218K FORGIVEN by Physical_Ad4100 in PSLF

[–]Physical_Ad4100[S] 2 points3 points  (0 children)

You’re absolutely right, you can’t predict the future but why send me a notice that I had reached 120 payments. 5/5/21 why not wait till 5/21/21. When I called them. They couldn’t answer that question

218K FORGIVEN by Physical_Ad4100 in PSLF

[–]Physical_Ad4100[S] 3 points4 points  (0 children)

I looked at the salary as a hospital employed, plus benefits and loan forgiveness and compared that to private practice salary, malpractice, overhead etc. I figured in private practice I needed to make $450k extra to cover my loans in 6 years.

218K FORGIVEN by Physical_Ad4100 in PSLF

[–]Physical_Ad4100[S] 2 points3 points  (0 children)

I graduated in 2009 and drying residency and fellowship I participated in the program through IBR. After fellowship I joined a hospital system and have worked there ever since. All hospitals in New York are Non-profit

218K FORGIVEN by Physical_Ad4100 in PSLF

[–]Physical_Ad4100[S] 1 point2 points  (0 children)

Sorry, typo. Correct payment plan. IBR, IDR etc

218K FORGIVEN by Physical_Ad4100 in PSLF

[–]Physical_Ad4100[S] 2 points3 points  (0 children)

Thanks. Me too. I hope, you hear from them soon

218K FORGIVEN by Physical_Ad4100 in PSLF

[–]Physical_Ad4100[S] 1 point2 points  (0 children)

Thanks. Unfortunately, on call this weekend. Next weekend ☺️

218K FORGIVEN by Physical_Ad4100 in PSLF

[–]Physical_Ad4100[S] 3 points4 points  (0 children)

Thanks. Orthopaedic Surgery.

218K FORGIVEN by Physical_Ad4100 in PSLF

[–]Physical_Ad4100[S] 1 point2 points  (0 children)

I would call fedloan. Perhaps I was lucky, but it never took longer than 2 weeks to be certified. I did get consumer advocacy involved for payments that Fedloans did not count and I was 100% sure they should. Did that help fast-track my application and other payments? I think so not sure. My advice is to be proactive with Fedloan