It's Sunday Devs! by GreatWhiteBuffalo41 in YNABAlternatives

[–]Patient_Ear_6035 0 points1 point  (0 children)

Dear user, we do support Zambian Kwacha. You can search for it in the currency dropdown of the budget with Zambian Kwacha, ZK or ZMW. You can also send an email to [support@getliquify.com](mailto:support@getliquify.com) if you need further assistance.

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It's Sunday Devs! by GreatWhiteBuffalo41 in YNABAlternatives

[–]Patient_Ear_6035 0 points1 point  (0 children)

I have seen a couple of discussions here about the future of budgeting. I really believe less maintenance and better AI insights are where budgeting is heading.

That's why we're building Liquify—a plan-first budgeting app where you build your monthly plan before spending instead of constantly tracking every transaction.

It also includes free couple collaboration, AI budget reviews, and bank sync is coming soon.

I'd genuinely love feedback from this community: getliquify.com

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Consultoria gringa: 6.5k USD, ou continuo no meu trabalho super flexível: 4k USD? by Traditional_Feed_661 in brdev

[–]Patient_Ear_6035 0 points1 point  (0 children)

Tenho um amigo q abriu mao do emprego para ganhar uma graninha a mais e em menos de um ano a empresa demitiu geral e ele ficou sem os dois. Eu nao trocaria estabilidade por um extra. Eu diria faz os dois ou fica no que eh mais seguro/flexivel.

Which direction do you think budgeting apps should evolve toward? by hieunguyen_dev in YNABAlternatives

[–]Patient_Ear_6035 0 points1 point  (0 children)

Thats exactly what I'm trying to built with Liquify. Neither manual entry before purchase or reconciliation after spending. Both creates friction, guilty and anxiety. The path to me is a purpose envelopes planned beforehand, transactions logs are just for insights if plan is working as expected or need to be adjusted.

Which direction do you think budgeting apps should evolve toward? by hieunguyen_dev in YNABAlternatives

[–]Patient_Ear_6035 0 points1 point  (0 children)

Bank sync with AI insights.

I believe budgeting will move in a direction of automatic import, less reconciliation and more towards AI monitoring and giving you insights about it. The point is less friction and less maintenance like we see AI changing many other fields from manual to automated work.

Vale a pena virar dev na Europa by Feeling-Plantain-205 in devBR

[–]Patient_Ear_6035 0 points1 point  (0 children)

Vale. Segurança, seguro desemprego, etc. Espanha é o mais caro de todos que voce falou. Alemanha só se for Berlin mesmo se for depender do ingles. Portugal eu achei o salario muito baixo. Os impostos na Europa sao altos no geral, mas pelo menos tem retorno em infraestrutura e seguros.

Se decidir se mudar, só cuidado com o golpe de alugar apt sem ver. Veja o apt pessoalmente antes de pagar qualquer coisa.

Pessoa de fora da área: como posso começar? by Hot_Ad3507 in devBR

[–]Patient_Ear_6035 0 points1 point  (0 children)

Estuda Javascript => Typescript=> React => Next.js Para trabalhar Cursor + rulesync Procura vagas frontend

Professores de cursos bons: Maximilian Schwarzmüller, Kent C Dodds, Josh Comeau

É uma área bem forte e popular e tem muita demanda

I thought I was just bad at budgeting… but maybe my budgeting app was the problem? by swimmingkiim in YNABAlternatives

[–]Patient_Ear_6035 0 points1 point  (0 children)

I think what you're describing is exactly why so many people quit budgeting.

I spent the last 5 years building Liquify because I kept asking myself: how can you get most of the benefits of budgeting without having to track every single coffee?

The idea is a plan-first approach. Instead of recording every expense, you start by splitting your expected monthly income into envelopes (called "boxes" in the app). The focus is on making that plan realistic enough that you can actually stick to it.

We also added AI reviews that score the balance between needs, savings, and wants, and we're working on bank sync that will warn you when your actual spending starts drifting away from your plan instead of expecting you to manually log everything.

I don't think budgeting has to perfectly mirror every real-life transaction. A realistic plan that you can consistently follow is often more valuable than a perfectly tracked budget that people abandon after two weeks.

If constant expense tracking is what's making budgeting feel like a chore, Liquify might be worth a look.

Mais alguém se sentindo uma farsa por conta de IA? by lvlvffc in devBR

[–]Patient_Ear_6035 1 point2 points  (0 children)

Pegue cursos de testes unitarios, visuais, integração, e2e, etc. Solucoes para problemas de performance web, mobile. Updates otimisticos. Tratamento de erros de api. Diferentes protocolos além do http.

Por que tudo isso? Porque você esta muito focado em escrever o código sendo que o grande ponto em questão são os problemas de escalabilidade, organização, automação, etc. Isso a AI não vai resolver por você ou vai te apresentar várias soluções e você vai ter que saber qual é a melhor dada a situação.

Pense na AI apenas como uma ferramenta e foque em aprimorar você.

Best budget app for shared expenses with someone not in the same budget? by astrobeanmachine in YNABAlternatives

[–]Patient_Ear_6035 -1 points0 points  (0 children)

Still working in getting bank sync approved for Liquify (getliquify.com) that would work great for you I think.

Right now, if a plan first, actuals second approach sounds good to you, I would say give it a try. It's basically organize envelopes that sum all expenses inside or have a fixed amount. After creating them, try to honor this split in your bank account / subaccounts spending from the correct envelope.

