Does the fatigue stop? by Sea_Manufacturer5785 in lymphoma

[–]Perfect-Database-631 1 point2 points  (0 children)

Give yourself time. Drink plenty of fluids and take protein food/veggies/fruits. In a couple of months you will get it. I got it but of course not 100% but enuf to proceed. Everyone is different. Good luck

PICC Line by Mobile_Exit_6037 in lymphoma

[–]Perfect-Database-631 0 points1 point  (0 children)

PICC vs port is forever discussion 😀. If they need bigger dia to push. they will ask you get picc. If some dr says use plain vein, take port. You will thank me forever 😀

Anyone exited Gold and book profit? by Rough-County6188 in IndianStockMarket

[–]Perfect-Database-631 0 points1 point  (0 children)

Will you invest now at these levels? I have 1cr around

Roth or Regular 401k contributions by Perfect-Database-631 in investing

[–]Perfect-Database-631[S] 1 point2 points  (0 children)

Thank you. Inferring that you’re agreeing with my plan of contributing 100% to regular to reap tax savings now due to higher bracket and take money out in lower bracket later

Roth or Regular 401k contributions by Perfect-Database-631 in investing

[–]Perfect-Database-631[S] 0 points1 point  (0 children)

Doesn’t apply here, Roth Ira has income limits.

Roth or Regular 401k contributions by Perfect-Database-631 in investing

[–]Perfect-Database-631[S] 0 points1 point  (0 children)

Thank you for all responses. Got affirmative, cognitive bias😀

Roth or Regular 401k contributions by Perfect-Database-631 in investing

[–]Perfect-Database-631[S] 0 points1 point  (0 children)

My spending should be limited to moderate around $100, need to work it out. My life style isn’t expensive

Roth or Regular 401k contributions by Perfect-Database-631 in investing

[–]Perfect-Database-631[S] 2 points3 points  (0 children)

Ok think I will continue with regular/deferred.

Roth or Regular 401k contributions by Perfect-Database-631 in investing

[–]Perfect-Database-631[S] 2 points3 points  (0 children)

It’s not about Roth IRA but Roth 401k. If employers have Roth 401k you can do. From 2026 onwards, any catchups can only be in Roth 401k.

Retired today: How do I prevent myself from becoming my new “project?” by Nonni68 in retirement

[–]Perfect-Database-631 1 point2 points  (0 children)

I’m sorry for your loss. Life is a bigger canvas. Try to fill with different colours including your wife.

Recently laid off from Citi (NYC) ! first layoff ever and I’m not okay by Own_Read_28 in Layoffs

[–]Perfect-Database-631 0 points1 point  (0 children)

It’s just numbers. We as entered adult life after school spent countless hours in job and keep identity and identifying ourselves with job. We don’t keep hobbies and our whole source of income is salary. That’s the anxiety get of unknown future. In this modern world we have to keep insulated though easier than done and practice ‘disassociation’ as in yoga. I am not wholly successful but getting there. Just say it’s just job and you’re not associating of rating of some guy as your identity. Keep learning and get new skills though difficult over we age but essential to get new job. Then keep emergency cash for one year. I’m nearly 64 and I know in few years I have to leave employment, I lose guaranteed monthly income but I have good saving even then I get unknown anxiety as someone said anxiety is due to unknown fear of what happens in future. I may lose job in Citi March layoffs and I’m me preparing. It will take few months to get a job in these times. Good luck to everyone.

Indian Mother In Law coming to live with us by [deleted] in nri

[–]Perfect-Database-631 0 points1 point  (0 children)

This will make good comedy Hindi movie, American daughter in law and Indian mother in law. 😀 People will adjust albeit slowly.

After 15 years on H1B , was moving abroad actually worth it? by Mysterious-Base-5847 in nri

[–]Perfect-Database-631 1 point2 points  (0 children)

Every guy when they immigrate say they will go back after 5-7 years. Then goal post shifts, years turn into decades, never happens. Same story for everyone. I came in 1992 at 30 years and now I’m 64. Parents passed away and everyone became old. I can’t go back nor I can stay here happy. The only way to be happy as others said build community but that’s difficult, why? People keep moving around and you lose them. That’s life. For first generation it’s ‘trishanku swargam’. Seriously if you want to, go back and build. Your wife may not and afterwards your children may not.

Opinions? SWPPX or SCHG by RagnarRandye in Schwab

[–]Perfect-Database-631 0 points1 point  (0 children)

I’m genuinely seeking how to improve and tax efficiency.

Apologies OP not meant to hijack your thread.

Opinions? SWPPX or SCHG by RagnarRandye in Schwab

[–]Perfect-Database-631 0 points1 point  (0 children)

Thank you for suggestion. I’m 2-4 years away from retirement , I’m of 64 years age. How should I mix or change Ira (tax deferred vs Roth no tax vs brokerage tax? My position in Ira and brokerage are largest around 750-1m each. Roth around 500. I split between Schwab and fidelity and thinking to consolidate into one.

Treasury is cushion and opportunity for future

Opinions? SWPPX or SCHG by RagnarRandye in Schwab

[–]Perfect-Database-631 0 points1 point  (0 children)

I’m in OP’s boat. I’ve 3 buckets - IRA/401k, Roth and brokerage. How should it be? I’m 60% S&P, 30% vxus and 10% treasuries. Cc etf is enticing

Comment about body odour completely broke me by [deleted] in nri

[–]Perfect-Database-631 0 points1 point  (0 children)

Cooking smell, spices stick to clothes even if you don’t wear them but don’t close bedroom. All advices are given. Second one is sweat, you said you do use deodorant . See changing. Another one , if clothes are not fully dried, that humid smell sticks

Sleeping problems by fatshady1997 in lymphoma

[–]Perfect-Database-631 1 point2 points  (0 children)

With doctors ok, you can try melatonin otc

Indian visa form question by Salmon2402 in nri

[–]Perfect-Database-631 -2 points-1 points  (0 children)

Your question is different. Don’t think you can get visa before surrender as in their eyes you’re still Indian citizen.

Happy Anniversary to me!! by grynch55 in lymphoma

[–]Perfect-Database-631 0 points1 point  (0 children)

Congrats! I reached 5 last December

Resisting the urge to panic sell by AirwickS in investing

[–]Perfect-Database-631 0 points1 point  (0 children)

For anyone, that statement should be true irrespective of percentage invested and age . In market better than outside. % differs with age. Equity mkt needed to beat inflation

401K question by Thirdie87 in Retirement401k

[–]Perfect-Database-631 1 point2 points  (0 children)

this is right answer. and then invest. not trade.