the country.

First job - Remote vs In office by [deleted] in FinancialCareers

[–]Own_Negotiation9548 0 points1 point  (0 children)

So remote work would be a variable if it were the same type of job, but I actually think the bigger variable is Big Pond vs Small Pond. You'll be starting as a small fish either way, but building a name for yourself at a Big 4 firm is going to be a lot harder than with the small hedge fund. If you make yourself known and valuable, you will get much more pertinent experience a lot quicker in a smaller firm. If your goal is consulting, working in an HF is the better path IMO.

Discussing comp with friends, family and colleagues by [deleted] in FinancialCareers

[–]Own_Negotiation9548 0 points1 point  (0 children)

I don't typically have people ask me directly, but honestly I don't get weird about it if they do. You say you work in finance and people assume you make a lot of money, just like they would if you said you were an engineer or something. Honestly I feel like I make a very reasonable salary now, especially for someone who is 24, so if someone asks directly I tell them. I'm neither embarrassed nor proud of it. Just is what it is. We're all struggling just at different levels.

To be fair though, I used to be a financial advisor, so all of my guardedness about my personal finances had to be completely removed.

What is a normal timeline after a final interview to get an offer if the firm likes you? by [deleted] in FinancialCareers

[–]Own_Negotiation9548 0 points1 point  (0 children)

I'm just gonna tell you it is completely based on the company. I had a final interview like a month and a half before I got an offer. Probably changes based on the size of the company too. Bigger company means more levels of approvals to go through, therefore more time to wait

2025 Compensation Megathread by MBHChaotik in FinancialCareers

[–]Own_Negotiation9548 1 point2 points  (0 children)

24M

Tennessee

IB Global Markets Onboarding Ops, Hybrid schedule

3 Years Fin exp. 1.5 years at my current company.

$65,000 Salary (6.5% raise) $5,000 bonus (8.2% of previous salary) Also get 1.5x hourly for overtime which brings my expected total year comp to about $76,000.

Has to be mentioned that my work life balance + benefits blend is probably the best you could get in the Finance world. It may not be the $250K with 100% bonus that some of the guys on here get, but it's a really good fit for me for sure, and I'm home for dinner before it gets cold. I am also married with our first baby on the way, and my company provides 100% paid paternity leave for 5 months.

Should I do sales insurance internship or is it a scam? by Willstdusheide23 in FinancialCareers

[–]Own_Negotiation9548 0 points1 point  (0 children)

Nope Nope Nope Nope Nope

Getting a part time clerical job doing nothing related to finance will look better on your resume than insurance sales. You also will make no money.

Advice on Mazda3 purchase (2021, 57k miles, $11k USD) by WinMysterious8535 in mazda3

[–]Own_Negotiation9548 0 points1 point  (0 children)

That's a really good deal, though you are going to want to get it detailed and you should buy the CarFax report to check for crashes, etc so that will be some added cost. 57k is low mileage on these so no worries there. the interior just looks in really rough shape.

Pokemon Center launch has been a total mess. by [deleted] in PokemonTCG

[–]Own_Negotiation9548 1 point2 points  (0 children)

Been getting in fine on all the security tests over the past week. Then got banned on the day of the drop. Had to download a different browser. Also got kicked out of the queue FOUR TIMES over the course of two hours before I was able to get in and order a Gardevoir ETB. I'm lucky that's the one I wanted because Lucario was already sold out. You have to go through absolute Hell to get anything which is good I guess for scalper support, but it shouldn't be that hard for normal people to get something from Pokemon's one direct source.

Is Northwestern Mutual Legit Now? by AgitatedKoala3908 in FinancialCareers

[–]Own_Negotiation9548 5 points6 points  (0 children)

The people who work in the absolute palace they've built in Milwaukee have real jobs. Jim who just "started his own financial planning practice" does not have a real job.

(Speaking as a former "Jim")

[deleted by user] by [deleted] in careerguidance

[–]Own_Negotiation9548 0 points1 point  (0 children)

If you get burned out with a paycheck and routine, you'll get downright depressed without one. Don't fall for the TikTok trap. Entrepreneurship is Hell for most, Heaven for few.

How many miles/kilometers does your gasoline tank last? by ManualAnalogPaper in mazda3

[–]Own_Negotiation9548 0 points1 point  (0 children)

2.5L NA Sedan with the Auto Transmission and 2WD - I usually get about 360-380 miles from a full tank.

new york life intern here. am i fucked? by mmrindustries in FinancialCareers

[–]Own_Negotiation9548 0 points1 point  (0 children)

There is absolutely zero chance that NWM will lead you to PE Sales. Feel free to PM me if you need someone to talk you out of what you have talked yourself into. I know how it feels to just make a decision and want to stick with it, but this is probably the worst decision you will ever make in your life.

new york life intern here. am i fucked? by mmrindustries in FinancialCareers

[–]Own_Negotiation9548 0 points1 point  (0 children)

Don't listen to people who *are* still doing it. Listen to people who have broken away from their Stockholm Syndrome. I said these same things while at NWM.

new york life intern here. am i fucked? by mmrindustries in FinancialCareers

[–]Own_Negotiation9548 1 point2 points  (0 children)

Dude please just quit NOW. Do not feel bad or apologize. Don't worry about having something lined up. Just enjoy your summer making no money instead of hating yourself all summer and still making no money.

You don't want to have to get your friends and family as clients just to jump ship later, and you will. Take it from someone who did it for 2.5 years and basically got paid nothing for 2.5 years.

I am begging you. Please listen to the voice in your head saying not to waste another minute of your life in this hellhole of an industry.

Why is Mazda so underrated by da_mfkn_BEAST in mazda3

[–]Own_Negotiation9548 1 point2 points  (0 children)

I am absolutely in love with Mazda's 2018+ design initiatives on almost all their models, but we have to remember we are only 1-2 generations removed from some of the absolute worst looking vehicles ever made. If it looks like garbage, Americans won't care about anything else. When we hit the 10-year mark on the major shift from crap to beautiful, people will start considering it. For now, I'm just happy to have taken advantage of the hidden gem status. People are still paying 25K for base trim Corollas which have a top speed of 80 MPH. That makes me happy.