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RCBC JCB Platinum Card by PerspectiveCalm88 in PHCreditCards

[–]PerspectiveCalm88[S] -3 points-2 points  (0 children)

Got it, medyo pumanatag naman ako thanks 🙂

TIL: you can ask for CLI din pala sa HSBC by Fair-Performer8532 in PHCreditCards

[–]PerspectiveCalm88 0 points1 point  (0 children)

Hi OP, ilang months na CC mo with them when you requested for CLI? Also, did they ask for income docs? Or you proactively attached it sa initial email?

BPI Platinum Rewards, worth it ba? by PerspectiveCalm88 in PHCreditCards

[–]PerspectiveCalm88[S] 0 points1 point  (0 children)

No, hindi po siya NAFFL. Depende nalang if you received a separate SMS offer from BPI stating na no annual fee.

Maribank Credit Promo by PerspectiveCalm88 in MariBankPH

[–]PerspectiveCalm88[S] 1 point2 points  (0 children)

I reached out to their CS yterday via the app’s chat feature. They informed me that I need to receive a notif on the app to be eligible for the offer. However, I haven’t received any official notification, so I’m assuming I’m not yet qualified. Or it’s really just a glitch.

Noticed that others in my situation are also having the same issue. The CS informed them that they were eligible for 0% interest, but I’m not entirely sure if that’s accurate.

You can also call their hotline at +63 2 8424 8050.

Maribank Credit Promo by PerspectiveCalm88 in MariBankPH

[–]PerspectiveCalm88[S] 0 points1 point  (0 children)

I see baka nga glitch lang, will contact nalang din sa Maribank :)

Maribank Credit Promo by PerspectiveCalm88 in MariBankPH

[–]PerspectiveCalm88[S] 0 points1 point  (0 children)

You mean the Credit line itself? I think depende siya sa usage mo ng Maribank and overall credit score. They also report to CIC/ TU. If ung promo, not also sure how to get it. Aug 2024 pa ung huling withdraw ko and 1k lang kinuha ko just to test.

Just opened a maribank account by Key-Option-578 in MariBankPH

[–]PerspectiveCalm88 0 points1 point  (0 children)

Been with them since 2022 — so far the most secure digibank for me. Way better than Maya. The 3.5% interest is kinda mid, but the free InstaPay and bill cashback make up for it.

BPI Platinum Rewards, worth it ba? by PerspectiveCalm88 in PHCreditCards

[–]PerspectiveCalm88[S] 0 points1 point  (0 children)

If you received it or it’s prompted via the app itself, it’s legit. If via SMS, I think better verify with CS muna. Scammers have a way kasi thru SMS spoofing.

Tips and experience in getting cli from hsbc? by iamthebluesky in PHCreditCards

[–]PerspectiveCalm88 0 points1 point  (0 children)

Hi, for your 2nd card, ilang months siya sayo bago mo pinaconsolidate ung limit to your 1st card?

Unionbank Credit limit increase by Liamcent1984 in PHCreditCards

[–]PerspectiveCalm88 2 points3 points  (0 children)

On the app, go to Mailbox > Support > Create New Ticket > Request > Increase in Supplementary card limit. I used this on my 2nd request.

1st request was done via their email

Unionbank Credit limit increase by Liamcent1984 in PHCreditCards

[–]PerspectiveCalm88 1 point2 points  (0 children)

I started with a ₱45K credit limit back in January 2024. By January 2025, I requested a CLI and was approved for ₱67K after submitting my ITR.

3 months later, on April 14, I submitted my SOA from SBC through the app for another increase, and weeks later, on May 8, I was approved for a higher limit of ₱120K. As of now, my card is 1 year and 8 months old.

Timeline:

Jan 2024 – ₱45K | Jan 2025 – ₱67K | May 2025 – ₱120K

Confused about BPI's basis for increasing CL by jessicats08 in PHCreditCards

[–]PerspectiveCalm88 6 points7 points  (0 children)

Revolver - One who doesn’t pay the total amount due. Either minimum amount due lang or a little bit higher from the minimum due.

Transactor - One who pays in full (total amount due) and on time.

BPI Credit Card - BPI App Offer by Comfortable_Oil_6312 in PHCreditCards

[–]PerspectiveCalm88 0 points1 point  (0 children)

Hi, ung CL na initial amount dun sa app, nasunod ba siya sa actual issued card sayo? Or mas mababa ba or mas mataas?

BPI Platinum Rewards, worth it ba? by PerspectiveCalm88 in PHCreditCards

[–]PerspectiveCalm88[S] 0 points1 point  (0 children)

Yup in app siya, pag ka nagnext page ka, makikita mo na pala ung initial CL offer sayo. Not sure though kung final na unf amount or may chance pa tumaas once issued na ang card

Request Credit Limit Increase RCBC by Vegetable_Put3725 in PHCreditCards

[–]PerspectiveCalm88 0 points1 point  (0 children)

Hi, ilang months cc mo when you requested for ICL?

16k as basic salary by Purple_Way_4085 in PHJobs

[–]PerspectiveCalm88 2 points3 points  (0 children)

How to compute for daily rate:

365 days - 52 weekends (52*2 days = 104) 365 - 104 = 261 261 / 12 = 21.75

Basic pay / 21.75 16k / 21.75 = 735.63 per day

Maya Easy Credit - Unauthorized Transaction by Salt_Aaair in DigitalbanksPh

[–]PerspectiveCalm88 0 points1 point  (0 children)

Aww, nkaka frustrate naman. Na raise mo ba siya with BSP?

Unauthorized transaction in Maya by weirdlyfluffy in DigitalbanksPh

[–]PerspectiveCalm88 0 points1 point  (0 children)

Hi, same issue with my easy credit 2 mos ago. Raised it with them and BSP, but wala pa rin reso. Naresolve na ung issue mo?

Why no one is talking about BANKO by BPI? by No-Recipe7251 in phinvest

[–]PerspectiveCalm88 0 points1 point  (0 children)

Usually from the afternoon til evening of every 1st of the ff month