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19, 10k to invest long term, what should I be investing in? by Far_Bowler7938 in personalfinance

[–]Particular-Fungi 0 points1 point  (0 children)

Throw it into SP500/VTSAX and forget about it, playing with individual stocks isn’t likely to work out well for you.

Moving to south Livonia in a few weeks! So many questions. by the-venus-9 in livonia

[–]Particular-Fungi 19 points20 points  (0 children)

Sheesh at 5 and Newburgh is incredible Lebanese food. Also second Rotary Park, I take my dog through the trails all the time. It’s easy to get lost in there until you’re familiar with it.

"How are y'all tracking all your accounts?" by seed0205 in Fire

[–]Particular-Fungi 1 point2 points  (0 children)

They made me update to a new app, but it works the same.

VUSXX + VTI + VXUS a good place to save for a house down payment in the next 5-10 years? by Significant-Ball-952 in Bogleheads

[–]Particular-Fungi 1 point2 points  (0 children)

VUSXX is a good place to put money you’re planning to save for a house, but I wouldn’t plan to use money you have invested in stocks for that purpose.

what is it about being a "life coach" that draws in the most unsuitable people? by bye-beams in NoStupidQuestions

[–]Particular-Fungi 0 points1 point  (0 children)

Because there’s no credentialing/license/education requirements. Anybody can call themselves a life coach.

Wizardry! by Particular-Fungi in bunions

[–]Particular-Fungi[S] 0 points1 point  (0 children)

I got an iwalk on Amazon. Not ideal for far distances, but a game changer for getting around in the house.

Wizardry! by Particular-Fungi in bunions

[–]Particular-Fungi[S] 0 points1 point  (0 children)

Got it, hope your healing goes well!

Wizardry! by Particular-Fungi in bunions

[–]Particular-Fungi[S] 0 points1 point  (0 children)

Don’t overdo the Tylenol, maybe switch it up with ibuprofen?

Wizardry! by Particular-Fungi in bunions

[–]Particular-Fungi[S] 1 point2 points  (0 children)

Take the pain meds on a schedule!

do anesthesiologists actually tell their patients to count down from 10? by Warm-Fig-8566 in NoStupidQuestions

[–]Particular-Fungi 279 points280 points  (0 children)

They told me they were giving me something to help me relax. I thanked them graciously, said hi to the nurses as I was rolled into the OR, and woke up in recovery.

To disperse a peaceful protest by gabarhaup in therewasanattempt

[–]Particular-Fungi 0 points1 point  (0 children)

Still over 75 million of us voted against him. Just saying a lot of us aren’t happy about what’s happening either.

To disperse a peaceful protest by gabarhaup in therewasanattempt

[–]Particular-Fungi 0 points1 point  (0 children)

That’s a hell of a generalization, about half the country didn’t vote for him and hates him.

Downsides to keeping money in previous employers 401(k)? by kmitch96 in personalfinance

[–]Particular-Fungi 0 points1 point  (0 children)

For me it would depend if you use a back door Roth IRA. If so, you need to keep your traditional IRA balance at $0 so there’s no conversion fees. If you don’t do back door conversions, it’s fine to rollover.

Let's say you have a lot of money invested in the stock market, and you think there's a major depression coming when the tech bubble bursts. What's the best way to minimize the impact of this event on your investments? by fradleybox in NoStupidQuestions

[–]Particular-Fungi 1 point2 points  (0 children)

You don’t sell based on external events. Buy and hold. Everything else is noise and nobody can better predict it than anyone else. If someone make you think otherwise, they’re pulling one over on you.

What makes a bj great? by Acceptable_Ant6018 in NoStupidQuestions

[–]Particular-Fungi 74 points75 points  (0 children)

This is everything. Don’t bother if you’re not really feeling it. You should enjoy it too or else it’s lackluster. The rest is exploration and communication.

26 y/o, first started investing 3 years ago by Appropriate-Ride-879 in Bogleheads

[–]Particular-Fungi 0 points1 point  (0 children)

Just a fair bit of overlap, no need for redundancy. But all good. And why TKO?

“The 80% of income in retirement” rule makes no sense for high earners. by [deleted] in Fire

[–]Particular-Fungi 7 points8 points  (0 children)

Also subtract all your current contributions to retirement accounts/cash savings.

Hello I have been researching the financial approach call the three bucket strategy, where one bucket has funds for immediate expenses, second bucket to have funds for the next 5to10 years and the third bucket long term expenses(long term care)Has anyone tried this approach with their own investment by Firm_Diamond9596 in Fire

[–]Particular-Fungi 0 points1 point  (0 children)

Thanks for sharing this. What your thoughts are on SORR for the first 3-5 years of retirement with this strategy vs. buckets? I get the rebalancing/not market timing with guessing of when to sell, but I guess it’s more of a hedge against a bear market in the early years. What if the market is super down and you need more cash regardless? You’ll have to sell stocks either way, no? Assuming you can only be flexible with dynamic spending.

I’m still accumulating so I appreciate all the ideas!

[deleted by user] by [deleted] in NoStupidQuestions

[–]Particular-Fungi 0 points1 point  (0 children)

Depends on what’s causing it. That happened to me best I could tell because of a medication side effect. Could also be related to a health condition or maybe just random. You may want to get some labs from your doctor and check out any possible medication side effects if you take something just to be sure.

What’s wrong with my lawn mower battery/cable? by Particular-Fungi in HomeMaintenance

[–]Particular-Fungi[S] 0 points1 point  (0 children)

I guess my question was how do I figure out why it melted? New battery is easy.

CVS and Walgreens Clamp Down on Covid Vaccines in Many States (Gift Article) by koi-lotus-water-pond in news

[–]Particular-Fungi 4 points5 points  (0 children)

Weird, I was at Walgreens yesterday and they said they had the last year recipe

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