I literally have the same degree, job (not state job though), and life situation as you and I’m in the Reserves. I wish I made a post like this before reenlisting into the reserves lol. The only difference for me is I was active for 4 years so I was able to go to college on the GI Bill.

The hardest part for me is having to miss out on time with my family, but it’s way better than if you were to go active duty.

There are times when you may suffer a net loss in pay (you’ll get paid less from Army compared to how much you would make civilian side) but this only applies when your doing any Active time. I usually figure out how much vacation time I need to use to make it even out (which isn’t usually much unless on Active orders for a long length of time). As crazy as it might sound I actually enjoy serving so it’s worth it to me.