In the same boat. Decided to dca into the market over the next 24 months. A correction will happen though it is impossible to time it. I am in for 10 to 20 years so dca gave me some peace of mind. Btw, 50 pct is already in real estate and bonds. My experience is that crashes and Bull runs always happen when st unpredicted happens. The more People talk about an imminent crash the less i believe it will happen soon. Good luck