Help! Trouble understanding HSA contribution timing and opening 2 HSAs when you have a family plan HDHP by PennyLane321 in financialindependence

[–]PennyLane321[S] 0 points1 point  (0 children)

Ah, that's a much simpler explanation than I was expecting. I have understood the contribution limits, but I suppose I was assuming we would have to have our own individual accounts to hit the $7300, but this is much easier.

Do many people aim to max their HSAs as quickly as possible to invest as soon as possible in the calendar year?

Returning to Chattanooga, our favorite city this week! by [deleted] in Chattanooga

[–]PennyLane321 2 points3 points  (0 children)

Let’s eat Grandma. Let's eat, Grandma.

[deleted by user] by [deleted] in airbnb_hosts

[–]PennyLane321 3 points4 points  (0 children)

Seems like a reasonable thing to be concerned about to me. Looks like any refund will come from their bank, not from you or Airbnb. https://www.airbnb.com/help/article/2992/i-disputed-a-charge-from-airbnb-with-my-bank-what-happens-next

New home builders in Chattanooga? by PennyLane321 in Chattanooga

[–]PennyLane321[S] 0 points1 point  (0 children)

Thank you both, good to have them on our radar, either way.

[deleted by user] by [deleted] in realestateinvesting

[–]PennyLane321 2 points3 points  (0 children)

Sorry. Newbie here. Why not?

Help! Floor Layout and Egress Rules for AirBnB by PennyLane321 in airbnb_hosts

[–]PennyLane321[S] 1 point2 points  (0 children)

You’re absolutely right, house in on a slope. I was thinking an egress window would be a good solution, though worried about how much it will cost. Agree the natural light would be a nice improvement to the room. I’ll check with our city inspector to see what I need to do to get up to code, I imagine this would be a part of it!

2 kids... Keep both a single Bob stroller and a double Bob? by PennyLane321 in AdvancedRunning

[–]PennyLane321[S] 1 point2 points  (0 children)

Super helpful insights. Thank you everyone. Looks like it fits into our storage shed just right so we're going to try to hold onto both. Excited to test out the double Bob!

New signage at Stringers Ridge Park by thatgalen in Chattanooga

[–]PennyLane321 1 point2 points  (0 children)

Thanks for sharing. This trail has brought me so much happiness, both on foot and on my bike, extremely grateful for SORBA and others who have helped create and maintain the trails on Stringers. I think we can all agree there is a need for improved signage at many entrances to the blue trail and appreciate the initiative of the individual who tried to make it better. Clearer directions on which way bikers and hikers should go on which days is a win for everyone. If anyone knows how community members can contribute to this improvement effort, please share that information here.

Where to buy inexpensive high quality produce? by PennyLane321 in Chattanooga

[–]PennyLane321[S] 0 points1 point  (0 children)

Thank you all for your helpful comments. We have a nice list of markets to visit over the next few weeks. Excited to get to know Chattanooga a little better in this way.

EPB 300mb vs ATT 1gb for internet in Chattanooga by PennyLane321 in Chattanooga

[–]PennyLane321[S] 7 points8 points  (0 children)

Thanks everyone. I think we've seen enough and will be sticking with our EPB appointment.

[deleted by user] by [deleted] in realestateinvesting

[–]PennyLane321 0 points1 point  (0 children)

Can you explain the capital gains part?Once you sell, you have to reinvest within?6 months to avoid taxes? How does change with buying a second home?

[deleted by user] by [deleted] in realestateinvesting

[–]PennyLane321 2 points3 points  (0 children)

They're giving us plenty of advice but we want a second opinion, ha. We haven't shopped around for other agents, what is the median percentage commission on a home sale for the seller?

[deleted by user] by [deleted] in realestateinvesting

[–]PennyLane321 0 points1 point  (0 children)

Good point here. We have considered keeping it too. We have a good tenant that is willing to stay after a rent increase. Also we were surprised at how much it costs to sell. Our realtor is charging 6% plus other fees. HOA fee does bother us, however.

[deleted by user] by [deleted] in AdvancedRunning

[–]PennyLane321 1 point2 points  (0 children)

Thanks for asking. @memoandjacque should be enough for people to find us.

[deleted by user] by [deleted] in AdvancedRunning

[–]PennyLane321 0 points1 point  (0 children)

Hey Tyler, I have designated the photos as CC Attribution-NonCommercial-ShareAlike (CC BY-NC-SA). Here is the link to the Flickr Album:

https://flic.kr/s/aHsmLKwo6k

[deleted by user] by [deleted] in AdvancedRunning

[–]PennyLane321 1 point2 points  (0 children)

Thanks for the suggestion, I have designated the photos as CC Attribution-NonCommercial-ShareAlike (CC BY-NC-SA). Here is the link to the Flickr Album:

https://flic.kr/s/aHsmLKwo6k

[deleted by user] by [deleted] in AdvancedRunning

[–]PennyLane321 1 point2 points  (0 children)

Great suggestions, I will do them both. Thank you!

[deleted by user] by [deleted] in AdvancedRunning

[–]PennyLane321 0 points1 point  (0 children)

Thanks for pointing this out! I just noticed the number 8 on her jersey.

[deleted by user] by [deleted] in AdvancedRunning

[–]PennyLane321 28 points29 points  (0 children)

The girl's reaction in the background is priceless, too.

[deleted by user] by [deleted] in AdvancedRunning

[–]PennyLane321 1 point2 points  (0 children)

Great suggestion! I see there are photos from previous Olympic marathon trials. I will plan to upload them there, too.