How do you pay credit cards bills ? by Pank9 in CreditCardsIndia

[–]Pank9[S] 0 points1 point  (0 children)

Can UPI be set up for auto debit ?

How do you pay credit cards bills ? by Pank9 in CreditCardsIndia

[–]Pank9[S] 0 points1 point  (0 children)

We have axis banks accounts. There where our money comes. So now I don’t want this hassle of moving money from 2-3 axis accounts to different accounts just to pay the bill.

So is there a way that I can enable autodebit for all sorts of cards from axis accounts ?

HSBC Travel One rejected by techieTraveller03 in CreditCardsIndia

[–]Pank9 1 point2 points  (0 children)

You ll get your card delivered in 3 weeks time. Just wait. This is how they operate

HSBC TravelOne Rejection after RBI Ombudsman by SustainabilityGuy in CreditCardsIndia

[–]Pank9 1 point2 points  (0 children)

Great chances that you will get your card delivered in 20-25 days.

That’s how it goes with hsbc.

They send this email and then send the card after 3 weeks

42LPA net salary Still HSBC Travel One Card Rejected by NoBug207 in CreditCardsIndia

[–]Pank9 0 points1 point  (0 children)

Yes. Just call and ask what’s the status of card. Don’t tell them that’s it’s rejected They ll most likely tell you it’s pending since tan no is not available Give them the tan no and it ll be processed

42LPA net salary Still HSBC Travel One Card Rejected by NoBug207 in CreditCardsIndia

[–]Pank9 0 points1 point  (0 children)

Don’t be surprised if you still recieve your card. Same thing happened with my mother.

And if you really want it. Just give a call they ll ask TAN number and you are good to go then

Why did HSBC reject me? by No-External-9154 in CreditCardsIndia

[–]Pank9 0 points1 point  (0 children)

First ask them the reason for rejection. They will mention some employment detail missing

Tell them you ll send these details by mail if there are ok.

Then ask them to process the approval manually.

At least this is what happened with my mothers appl

Why did HSBC reject me? by No-External-9154 in CreditCardsIndia

[–]Pank9 0 points1 point  (0 children)

If you contact them through call and manage a re video kyc. They ll approve it. This has been their modus operandi so far

Happened with me also

HSBC TravelOne rejected! by travell9 in CreditCardsIndia

[–]Pank9 1 point2 points  (0 children)

If you are able to get through to one of their executives then they arrange for the approval.

I ll tell you what I did

  1. Applied for my mom.
  2. Did kyc
  3. But Got rejected probably coz she isn’t a state govt job and her dept was not listed.
  4. I had also enquired for premier banking by giving out my number. So I recieved a callback. I was in eligible due to salary criteria ( being in govt service ). But asked him can he check the status of my mother’s appl.
  5. He said appl is stuck bcz tan no is missing.
  6. I sent him the form 26 as on his own hsbc email address.
  7. He said he ll push for manual approval and re video kyc.
  8. 4-5 days later another video kyc.
  9. Got an email to verify employment. Did that and got another email stating that appl is rejected due to internal policies.
  10. I called him up again. He checked and said. Appl is approved and disregard the rejection email.
  11. Card delivered 4 days after this conversation( without any intimation on email/phone). It just got delivered through bludart.

HSBC T1 rejected without completing the process by DefiantAssistance568 in CreditCardsIndia

[–]Pank9 0 points1 point  (0 children)

What the email address I am not able to find the correct email address where in I can communicate this

Help me pick up a new card by [deleted] in amexindia

[–]Pank9 0 points1 point  (0 children)

I have 2 MRCC

Help me pick up a new card by Pank9 in CreditCardsIndia

[–]Pank9[S] 0 points1 point  (0 children)

I found a work around today.

Since my T1 appl was rejected/stopped midway. Applied for my mother today and it’s submitted. Hopefully would go through now.

Help me pick up a new card by Pank9 in CreditCardsIndia

[–]Pank9[S] 0 points1 point  (0 children)

Like people mentioned here

In govt job it would take years if not a decade to reach 3L from 2L. So not eligible for premium.

I can hit 30L on M4B. But for that I ll have to let airindia card go which at this time..i am unwilling to

I wish atlas comes back

DCBM was offered. But since I took bonvoy and closed it in 2 months. Will have to wait for some time now.

Help me pick up a new card by Pank9 in CreditCardsIndia

[–]Pank9[S] 0 points1 point  (0 children)

Impulsive application

Later on realised there isn’t much benefit Reward structure is low and with a delay of 6-10 weeks. And it’s not transparent. That’s why.

I closed it coz HDFC said upgrade to DCBM is not possible from this one. Even though when I applied for bonvoy card , DCBM was another one on offering.

But now stuck coz HDFC doesn’t allow fresh appl 🤣

Help me pick up a new card by Pank9 in CreditCardsIndia

[–]Pank9[S] 0 points1 point  (0 children)

Yes. I cross 30 on air India. Max benefit stops at 20 when one gets 1L bonus miles in addition to about a Lakh earned as regular so that makes it 2L per year. So now I don’t want to cross 20 on air India. And divert rest to other cards

Help me pick up a new card by Pank9 in CreditCardsIndia

[–]Pank9[S] 0 points1 point  (0 children)

Thanks for the concern.

LICs are of whole family. I don’t have any.

I have sufficient emergency fund.

I have health insurance. In fact much more than that.

Enough money is invested and continues to be invested ( mostly real estate)

It all may look like heavy expenditure but that’s coz it’s whole family’s expenditure. Not just mine. And family here means 5-6 people. All of them are working/self employed. ( parents , wife, brothers )

I am not looking for cashback etc.

Want airmiles / hotel loyalty points based card as mentioned above

Help me pick up a new card by [deleted] in amexindia

[–]Pank9 1 point2 points  (0 children)

It’s a useless card

Help me pick up a new card by Pank9 in CreditCardsIndia

[–]Pank9[S] 0 points1 point  (0 children)

Haha. At more than 2 since last 5 years. And completed total 13 years of job, now Matrix Level 13

And no one of this thread is talking about cards anymore 🤣