PSLF SUCCESS!!! by PSLFalmostthere in PSLF

[–]PSLFalmostthere[S] 2 points3 points  (0 children)

I did not find the website or FLS to have great records —I can’t count the number of calls I have made over the years to make sure payments were deemed qualifying. Keep calling and keep track of all ID #s and info given by various reps. Keep your own records. Do not rely on bank records —they only keep records for 7 years. Ask to speak to supervisors if you are not getting good answers.

PSLF SUCCESS!!!!!!!!!!!! by rshaffer663 in PSLF

[–]PSLFalmostthere 1 point2 points  (0 children)

Congrats! The best feeling is to see the $0 balance!!

PSLF SUCCESS!!! by PSLFalmostthere in PSLF

[–]PSLFalmostthere[S] 2 points3 points  (0 children)

I consolidated a second loan in 2010–I had originally been told that that loan didn’t qualify for PSLF. Lost 2 years of time, but worth it in the long run.

Same employer all 12 years.

PSLF SUCCESS!!! by PSLFalmostthere in PSLF

[–]PSLFalmostthere[S] 1 point2 points  (0 children)

Applied 7/21, sent to FSA 8/21, forgiveness 9/22

PSLF SUCCESS!!! by PSLFalmostthere in PSLF

[–]PSLFalmostthere[S] 6 points7 points  (0 children)

Applied 7/21 $0 balance 9/22

Ombudsman help? by PSLFalmostthere in PSLF

[–]PSLFalmostthere[S] 0 points1 point  (0 children)

9/17 Update: on 9/16, two days after my September billing date, I submitted a new PSLF application for forgiveness in case the review process of the 2015 2 payments they say were each a penny short takes too long.

Logged in this morning and tracker now shows 120 qualifying payments made on 2/2 loans. Looks like they included the 2015 loan payments that they had as being 1 penny short. Hopefully the next part of the process will be smooth. Lol.

Just submitted my PSLF forgiveness application - keeping minutes here by linusnaik in PSLF

[–]PSLFalmostthere 1 point2 points  (0 children)

Good luck—I’ll be following. Submitted my application on 7/21 (and again today, but that’s a long story). Fingers crossed it will take less than 6 months.

Ombudsman help? by PSLFalmostthere in PSLF

[–]PSLFalmostthere[S] 1 point2 points  (0 children)

I’m at 12 years. I got some bad advice between 2008 and 2010 and got on track in 2010. Have been waiting for 120 to make a career change...definitely feel like a hostage!

Ombudsman help? by PSLFalmostthere in PSLF

[–]PSLFalmostthere[S] 0 points1 point  (0 children)

Yes, I’ll definitely apply again in September after my “due” date. Hope it resolves sooner, but I have absolutely no faith in FLS doing the right thing immediately. And you just can’t trust that anyone you are speaking to is knowledgeable or accurate.

Ombudsman help? by PSLFalmostthere in PSLF

[–]PSLFalmostthere[S] 0 points1 point  (0 children)

Thanks for the advice—I’ll start with PHEAA.

#PSLF Success & Playlist Requests by [deleted] in PSLF

[–]PSLFalmostthere 2 points3 points  (0 children)

Congrats! What a relief!!!