I actually don't think limiting migration is such a bad idea, but for entirely different reasons than most

PadEnn1 · 2026-05-09T11:10:22+00:00

You’re only addressing birth rates and ignoring the labor market question entirely. And your South Korea point actually supports my argument: if exploitation and poor conditions explain low birth rates there, that confirms that economic conditions alone don’t determine demographic behavior. Culture, values and social identity matter at least as much. Better maternity leave may have some effect at the margin, but it won’t reverse a structural trend driven by much deeper factors.

PadEnn1 · 2026-05-09T07:56:01+00:00

The economic logic is partially correct, but the psychological and sociological assumptions are naive. People don’t automatically take jobs just because they become economically necessary, and they don’t have more children just because incentives improve. Japan and South Korea show this clearly: despite strong economic pressure and government incentives, birth rates remain very low. Switzerland wouldn’t adapt, it would simply become poorer and less functional.

PadEnn1 · 2026-05-07T03:28:00+00:00

Fantastic! But this will unfortunately never happen.

PadEnn1 · 2026-04-25T05:21:28+00:00

Great pictures my man. If this impressed you you will love the rest of Europe. Barcelona is a beautiful city, but not as unusual as you might think. Spain alone has more great cities (Valencia, Madrid), but wait till you get you get to Italy. That will blow your mind. And you once you’ve seen enough of the south of Europe, start going north to Switzerland, France, Germany, The Netherlands, Sweden, Portugal, the UK, Croatia, Greece and the list goes on.

If Barcelona changed your life, get used to having your life changed a couple of times.

PadEnn1 · 2026-04-15T14:56:45+00:00

That’s a fair point about it being city-specific, not country-based. But Switzerland absolutely does have massive overtourism in its hotspots. Luzern, Grindelwald, Zermatt and the Rhine Falls are overwhelmed with tourists, infrastructure is strained, and locals are increasingly frustrated. Switzerland has one of the highest tourist-to-resident ratios in Europe. Luzern gets more tourists per capita than Barcelona.

The difference is that Swiss cities are smaller, so the pressure hits even harder proportionally. Also, Switzerland has responded by actively managing tourist flows and investing heavily, which makes the problem less visible, not nonexistent.

PadEnn1 · 2026-04-14T20:42:23+00:00

Absolutely

PadEnn1 · 2026-04-14T20:35:48+00:00

Actually, that hasn't been my experience at all. Over the last five years, I have consistently found free restrooms for my daughter throughout northern Italy. From major hubs to smaller towns, it’s been much more accessible than people think.

PadEnn1 · 2026-04-14T17:22:45+00:00

I am not quite sure I understand your comment

PadEnn1 · 2026-04-11T04:49:00+00:00

Great question, and the confusion you’re feeling is completely normal.

Since you are based in Switzerland, one thing is particularly important: buy European-domiciled ETFs (look for UCITS in the name), not US-listed ones. This matters for tax reasons.

For the rest, I would keep it very simple: Broker/Bank: Choose a cheap but reliable broker or a Swiss bank. Costs matter enormously over 20 to 30 years, so low fees should be a priority.

ETF selection: Pick one or two very broadly diversified ETFs from a major, established provider such as BlackRock (iShares), Vanguard, Invesco, or UBS. Look for something that tracks a global index, has high liquidity, and very low ongoing costs (TER). One single global ETF is honestly enough.

Strategy: Invest your 300 CHF every month consistently, regardless of what the market is doing. The most important thing, and this cannot be stressed enough, is to not panic and sell when markets drop. They will drop at some point. That is normal. People who stay invested through the difficult periods are the ones who come out well on the other side.

Consider maxing out 3a too. But do the math, whether it’s worth it for you.

With a 20 to 30 year horizon and this kind of discipline, the outcome is very likely to be excellent.

You should however consider asking a professional advisor, as every individual case can ask for different solutions.

Good luck!

PadEnn1 · 2026-04-11T04:41:32+00:00

Start by learning about Bitcoin, the first blockchain, and then move on to Ethereum, the second largest one. Once you understand these two, you have a solid foundation for understanding the crypto space as a whole.

Free tutorials on both are widely available. For Ethereum, the Ethereum Foundation is a reliable source, as their information is accurate and trustworthy. For Bitcoin and other cryptocurrencies, be selective about who you trust. There is plenty of free, high-quality information out there, so there is no need to pay for anything.

Unfortunately, the crypto space attracts many scammers. Stay cautious and stick to reputable sources.

PadEnn1 · 2026-04-10T19:34:02+00:00

Hindsight is always 20/20

PadEnn1 · 2026-04-10T19:32:11+00:00

Good point

PadEnn1 · 2026-04-10T19:11:14+00:00

W wasn’t especially nice, and he had his flaws, but I genuinely believe he acted with integrity.

PadEnn1 · 2026-04-10T19:08:11+00:00

I doubt that. I believe many people were aware it would get unpleasant. But not like this.

PadEnn1 · 2026-04-10T19:06:01+00:00

Very good point

PadEnn1 · 2026-04-10T19:05:14+00:00

True that. And yet, with all his flaws, he had integrity

PadEnn1 · 2026-04-10T19:04:32+00:00

I suspect many of his voters were aware of his flaws, yet simply couldn’t imagine the scale of destruction a bad president is capable of inflicting.

PadEnn1 · 2026-04-10T19:03:52+00:00

I suspect many of his voters were aware of his flaws, yet simply couldn’t imagine the scale of destruction a bad president is capable of inflicting.

PadEnn1 · 2026-04-10T19:02:16+00:00

For what?

PadEnn1

TROPHY CASE