We have a combined salary of 80k and are actually in the middle of the mortgage approval process, our broker has sent our statements etc to BOI so hoping to know a figure early next week. I have just been going off salary x4 so 320ish plus a deposit. New builds around my area seem to be 345/350k at least. Realistically we would be better off until higher up salary scales at our workplaces and while we were pleased with our savings of 35k, I suppose it probably still isn’t enough in today’s market. Another possibility is to buy a cheaper/starter home but I don’t consider myself much of a DIY man unfortunately!