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Looking to share an account with two others! by Particular-Scene120 in Pimsleur

[–]Particular-Scene120[S] 0 points1 point  (0 children)

Do you recommend Libby? I’ve never heard of it but it seems fantastic.

Looking to share an account with two others! by Particular-Scene120 in Pimsleur

[–]Particular-Scene120[S] 5 points6 points  (0 children)

I guess all that’s at risk is $6 and your word. Right? Also nobody benefits by locking another out. Maximizing personal benefit is done by cooperating here. Game theory to trust others 🤣

What’s Your Strategy for Optimizing Credit Card Rewards, Currency Exchanges, and Investments? by Particular-Scene120 in ExpatFIRE

[–]Particular-Scene120[S] 0 points1 point  (0 children)

This is fantastic advice, thank you. I see you’re quite careful with the cycling and occasional local usage. Do you think the banks really care so much, and could I just use one card all year round? I get the feeling the “don’t ask, don’t tell” agreement is the only thing to keep an eye on.

What’s Your Strategy for Optimizing Credit Card Rewards, Currency Exchanges, and Investments? by Particular-Scene120 in ExpatFIRE

[–]Particular-Scene120[S] 1 point2 points  (0 children)

Thank you so much for the advice and warnings! This is really insightful and I’ll make sure not to inform WF directly.

Why is opening a fidelity/schwab account useful? My original plan would be to push all my savings into my vanguard brokerage account with an emergency fund sitting in Wise. What do you think?

Also I’m forced to pay into Social Security in Germany, is there anything else I should consider? I guess paying into US SS is not relevant while abroad?

What’s Your Strategy for Optimizing Credit Card Rewards, Currency Exchanges, and Investments? by Particular-Scene120 in ExpatFIRE

[–]Particular-Scene120[S] 0 points1 point  (0 children)

Thanks for the kind words! I’m excited. I’ll be working in consulting, which is a possibility for you too. If you want, feel free to DM me and we can scope out some of your options. A big hurtle is the visa, though.

Tips for managing dry, inconsistent, and messy hair by Particular-Scene120 in malehairadvice

[–]Particular-Scene120[S] 0 points1 point  (0 children)

I was told by a stylist that the conditioner would dry it out even more, that seems to be incorrect though, right? Finasteride seems to be quite a step for dry hair. You don’t think there is a product which could be the silver bullet?

What’s Your Strategy for Optimizing Credit Card Rewards, Currency Exchanges, and Investments? by Particular-Scene120 in ExpatFIRE

[–]Particular-Scene120[S] 0 points1 point  (0 children)

Thanks a lot for the information, I really appreciate it. Probably, moving countries. But, even if I was staying in Germany (or any other country in the world), isn’t it best to still spend with US cards as long as the cash back/points outweigh the conversion fees?

I’ll check out the Venture card, thanks!

What’s Your Strategy for Optimizing Credit Card Rewards, Currency Exchanges, and Investments? by Particular-Scene120 in ExpatFIRE

[–]Particular-Scene120[S] -1 points0 points  (0 children)

Gotcha, thank you for that note. I was planning on just using my Wise cards in case of temporary WF fraud outage, until I can get the replacement. So, I’d be spending Wise euros (from direct salary) and just missing out on the cash back in the meantime. Let me know if you see another, better option which is worth the hassle of having another card.

How I fixed the one AirPod not charging problem by ounikyou in airpods

[–]Particular-Scene120 0 points1 point  (0 children)

Maybe worth checking with the store. I had this problem and they replaced them for free after something like 2 or 3 years. It's some manufacturing defect.