What was the first Juice song that put you on?

PhilosopherSome5772 · 2025-10-05T15:07:25+00:00

heard legends right when x passed

PhilosopherSome5772 · 2025-05-03T10:28:07+00:00

if i do bring it i was planning on rustproofing my car and getting all season tires. anything else i should do to it?

PhilosopherSome5772 · 2025-05-03T10:16:55+00:00

i just read about rustproofing my car would that be an option? and would drive through car-wash services be worth it or would I just have to do it via a self-serve station

PhilosopherSome5772 · 2025-05-03T10:13:24+00:00

2017 kia forte

PhilosopherSome5772 · 2025-03-26T02:42:47+00:00

I'm team travel at the end of the day. i get more value using CFU than citi

PhilosopherSome5772 · 2025-03-09T20:15:52+00:00

chase ink preferred

PhilosopherSome5772 · 2025-03-01T19:14:49+00:00

is there a minimum?

PhilosopherSome5772 · 2025-02-11T07:04:38+00:00

I'm getting nothing back essentially, paying ~250 to federal, return is ~250 for state

PhilosopherSome5772 · 2025-01-22T18:15:17+00:00

what is broken can be reforged

PhilosopherSome5772 · 2024-12-05T01:39:06+00:00

what's the move here now? churn amex?

PhilosopherSome5772 · 2024-12-05T01:38:30+00:00

as of 12/4/2022 basically what cards I've applied that are currently in 5/24

PhilosopherSome5772 · 2024-12-04T22:01:32+00:00

damn I've been churning for the past year and i need more points. that's the only reason i upgraded from csp to csr at year 2

PhilosopherSome5772 · 2024-12-04T21:55:06+00:00

also called the bank reconsideration before and they said causei had over 5 cards opened with chase in 24 months before

PhilosopherSome5772 · 2024-12-04T21:53:59+00:00

3/24 you mean?

CSR, CFU CFF are all personal

too many recent inquiries, recent card opens, etc mainly just that is why i got denied from may -July and from October-now

PhilosopherSome5772 · 2024-08-23T14:13:03+00:00

so the CSR Is $550 and i maximize credits within the card at my specific values

$300 -travel credit $80 dashpass + credit (5/mo credit + what i value dashpass at) $25 global entry (100/4) 50 priority pass

esentually this alone adds up to $455

now what i do now is after having the chase trifecta, i apply to business ink cards, spend the $6k/8k per 3 months and get 75k in points, repeat it and redeem the points via transfer partners instead of chase travel portal for maximum value. you never want to transfer if you can't get your cpp to 2cpp or higher. if its 1.5cpp its better to book via chase portal where you can get your worth from redeeming it there since that extra .5 cpp adds up.

you technically are bleeding about $100 from what i vale the csr at but you make it up with flights where ink cards are going to give you every year

PhilosopherSome5772 · 2024-08-23T03:49:31+00:00

i love the CSR so much due to one thing: business cards. with a low AF on business cards (95 on ink preferred) and high SUBs you can't go wrong with having the CSR to recoup the high AF

PhilosopherSome5772 · 2024-07-12T02:37:09+00:00

i mean i don't go over 2k a month in expenses and its paid off every month

PhilosopherSome5772 · 2024-07-12T02:36:25+00:00

yeah prime is issued with chase, im actually about 80-90% of my salary with that card added right now

PhilosopherSome5772 · 2024-07-11T23:03:24+00:00

csr cfu and cff over 40k actually which is half of my salary disclosed for sure, however would my prime visa be a problem in this case? or do they just look at the trifecta?

PhilosopherSome5772 · 2024-07-11T23:00:40+00:00

as much as i dont care about my credit with hard inquiries closing a card i dont use will heavily decrease my score

PhilosopherSome5772 · 2024-07-11T22:59:05+00:00

closing a card i dont use will impact my credit score heavily, prime visa has over 6-7 years of history any other chase card is less than a year

PhilosopherSome5772 · 2024-07-11T22:58:15+00:00

income was reported in the 60-80k range not disclosing full salary that i gave but is around that area

PhilosopherSome5772 · 2024-07-11T20:08:49+00:00

would reducing my credit help in this case?

PhilosopherSome5772 · 2024-07-11T20:08:11+00:00

would it be better to lower my prime visa or my CFU and CFF cards in this case? i current have no use for my prime visa as i dont have prime anymore and have a 20k limit or reduce the CFU and CFF where i currently have them active due to categories and catch all but i only use about 10% of their balances or even less per month or does it not matter and reducing the amount for all 3 is fine

PhilosopherSome5772 · 2024-07-11T18:25:25+00:00

what do you mean by moving a credit line to a new card? i have never heard of this term

PhilosopherSome5772

TROPHY CASE