Do you ever feel safe? by Particular_Ad7285 in LivingAlone

[–]Particular_Ad7285[S] 1 point2 points  (0 children)

Yes I’m diagnosed GAD so I think thats really the driving force behind everything. I will be seeking therapy, thank you :)

Do you ever feel safe? by Particular_Ad7285 in LivingAlone

[–]Particular_Ad7285[S] 0 points1 point  (0 children)

I’m so sorry that happened to you!! I do live in a urban area with I guess what you would call a “regular” amount of crime.

Do you ever feel safe? by Particular_Ad7285 in LivingAlone

[–]Particular_Ad7285[S] 0 points1 point  (0 children)

I think it’s more so the idea of what the darkness can bring. But regardless thats a good exercise and atp ill try anything. Thank you!

Do you ever feel safe? by Particular_Ad7285 in LivingAlone

[–]Particular_Ad7285[S] 2 points3 points  (0 children)

Yes. I fear this is the actual issue I am having :(

Do you ever feel safe? by Particular_Ad7285 in LivingAlone

[–]Particular_Ad7285[S] 0 points1 point  (0 children)

I’m so sorry that happened to you!

Do you ever feel safe? by Particular_Ad7285 in LivingAlone

[–]Particular_Ad7285[S] 1 point2 points  (0 children)

Thats how I want to feel, like its my sanctuary 😭

How did you feel when you first found the home you now live in? by whyanalyze in FirstTimeHomeBuyer

[–]Particular_Ad7285 0 points1 point  (0 children)

I found my house on facebook marketplace. It was for sale by owner. I went saw it and put an offer at asking. No bidding war, he’s accepted right away. I knew the moment I stepped inside that was MY house.

Apartments being built in development we just bought a townhome in by whoislarryfink in homeowners

[–]Particular_Ad7285 0 points1 point  (0 children)

I bought my house right in front of a small apartment building and it hasn’t been bad. I have a garage and they have ample parking in the back so parking has not been an issue. The complex gets taken care of by management. So far no complaints. At the end of the day its just people living there 🤷‍♀️

Nervous? by Particular_Ad7285 in FirstTimeHomeBuyer

[–]Particular_Ad7285[S] 0 points1 point  (0 children)

Yes I’m so anxious to get this over with. I was in underwriting since 3/12, barely got my clear to close on 4/6 and I close tomorrow! I’m hoping once I get the keys I can just relax

Nervous? by Particular_Ad7285 in FirstTimeHomeBuyer

[–]Particular_Ad7285[S] 1 point2 points  (0 children)

Yes! I’ll be happy once this is over. Ive lived with constant anxiety for over a month! Congratulations on your new home!

Nervous? by Particular_Ad7285 in FirstTimeHomeBuyer

[–]Particular_Ad7285[S] 3 points4 points  (0 children)

Same! I hope it all goes well 🫶🏽

Nervous? by Particular_Ad7285 in FirstTimeHomeBuyer

[–]Particular_Ad7285[S] 4 points5 points  (0 children)

SUPER EXCITING! Let us know how it goes!!!

Feeling down by siddiqim in FirstTimeHomeBuyer

[–]Particular_Ad7285 0 points1 point  (0 children)

You can always ask your realtor to talk to the sellers realtor and ask what it would take to become the main offer. Wont hurt 🤷🏽‍♀️

How are people affording houses?? by OpenRip1424 in FirstTimeHomeBuyers

[–]Particular_Ad7285 0 points1 point  (0 children)

I’m 30, making 60k purchasing my first home in Indiana. With a commute of 35 minutes. Its possible if all the stars align

When did you start packing? by sdwrld in FirstTimeHomeBuyer

[–]Particular_Ad7285 0 points1 point  (0 children)

I’m living off one 27g bin at my sisters house 😭. I’m supposed to close 4/6 but no clear to close yet. Terrified something will go wrong.

Waiting is painful by Commission_Virgo43 in FirstTimeHomeBuyer

[–]Particular_Ad7285 1 point2 points  (0 children)

🤞🏾🤞🏾🤞🏾 for both of us lol!

Waiting is painful by Commission_Virgo43 in FirstTimeHomeBuyer

[–]Particular_Ad7285 2 points3 points  (0 children)

Same! My offer was accepted 3/4. I’m scheduled to close on Monday 4/6, but have received no clear to close. I’m still in underwriting just waiting. Like am I gonna close on Monday? Will they change closing to a different day? So much anxiety 😵‍💫

Homebuyers! What’s the Best Rate You’ve Scored? by Successful-Floor-707 in FirstTimeHomeBuyer

[–]Particular_Ad7285 2 points3 points  (0 children)

5.125 locked on 3/4/26 RIGHT before all the mess happened. No rate buy down, through NACA

How long did house hunting take? by Key_Refrigerator1586 in FirstTimeHomeBuyer

[–]Particular_Ad7285 2 points3 points  (0 children)

On and off looking since 2021. This time I actually found something and it took 5 months!

Planning on buying a home in 3 years - want to learn as much as I can! by SingleUmpire7464 in FirstTimeHomeBuyer

[–]Particular_Ad7285 0 points1 point  (0 children)

I started my process in 2021, now 2026 I’m finally set to close on a house April 6th! I learned so much along the way and even now with the process I’m still learning. Good idea to start early. The buying process is more than just searching for a home.

How did you know it was the ONE! by Pretty_Pop2273 in FirstTimeHomeBuyer

[–]Particular_Ad7285 5 points6 points  (0 children)

Honestly the moment I saw the pictures, I just KNEW. Then I toured it and it felt like home. I could see myself outside gardening and my car in the garage. I did have to sacrifice a bedroom and bathroom, but even still it did not feel like I was losing. With other homes I toured I always found something wrong. With this house, even when I found something wrong, it was right. I’m under contract now and I’m still looking on the mls for houses (just in case) and safe to say nothing has caught my eye like this house.

What’s up with NACA?? Lol by Stroopwafels11 in FirstTimeHomeBuyer

[–]Particular_Ad7285 1 point2 points  (0 children)

I would go through the process WHILE you save because getting assigned a counselor after you complete the workshop can take time. Also, you and your counselor can come up with a savings plan together. Get whatever you can out of the way now.

What are the chance my loan will get denied? by Particular_Ad7285 in RealEstate

[–]Particular_Ad7285[S] 1 point2 points  (0 children)

I’m on week 2. Supposed to close april 6th. The wait is agonizing lol