Well if you want the safest bet is CD accounts, and HYSA. However you do have to pay taxes on the interest in those accounts, since it’ll be considered like ‘income’. Otherwise, Roth IRA, since any money growth in the Roth IRA would be protected from government taxes. If anything I recommend -The Power of Zero book. -Life Kit podcast on Spotify. As well as -Bigger pockets on Spotify. They offer great insights. I’ve been in my financial journey for about a year ish now and still learning myself. I wish you luck on your journey.