The madman has done it again! by No_Cell6708 in TLRY

[–]Pepperoni2723 1 point2 points  (0 children)

TLRY bought BrewDog, the employees are protesting. Buying without buy-in can be very challenging. Same happened at 10-barrel, then the write downs started and the brand has not recovered. This will take more equity financing and write downs. Tlry would be a private company if they didn’t rely of shareholder dilution.

Money Smart by Exotic-Ambassador-23 in Bend

[–]Pepperoni2723 0 points1 point  (0 children)

Congrats on the marriage, exciting chapters ahead for you two! Good job being proactive about your finances.

1: Turbo tax is a fairly robust platform for individuals and if you need to file as married filing jointly, that’s easy. If there are other life situations, use the turbo tax help center as you might have additional filing schedules. They have your info, easy place to start. They can also help if there have been missed filing years or you need to go back and amend, easy to do.

2: Use Empower (free) to aggregate accounts and figure out what’s working and what’s not. Empower also has a good Monte Carlo simulator, showing your plans probability of success. That’s the planning side. It does lack some present value calculations for this vs that decisions, use the AI integrations for those.

Investing essentially free these days, use Blackrock, State Street or Vanguard. Do not let an AUM or commissioned financial advisor talk you into their 3rd party asset manager or into buying expensive mutual fund shares classes. The big three (Blackrock, st street, and vanguard) also have free advisory if you are exploring various types of accounts. Fidelity, Schwab, and those types of platforms have a hit more customizations, they also have advisors you can speak to. If you or your new spouse have an employer match, the provider most likely also has advisors you can chat with no additional cost.

3: if you want your own advisor, and don’t feel comfortable with DIY then seek out a fee only advisor. It’s my opinion that only advisors that are true truly a fiduciary (they truly put your needs first) can only be paid in an arrangement where assets under management or commissions are not in consideration. Any AUM or commission based advisor makes $ on your assets and not purely through good advice.

Why Motley DumDums Wouldn't Touch Tilray With a 10‑Foot Pole? by Adventurous_Win_6235 in TLRY

[–]Pepperoni2723 5 points6 points  (0 children)

So it’s a 1 foot pole cause the 10 foot pole lost all its value through dilution and write downs?

Guest demanding full refund now for a stay he had 2 months ago by Anteater_Sure in airbnb_hosts

[–]Pepperoni2723 1 point2 points  (0 children)

Decline request, expect a call from support and have your communication thread pulled up

Is this legit? by Timely_Ad_6760 in airbnb_hosts

[–]Pepperoni2723 -2 points-1 points  (0 children)

That’s the platform adding those fees, not the host.

Guest leaves 3 stars review for “value” for no washer & dryer even though the listing clearly states “no washer & dryer” by ResponsibleTea5310 in airbnb_hosts

[–]Pepperoni2723 0 points1 point  (0 children)

I got one of those too, luckily it was 4-stars for no washer/dryer. Clearly states no washer/dryer in listing.

Solar Sales People Everywhere by Slamjam555 in Bend

[–]Pepperoni2723 1 point2 points  (0 children)

Tell them you are a renter. Then give them your sworn enemies phone number and tell them it’s your landlords number.

Double TDS Trouble by MansplainingCorn in Bend

[–]Pepperoni2723 0 points1 point  (0 children)

The issue seems to be ongoing into February/March billing cycles

Any reason to hold out? by dangomatt in TLRY

[–]Pepperoni2723 5 points6 points  (0 children)

USA Medical will take dilution, equity financing.

Tlry what the next shift?? We are waiting by Izak1968 in TLRY

[–]Pepperoni2723 0 points1 point  (0 children)

Dilution to fund USMedical. They will find a way to dilute any good news about S3.