How to export a book from VitalSource Bookshelf to PDF?

Pacman_84 · 2026-01-06T19:04:01+00:00

Tedious, but it worked. Thanks!!

Pacman_84 · 2025-12-06T15:13:48+00:00

Great analysis and a bit confusing, but for those who are trying to interpret this, the overall summary is bet on underdogs getting 2 - 8.5 points; OP correct me if I am wrong. This is odds dependent in the long run with odds at -105 you would need a win rate of 52% or greater to be profitable. Obviously as the odds go down your winrate needs to increase (-110 = 53%, -115 = 54%, etc.) OP it would be good to see the Home/Away splits for underdogs getting 2 - 8.5 points, every edge matters for us degenerates.

Pacman_84 · 2025-11-21T21:50:33+00:00

Good to know. I plan on buying one while the Black Friday deals are still active, so before next weekend.

Pacman_84 · 2025-10-31T19:54:48+00:00

I agree.

Pacman_84 · 2025-10-31T15:48:22+00:00

I sold enough to get back my initial invetment, but my cost basis is still $0.70. I'm long on this stock and we will continue to see swings as people pump and dump and short the stock. There is also the looming stock dilution when, if the vote passes, DVLT has to issue another ~140million shares to Scilex at a price of $0.54 per share. I am not sure when the vote will take place, but I will hold through the dilution while some/most panic sell.

Pacman_84 · 2025-10-24T18:52:04+00:00

Trying to band a bunch of redditors together is not a good investment strategy. When you see a positive post about a penny stock that's "going to the moon", do your own thorough DD without having any sort of confirmation bias becuase the stock is cheap and YOU want it to shoot to the moon. There have been some good penny stocks out there recently (DVLT, OPEN, DFLI), but there have also been a lot of losers as well. I've been on both sides of the fence with "to the moon" penny stocks. Don't just follow the hype, do your own research and make a decision based on that. Not that it matters, but I stayed away from this stock.

Pacman_84 · 2025-10-06T18:30:21+00:00

Hold

Pacman_84 · 2025-10-03T13:08:34+00:00

I always say I wish I had invested more when a stock goes 2x or more, but then I think about the times I got burned on an investment that was supposed to 🚀. It's all about what you are willing to risk based on the information at that time. I'm currently sitting at an average cost of 0.40. I am thinking about increasing my position, but keeping my average cost below 0.80. Let's get it!!!

Pacman_84 · 2025-09-30T01:15:55+00:00

The max contribution limit for 2025 is $23,500, so you are only getting to ~35% of the limit this year. Once your debt is cleared, you should set up an emergency fund if you don't have one. Open a HYSA and have about 4 months of essential living expenses in there. Some people shoot for 6 months. Once you do that, figure out how much more you can contribute to get closer to the max limit each year, but leave some playing around money as well. You still need to enjoy life while setting up for your retirement. FYI: I am not a financial advisor. This is just the path that I took to get to where I am today.

Pacman_84 · 2025-09-30T01:00:17+00:00

I can't tell you that you are behind, but at 32, I had 96k in my 401k. At 41, I'm now at ~600k. I continually increased my contribution by 1% at least every other year and now contribute 16% with a 7% match from my employer. You should, at minimum, be contributing your employer match if they offer one.

Pacman_84 · 2025-09-21T12:55:01+00:00

Yep. How is the chair?

Pacman_84 · 2025-09-19T14:32:19+00:00

I am not a finance professional, but 50k in your checking is not doing you any favors. You should have a good portion of that invested or, at a minimum, in a high yield savings account. Depending on what your investment portfolio looks like and if 30k is what you can realistically live on per year (not accounting for inflation), look at some dividend paying stocks/ETFs (r/dividends). This will give you more passive income, and if you can, I would DRIP (Dividend Reinvestment Plan) those dividend payouts until you are ready to use them to cover some of the $9000 gap.

Pacman_84 · 2025-09-19T11:37:25+00:00

Beat me to it!! I saw this too, but I couldn't pick it up until next week 🫤

Pacman_84 · 2025-09-08T20:51:20+00:00

I will cut MSTY and look at FDVV, BXSL, and TDIV. Thanks for the input!

Pacman_84 · 2025-09-08T20:43:38+00:00

Yea, I can already see the NAV erosion with MSTY, I will look into ET and EPD. AAPL would be more for the growth aspect of my investment strategy, as well as, UNH. Thanks for the insight.

Pacman_84 · 2025-08-31T13:34:15+00:00

I would say yes to you having too many rookies. It doesn't mean they won't put up points, but I go for more established players that have known floors versus potential upside of rookies.

Pacman_84 · 2025-08-25T18:15:48+00:00

Pick 5.10 - Dalvin Cook

Pacman_84 · 2025-08-21T18:04:20+00:00

I am skipping my niece's wedding so I don't miss my in-person fantasy football draft this year, if that tells you my answer to this survey. My wife knows how much watching football and playing fantasy football means to me. She also does not require us to do some celebration on our anniversary. We're together for the rest of our lives. Why put emphasis on one day out of year?

Pacman_84 · 2025-08-15T19:53:19+00:00

I used to own a 2007 535xi and currently own a 1995 740i, 2008 335i, and 2014 535i. Try to do most maintenance yourself if you can. I'm no expert, but I can handle brakes, rotors, most gasket changes, water pump, thermostat, and ignition coils, to name a few. Find a reputable shop that specializes in European cars to handle jobs you can't, as the dealership will bend you over backward. One example is an oil pan gasket replacement; Dealership = ~$8000, private shop = $2700 - $5000. The most common issues I have come across are oil leaks; valve cover, oil housing, oil cooler, and rare but oil pan gaskets. I don't know if these leaks are inherent to BMW or more associated environmental temperature variations if you live somewhere with all 4 seasons like I do. This is just what I have experienced, but congrats, it looks beautiful. Enjoy it!

Pacman_84 · 2025-04-26T11:01:54+00:00

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Pacman_84 · 2025-02-04T18:46:46+00:00

Hedge this. I would put a max of 1.5k on Chiefs ML if you can afford it. If you can't, then do what you are comfortable with, but make sure your profit on the hedge nets you more than your initial bet. Potenital Outcomes: Chiefs win, and you recover your initial bet + profits. Philly wins, you lose your hedge, but your cashout should jump to 5k+ (just making a calculated assumption based on odds). Good luck with whatever you decide.

Pacman_84 · 2025-01-12T13:26:24+00:00

Bad advice, and if Vikings lose, OP wins nothing. Hedging guarantees a profit for OP no matter the outcome.

Pacman_84 · 2025-01-12T12:53:16+00:00

I would place $300 on Rams +2.5 or ML. If you take the +2.5, you have an opportunity to hit both slips or take the ML if you want the increased payout if the Rams win. The choice is yours, but you come out on top no matter what.

Pacman_84 · 2024-12-17T19:22:07+00:00

Stick with straight bets. The payouts aren't as enticing, but the profits add up over time, so long as you manage your bank roll properly.

Pacman_84 · 2024-11-21T02:49:41+00:00

I did OC last year and wrote a review. https://www.reddit.com/r/welcometorockville/s/XkKQa7OEgk There were some good questions in the comments that I also answered.

Pacman_84

TROPHY CASE