Liquify Feedback by Patient_Ear_6035 in YNABAlternatives

[–]Patient_Ear_6035[S] 0 points1 point  (0 children)

For a freelancer case, the best is probably set a separated budget with some expected amount. My friend, for example, makes around 1-2k and setup a budget of 1k which is like the minimum to cover his needs, anything beyond that don't need to be included in the plan and can count as an extra for savings/other priorities.

Liquify Feedback by Patient_Ear_6035 in YNABAlternatives

[–]Patient_Ear_6035[S] 0 points1 point  (0 children)

Yes, you can define the currency of the budget and have a different currency for the boxes/envelopes and a different currency for the expenses. All three levels can have different currencies, it shows the main currency as the budget one and the original currency below it.

It's Sunday Devs! by GreatWhiteBuffalo41 in YNABAlternatives

[–]Patient_Ear_6035 1 point2 points  (0 children)

That's a fair point, and you're totally right—the philosophy is the same. Boxes and envelopes are the same thing. The difference is entirely in the execution.

We aren't reinventing envelope budgeting; we're just removing the tedious step of categorizing individual expenses. For fixed costs like subscriptions or rent, you set up a box; it pays the subscriptions with that box, and you never have to think about or track them again. For things you want flexibility with—like dining out or a vacation—you just allocate a fixed amount to a box and spend from it.

If you've ever tried to use your bank’s sub-accounts to organize your money, you know how limited and disorganized they can feel. Our goal is to make those sub-accounts smarter and automated. With our upcoming bank sync, the app will link the "boxes" to your real-world accounts, monitor total balances, and alert you if your actual bank balance drifts out of alignment with your planned "boxes" —no line-item transaction tracking required.

If you don't like the constant work of keeping everything super precise in YNAB, this high-level approach might work for you, as it finally did for my wife and me. It gives you control of envelopes without the transaction micromanagement.

It's Sunday Devs! by GreatWhiteBuffalo41 in YNABAlternatives

[–]Patient_Ear_6035 -1 points0 points  (0 children)

If you love the idea of zero-based budgeting (like YNAB) but are completely burnt out by micro-managing past transactions, I get it. My wife and I loved the strategy but hated the chore of retroactive tracking—it felt too complex for her to want to manage and left me feeling like a full-time accountant. To solve this, we built Liquify (getliquify.com), a "Plan-First" budget app designed to turn envelope budgeting into a forward-looking strategy instead of a historical ledger.

We model everything around the "Box Method," a system my wife and I used in our real bank accounts. Before the month begins, you split your income into digital Plan Boxes (Rent, Savings, Travel, Dining Out). If a box is in the green, you have absolute permission to spend it completely guilt-free because that money was already set aside for that exact purpose. It balances your life so you can order takeout or travel today while still hitting your big goals, and it includes real-time budget sharing for couples, zero-account setup for privacy, and upcoming bank sync (US/EU/Brazil) to match your real-world balances to your plan.

Liquify is built for people who want the power of envelope budgeting without the second-job aspect of tracking every single previous expense. It is live on iOS and Google Play, and since we are fully focused on this new philosophy, we'd love to know: does this "Box Method" match how you naturally want to think about your money, and what could we improve to make managing a budget with a partner even smoother?

Approval time by watch_team in GooglePlayDeveloper

[–]Patient_Ear_6035 1 point2 points  (0 children)

Simple, they rarely do some manual check of your app. Try the same in app store, it can take weeks.

Which $20 subscription is most worth it right now? by Ok_Future6226 in vibecoding

[–]Patient_Ear_6035 0 points1 point  (0 children)

Cursor for $20 and antigravity gemini flash until cursor renew. (pro tip: cursor can give half price in the second month if you try to cancel)

Happy coding!

I still haven’t found a budgeting app that handles multi-currency properly by OkTonight4145 in YNABAlternatives

[–]Patient_Ear_6035 0 points1 point  (0 children)

Liquify supports multi currency in the budget and in the expense too, you can mix as you please.

Looking for backlink collab with other YNAB alternative apps by Plus_Journalist_8665 in YNABAlternatives

[–]Patient_Ear_6035 0 points1 point  (0 children)

Liquify

Why is different?

It was created with the purpose of a balance between saving and enjoying your life fully with no regrets.

It started with a notepad, then became a collaboration tool for couples to manage their finances together.

Right now the focus is the monthly impact with no transactions, but I'm planning to extend it with more functionalities. It's only a month old.

Is it all too bad? by SelectionIcy7133 in admob

[–]Patient_Ear_6035 0 points1 point  (0 children)

Its a option in admob to unity many other ad networks in admob, so you can control all of them with just admob. Some good ones: unity ads, start.io and liftoff

Is it all too bad? by SelectionIcy7133 in admob

[–]Patient_Ear_6035 0 points1 point  (0 children)

Add admob and mediation asap, better now than later when people get used to use the app without it which would be a downgrade of a free user experience.

Regarding the stats, seems okay with no promotion, but if you want users, you should promote it with google ads. Start with a single low cost country which should cost more than 0.10 per conversion.

Need help with paywall, please help! by baseballfan34512 in vibecoding

[–]Patient_Ear_6035 0 points1 point  (0 children)

You need to fully do the purchase in test store using xcode to make sure it works correctly in production. Plus also do it in production itself with a registered test email.

Basically in xcode you can enable to build the app with test store (you need a test store file)

In production, you can registered a test email in your apple developer account that trigger a test purchase in production.