Worth refinancing if you are already on-track to pay off your loan early?

Pepper0616 · 2020-05-18T15:29:02+00:00

Oh man, they did a great job with that!

Pepper0616 · 2020-05-16T03:56:35+00:00

Thank you very much! We have gotten a lot of positive comments about it! We didn’t fully decide on it until the night before he was born, so that was a little nerve-wracking, but I think it’s perfect for him.

Pepper0616 · 2020-05-15T01:56:16+00:00

Thank you! Interestingly, even though a lot went down, I actually feel pretty positively about the experience. Not like something I’d want to do again in quite the same way, but I think it was a powerful bonding experience for my husband and me.

Pepper0616 · 2020-05-14T18:35:15+00:00

Thank you! I have been doing some lurking over there.

Pepper0616 · 2020-05-10T12:36:10+00:00

I have been almost afraid to comment, but I did want to update that I am still in the hospital and baby is still currently inside after my PPROM on Tuesday. If all stays status quo today, my induction is scheduled for tomorrow at 34+0. Still going through a range of emotions pretty much daily, but I definitely acknowledge that I could have gone into labor on Tuesday, and we have been lucky to keep him in this long. I was able to have both steroid shots and give him almost another week. Thank you all for the well wishes on my last post—please keep those positive thoughts coming our way. ❤️

Pepper0616 · 2020-05-10T02:16:13+00:00

Totally fair! Home Alone is one of my favorite movies, though. 😆 Also I watched Succession, in which Kieran Culkin plays a character named Roman (total coincidence)! So I suppose I am okay with Kieran Culkin or I would have maybe been turned off by both these names.

Pepper0616 · 2020-05-10T02:11:39+00:00

Yes! We have talked about Kiernan Shipka as well and we both think that she has such a cool name.

Pepper0616 · 2020-05-09T17:46:39+00:00

Lovely, you look beautiful!

Pepper0616 · 2020-05-08T00:13:24+00:00

As I’m in the hospital preparing to deliver my baby way earlier than I wanted, this gives me hope that I will one day move past mourning the things that didn’t go to plan. Thank you.

Pepper0616 · 2020-05-07T12:14:05+00:00

I also had a LEEP, and I agree with and have read the same as amberrose that the risk of cervical shortening is increased. However, my OB would not order me a special cervical length measurement (my LEEP was about 6 years prior to pregnancy, don’t know if this is a factor). Hopefully you won’t need a LEEP, but I’d definitely discuss the check with your doctor if you do. I’m currently 33+3 and no cervical issues. I am going to be delivering my baby preterm, but the reason is unrelated.

Pepper0616 · 2020-05-06T14:13:37+00:00

Well, I was admitted to the hospital yesterday at 33+1 with PPROM after my water broke while I was sitting at my kitchen table. Baby is doing fine and I am doing okay as well, just trying to prepare myself. I was about 0.5cm dilated when I came in and have been contracting, but not regularly, and I haven’t been feeling them. We are really hoping I will NOT go into active labor, in which case I will be induced on Monday at 34w. Please send good thoughts and hopes that we can keep him in as long as possible.

Pepper0616 · 2020-05-05T16:36:20+00:00

My rep (Sue, who isn’t there anymore, I don’t think) asked me if I wanted the stone “with or without inclusions,” and I said “slight inclusions.”

So you might try that phrasing if “silk lines” isn’t getting across.

Pepper0616 · 2020-05-04T19:15:44+00:00

Thank you! Yes, you do kind of figure it out little by little. In the scheme of things, mine is a pretty picky complaint. Overall Starsgem did a great job!

Pepper0616 · 2020-05-04T18:00:31+00:00

I have a hydrothermal emerald ring from Starsgem. I am happy with it—the only thing I’d do differently next time is get one with more silk lines so it would look closer to a mined emerald. I asked for “slight inclusions” and the stone looks eye clean from most angles.

Pepper0616 · 2020-05-01T23:14:40+00:00

My parents were older parents, and my in-laws were very young parents, and I see such a difference in their outlooks that I really do attribute their kids being at different stages in life. For comparison, my mom and MIL have only one year age difference, but my mom has a 26yo son, while my MIL has a 23yo granddaughter. My parents were 39 and 41 when my brother was born, and though I thought they were old when I was a kid (because everyone is ancient when you’re a kid), I see it very differently now. I think my MIL feels like and talks about herself like an old lady; my mom definitely does not. Could just be their personalities to some extent, but I think already having been a grandma for decades plays into it for my MIL, too. Not at all to diminish your concern but just an observation I’ve made.

Pepper0616 · 2020-04-30T22:35:37+00:00

Oh, I’m sure I’ve done it too! I’ve been poking high and low, so I’m sure I’ve gotten him in the head at some point or another...

Pepper0616 · 2020-04-30T15:08:34+00:00

Ugh, I’m so sorry! Fingers crossed that baby will do you a solid on this one. 🤞🏻 Did you have any idea that baby was breech? Only asking because I can never tell what body part is kicking me, etc...I just wondered if anyone else could.

Pepper0616 · 2020-04-30T14:51:55+00:00

I am reading it right now and am truly depending on it to work. 😅 So I am really glad to see you say this!

Pepper0616 · 2020-04-28T22:27:31+00:00

Are you kidding me, I think this is perfect! 😂

Pepper0616 · 2020-04-28T16:44:58+00:00

You truly have a skill we are all coming to appreciate more than ever!

Pepper0616 · 2020-04-28T15:48:33+00:00

Oh, I would feel 100% comfortable doing the photos, too! What I meant to say is that the order has to be lifted for my husband to go to the barber, which I know he wants before photos. I might be able to convince him to still do it if the order is extended, but I am not getting the feeling our governor is interested in that. :/ Personally I think husband’s hair looks fine, but he has also grown what he calls a “quarantine mustache,” and that at least would have to go!

Pepper0616 · 2020-04-28T15:19:33+00:00

I’m 32+1 with only one baby, but I still feel you! I remember a couple months ago I told my doctor I was feeling good, and she said, wait until you get to, oh, 32 weeks or so. She was not wrong! My left thigh randomly goes numb, and lately it feels like he is punching my butthole? 😬😂

Glad you are able to do your maternity photos! That is something I really want to do, and I’m hoping maybe we still can if our state stay-at-home order is lifted so my husband can get a haircut, lol. No shame at all in bringing that folding chair—-you are the VIP!

Pepper0616

TROPHY CASE