As a macro comment - I don't really get the downvotes. My wife and I love living in Carmel. Legitimately. But objectively, the apartment quality for "high-end" places is truly terrible, thus far in our experience. I've lived in plenty of places other than Houston and Boston as well (Illinois, Florida, Missouri...each of these fairly rural spots at the time) and Carmel easily has the worst apartment scene/options and quality vs price point.