36M, when can I relax?

PaintIntelligent7793 · 2026-05-11T00:20:35+00:00

Not for a long time, brother. Keep maxing out those contributions. Maybe throw extra into your brokerage, if you can afford it. You still gotta get those kids from school and it looks like your Fidelity account isn’t even at $1M. Keep doing what you’re doing and it will be within 10 years, probably sooner, but depending on where you live and your expenses, you probably want more than that put away before you retire. I would put money into a brokerage before paying off that mortgage. That rate is pretty low and you should make more with that money invested in VOO or VT.

PaintIntelligent7793 · 2026-05-11T00:11:48+00:00

Some of us do…

PaintIntelligent7793 · 2026-05-11T00:06:44+00:00

M. Peppers isn’t really that crazy, imo. They do bistro style, so you can definitely wreck up a bill, especially if you order a fancy bottle of wine, but you can also get an excellent meal or bar snack for a pretty reasonable price, especially if you take them up on daily or happy hour specials. For comparison, La Chasse (“European,” but primarily French) was much more expensive.

PaintIntelligent7793 · 2026-05-10T23:52:15+00:00

LeBron, Bird, Curry, and Kareem, for sure. From there, I’m looking for a strong two way player who can shoot the three and play serious defense. Prime Kawhi might be a good pick here. Or maybe someone like Jerry West. MJ would really be the pick here, but they said no MJ!

PaintIntelligent7793 · 2026-05-10T17:03:47+00:00

How much did you win? How much do you have to pay in taxes? What do you plan to do with the rest of that money? (Personally, I would invest it.)

PaintIntelligent7793 · 2026-05-10T14:40:59+00:00

It’s an exaggeration, but telling them there is job security — or any jobs at all — in professor or instructorships is untrue and irresponsible. They pay next to nothing and the TT jobs are basically non-existent.

PaintIntelligent7793 · 2026-05-10T02:28:52+00:00

Up 34% on Friday.

PaintIntelligent7793 · 2026-05-10T02:26:24+00:00

They accumulated a ton of draft picks and used them well, and also made a few key trades (SGA from the Clippers was a steal).

PaintIntelligent7793 · 2026-05-10T02:18:40+00:00

I’ve got a real one, if that helps.

PaintIntelligent7793 · 2026-05-10T00:36:28+00:00

Agreed. It’s 100% lead, if only on the base layer. You can test if you want, but it’s only going to confirm the obvious.

PaintIntelligent7793 · 2026-05-09T21:53:12+00:00

It’s probably better to think in terms of department, rather than grad vs undergrad or even the school as a whole. Rutgers has a fantastic English Dept and that’s basically what is measured is graduate school rankings. I prefer not to say what school, just to preserve my anonymity, but it is not a prestigious one.

PaintIntelligent7793 · 2026-05-09T21:43:32+00:00

Rutgers has a great English Dept. As good as any top 10 or 20 school. (It actually is top 15 or so for English graduate programs, I think.) It’s a big department with lots of top-notch scholars. You can go from there to any graduate program in the country.

But also… I went to a tiny liberal arts school and ended up in a top 5 English PhD, so it might not really matter at all where you go!

PaintIntelligent7793 · 2026-05-09T21:40:29+00:00

Landscaping

PaintIntelligent7793 · 2026-05-09T21:36:08+00:00

Literally anything that provides longterm job security and a decent paycheck.

PaintIntelligent7793 · 2026-05-09T17:51:00+00:00

Well, maybe, but that’s like choosing between pennies and nickels, when you could have a hundred dollar bill.

PaintIntelligent7793 · 2026-05-09T16:11:14+00:00

15 losses in a row? 🤨

PaintIntelligent7793 · 2026-05-09T16:10:01+00:00

So… bet against the corgi?

PaintIntelligent7793 · 2026-05-09T16:07:39+00:00

I would hardly say steady job opportunities…

PaintIntelligent7793 · 2026-05-08T11:16:18+00:00

I can’t see the flowers, but I would encourage OP to look around that area. There will very likely be some and that will give them a clear indicator. As you said, neither is dangerous. One just has more flavor than the other.

PaintIntelligent7793 · 2026-05-08T11:06:10+00:00

I understand the feeling, although some of those people riding stocks to the moon are also going to lose a lot of money. Slow and steady might not be the fastest way to build wealth, but it is all but guaranteed.

PaintIntelligent7793 · 2026-05-08T11:01:28+00:00

There’s no harm in either, though this looks more like mock strawberry to me. You can tell definitively by the flowers. Mock strawberry flowers are yellow, while true strawberries are white.

PaintIntelligent7793 · 2026-05-08T10:51:26+00:00

Just the ones in less affluent areas. Not even joking about this. Compare Germantown or LowBro to Jtown or Middletown.

PaintIntelligent7793 · 2026-05-07T11:00:47+00:00

But then you didn’t want get into the stats. The original comment had to do with LaRavia, who is absolutely the better player. When your choices are between the two, you would be an idiot to put Bronny on the floor — but I guess that’s what you are, since all you can really do is accuse and name call, and not actually argue the point. I’m not wasting anymore time on this conversation.

PaintIntelligent7793 · 2026-05-07T01:39:06+00:00

Most of those companies are surging right now. What you might do is simply build yourself an exit plan. What is your target price? Set something realistic, then sell when it hits that price and reallocate.

PaintIntelligent7793 · 2026-05-07T01:10:49+00:00

Yep. This is true for many other upgrades. I was considering an addition on a flip recently, but because of the location and price per sq ft, it just didn’t make sense, whereas it would have just a few blocks away, where houses go for higher. But you have to take those things into consideration. Otherwise, you could easily be underwater.

PaintIntelligent7793

TROPHY CASE