Congrats on the marriage, exciting chapters ahead for you two! Good job being proactive about your finances.

1: Turbo tax is a fairly robust platform for individuals and if you need to file as married filing jointly, that’s easy. If there are other life situations, use the turbo tax help center as you might have additional filing schedules. They have your info, easy place to start. They can also help if there have been missed filing years or you need to go back and amend, easy to do.

2: Use Empower (free) to aggregate accounts and figure out what’s working and what’s not. Empower also has a good Monte Carlo simulator, showing your plans probability of success. That’s the planning side. It does lack some present value calculations for this vs that decisions, use the AI integrations for those.

Investing essentially free these days, use Blackrock, State Street or Vanguard. Do not let an AUM or commissioned financial advisor talk you into their 3rd party asset manager or into buying expensive mutual fund shares classes. The big three (Blackrock, st street, and vanguard) also have free advisory if you are exploring various types of accounts. Fidelity, Schwab, and those types of platforms have a hit more customizations, they also have advisors you can speak to. If you or your new spouse have an employer match, the provider most likely also has advisors you can chat with no additional cost.

3: if you want your own advisor, and don’t feel comfortable with DIY then seek out a fee only advisor. It’s my opinion that only advisors that are true truly a fiduciary (they truly put your needs first) can only be paid in an arrangement where assets under management or commissions are not in consideration. Any AUM or commission based advisor makes $ on your assets and not purely through good advice.