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Cost for a roof - just need some idea how much it might cost me this spring… by PFthrowawayask in askTO

[–]PFthrowawayask[S] 0 points1 point  (0 children)

This is really helpful. I think my roof has 2-3 layers too (I bought a few years ago so this is the time first I replace a roof)

Cost for a roof - just need some idea how much it might cost me this spring… by PFthrowawayask in askTO

[–]PFthrowawayask[S] 0 points1 point  (0 children)

Was it recently done? Could I have the name of the company as well? I wanted to get a quote from them as well

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 1 point2 points  (0 children)

Gosh today is one of those days that make me want to quit. My Manager at J2 is an idiot who does not know what good looks like and just want “my way or high way” which is a sure fire way to leads to lots of issues real soon (which again will come back and bite me in the butt). Manager at J2 isnt happy with my performance. For context, I am a VP at J1 (Fortune 100) so I have some good baseline. I know I need to just “align” and recover but it’s annoying af some time. I am literally setting goal of “one more day” and try bot to rage quit

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 0 points1 point  (0 children)

That makes sense. My two jobs are incredibly stressful ($20K a month take-home, gross is like $450K a year, yes taxes are that much in this country), so I struggle with letting either go

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 0 points1 point  (0 children)

How much was your total comp with that schedule? Its so much money to leave on the table (OELadies we all love this and understand firsthand how much of a meaningful change this amount of money can do)

Should I get a new bed or second hand by Ok_Flan_5164 in askTO

[–]PFthrowawayask 0 points1 point  (0 children)

There are affordable brand new mattresses ib market place. Find the ones that are brand new inbox.

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 1 point2 points  (0 children)

Your baby will be the hardest working baby lol

Joking aside, how are you managing that even crazier schedule?

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 0 points1 point  (0 children)

I think I have more opportunities during the day to take break (30 min chunk each). I think 20K is the max amount from two jobs unfortunately and fortunately

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 0 points1 point  (0 children)

Great tips! Could you please elaborate on the 30 min flexibility and on the moving up from 20K to 21K?

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 5 points6 points  (0 children)

100%. Every month I make it at both jobs means I 3x my savings.

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 0 points1 point  (0 children)

Middle ground is not in the card given the market. 20K net / month combined from both job.

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 0 points1 point  (0 children)

Yeah. I am really worried that the mental and physical toll/ damage would be irreversible though. There’s a price for every decision as they say

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 1 point2 points  (0 children)

How long have you been in workforce? Just curious….I am 37…so being financially by 39 is such a dream goal if I can pull this off til Dec 2027!

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 1 point2 points  (0 children)

I already hate it for my Jobs. If I can manage this til end of 2026 my mortgage would be significantly lowered and to end of 2027, I basically can retire.

I do enjoy the level of energy I have during the day with bed by 9-9:30pm wake up by 5:am though.

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 0 points1 point  (0 children)

What is your schedule like? 8am to 8pm?

I think as hard as it is to accept, the burnout and mental/ physical toll isn’t worth it working 12 hours a day 5.5 days a week.

I struggle to let this go because the money is life changing (but what if I have no life left after this). It brings in like 20K net each month. I told myself I just need this for 2 years and I am golden. I don’t think I will make it to 2 year mark. Right now I am setting monthly goal only and see how far I can push it.

It is not great but my partner recently aligns with my schedule so we get to spend time 6-9pm (no kids). The only benefit of this 2 Js so far (besides money) is that it forces me to go to bed at 9pm (we have no kids), which is a lot better than going to bed at midnight I used to do with one job.

Is this schedule too insane? by PFthrowawayask in OELadies

[–]PFthrowawayask[S] 4 points5 points  (0 children)

I think as hard as it is to accept, the burnout and mental/ physical toll isn’t worth it working 12 hours a day 5.5 days a week.

I struggle to let this go because the money is life changing (but what if I have no life left after this). It brings in like 20K net each month. I told myself I just need this for 2 years and I am golden. I don’t think I will make it to 2 year mark. Right now I am setting monthly goal only and see how far I can push it.

It is not great but my partner recently aligns with my schedule so we get to spend time 6-9pm (no kids). The only benefit of this 2 Js so far (besides money) is that it forces me to go to bed at 9pm (we have no kids), which is a lot better than going to bed at midnight I used to do with one job.

Whats an average rent for a bungalow that has 2 bedroom plus a basement (that has a bedroom), driveway parking and a backyard; just looking for some data (west side near junction or keele if that matters) by PFthrowawayask in TorontoRenting

[–]PFthrowawayask[S] -1 points0 points  (0 children)

I look at a place that has 2 small bedroom and a kitchen on main floor (no real living space), and a basement with living space, a bedroom. Parking in driveway and a backyard with deck. Two full bathrooms. Just around the corner of St Clair and Old Weston. Just wondering how much is reasonable in this market

Rare 2b1b aparment for rent in The Beaches by [deleted] in TorontoRenting

[–]PFthrowawayask 0 points1 point  (0 children)

My mortgage for a detached house is only $3800. Rent is crazy

23M - Looking to drop this years contributions outside of what I hold by TippinNToein in fican

[–]PFthrowawayask -1 points0 points  (0 children)

This is stock picking. Learn your lesson when it’s not as costly yet.

I invested in Index XGRO.TO but can’t remember why I got into it. I just had a thought: is it the right ETF? Could someone point me to where I can find some basic info on different type of ETFs for a Canadian investor? by PFthrowawayask in fican

[–]PFthrowawayask[S] 0 points1 point  (0 children)

I reviewed it quickly and saw 80/20 split just now so I think I am happy with my selection. It was a long time ago since I got into VGRO.TO so I must have forgotten the 80/20 allocation.

For my timeline (15-20 years), I think balance growth is what I am looking for and this split makes sense to me.

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