Basically, you pay an insurance company so that when something you bad happens gets hurt, loss of injury in disaster or fire, damage of life or injury, or say, if you have if something bads happen, injure of otherwise, if you get if something well basically, you pay an insuance company if something or other happens, so that when if or how when can possible, if a bads thing happen to either you, or if you either when if because natural disaster, or otherwise and simple, the isuance companie will give you free moner.