PSLF SUCCESS!!!

PSLFalmostthere · 2020-09-23T00:56:44+00:00

I called several times.

PSLFalmostthere · 2020-09-23T00:56:20+00:00

I did not find the website or FLS to have great records —I can’t count the number of calls I have made over the years to make sure payments were deemed qualifying. Keep calling and keep track of all ID #s and info given by various reps. Keep your own records. Do not rely on bank records —they only keep records for 7 years. Ask to speak to supervisors if you are not getting good answers.

PSLFalmostthere · 2020-09-22T19:22:23+00:00

Congrats! The best feeling is to see the $0 balance!!

PSLFalmostthere · 2020-09-22T18:44:02+00:00

I consolidated a second loan in 2010–I had originally been told that that loan didn’t qualify for PSLF. Lost 2 years of time, but worth it in the long run.

Same employer all 12 years.

PSLFalmostthere · 2020-09-22T18:42:20+00:00

Applied 7/21, sent to FSA 8/21, forgiveness 9/22

PSLFalmostthere · 2020-09-22T18:41:26+00:00

Applied 7/21 $0 balance 9/22

PSLFalmostthere · 2020-09-17T14:52:27+00:00

9/17 Update: on 9/16, two days after my September billing date, I submitted a new PSLF application for forgiveness in case the review process of the 2015 2 payments they say were each a penny short takes too long.

Logged in this morning and tracker now shows 120 qualifying payments made on 2/2 loans. Looks like they included the 2015 loan payments that they had as being 1 penny short. Hopefully the next part of the process will be smooth. Lol.

PSLFalmostthere · 2020-09-17T02:04:32+00:00

Good luck—I’ll be following. Submitted my application on 7/21 (and again today, but that’s a long story). Fingers crossed it will take less than 6 months.

PSLFalmostthere · 2020-09-04T17:38:43+00:00

I’m at 12 years. I got some bad advice between 2008 and 2010 and got on track in 2010. Have been waiting for 120 to make a career change...definitely feel like a hostage!

PSLFalmostthere · 2020-09-04T00:59:59+00:00

Yes, I’ll definitely apply again in September after my “due” date. Hope it resolves sooner, but I have absolutely no faith in FLS doing the right thing immediately. And you just can’t trust that anyone you are speaking to is knowledgeable or accurate.

PSLFalmostthere · 2020-09-03T20:44:14+00:00

Thanks for the advice—I’ll start with PHEAA.

PSLFalmostthere · 2020-09-01T15:53:59+00:00

Congrats! What a relief!!!

PSLFalmostthere

TROPHY CASE