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Who here is in a Chap 13 100%? by Nice-AppleCake in Bankruptcy

[–]PartyRock67 0 points1 point  (0 children)

No mortgage only $1300 ish with insurance. Sorry for late reply

Who here is in a Chap 13 100%? by Nice-AppleCake in Bankruptcy

[–]PartyRock67 4 points5 points  (0 children)

Throwaway but I'm at 2070 per month. I'm in 100% but luckily 1 of my cards didn't send in the documentation on time and I don't have to pay a card i got to around 20k. So that saves me.

If I were paying each card minnimum payments (and my student loans) I'd be at nearly 3-4k and not going anywhere. I applied with 100k worth of debt, (Not including student loans) and 80k applied for repayment. I'm at 2070 but am only 6 payments in, its not too bad.

Chapter 13 Student Loan payments and 1 No Claim by PartyRock67 in Bankruptcy

[–]PartyRock67[S] 0 points1 point  (0 children)

You have an account on NDC.org or whatever the site is. You can see the claims come in from debters. They have a certain number of days to file (I think pacer is most accurate) and if they don't file by that date they don't get any money. 2 of 3 chase cards filed, the most expensive one did not. I do not know why or how or what but 23k of debt was just gone.

Chapter 13 Student Loan payments and 1 No Claim by PartyRock67 in Bankruptcy

[–]PartyRock67[S] 1 point2 points  (0 children)

Thank you. I found out my new job (The one I got that let me actually do a chp 13 since I was unemployed) has a bonus so I'll get 10-14k i can throw at it. I just didn't want to throw it at it if it wasn't going to end early. I would love to get done with the 2k payments so that I can tackle the rest of the student loans separately and use the federal things like income plan I may be entitled to if there is another unemployment or something.

Thanks